Regular Savings Accounts: The Best Currently Available List!

PloughmansLunch

allegro120 said:

jameseonline said:

surreysaver said:

jameseonline said:

allegro120 said:

Received e-mail from RBS saying "You can now exchange your Rewards and pay them directly into your eligible Royal Bank savings accounts."
I wonder if it means above the £150 monthly allowance or within it.  Any suggestions?

I think the key word is eligible.

By that I'm going to hazard a guess they mean all the low percentage savings accounts.

Would be really good if they included the Digital Saver but highly doubt it.

You can pay your round ups into the Digital Regular Saver. There's no definition of eligible 

Be interesting to find out 

I'll find out when I get my next £5. If Digital Saver is eligible it should appear on the app as an option, and if it does then I will assume that it can be deposited in addition to £150 the same as round-ups. 

Digital saver did appear as an option on my NatWest rewards when I withdrew earlier in the month, but as I’d already recently paid in the max of £150 I just sent it to my current account instead as I assumed it wouldn’t be accepted. I’d be happy to find out otherwise. 

jameseonline

Just checked my Saffron app, Maturity Manager showing up for my 9% Members Month account, shows up with my instruction to go into my Easy Access Saffron account and the amount on 5th June will be £629.75 in total.😊🙂

Kim_13

jameseonline said:

Just checked my Saffron app, Maturity Manager showing up for my 9% Members Month account, shows up with my instruction to go into my Easy Access Saffron account and the amount on 5th June will be £629.75 in total.😊🙂

Only £629.21 for me. Are Saffron one of those that will backdate to the day of sending if you fund on a non-working day then? I never tried it so this could be the difference. Any interest paid on my monthly EA I internal transferred on the 1st then topped up via FP on the first working day.

quirkydeptless

Kim_13 said:

jameseonline said:

Just checked my Saffron app, Maturity Manager showing up for my 9% Members Month account, shows up with my instruction to go into my Easy Access Saffron account and the amount on 5th June will be £629.75 in total.😊🙂

Only £629.21 for me. Are Saffron one of those that will backdate to the day of sending if you fund on a non-working day then? I never tried it so this could be the difference. Any interest paid on my monthly EA I internal transferred on the 1st then topped up via FP on the first working day.

And I won't be able to spend that penny as mine is £629.20 :'(

where_are_we

Bridlington - My Saffron 9% Members Month account matures June 5. You mentioned it will be replaced by an 8% Members Month account which is good news, although I presume the low £50 a month maximum deposit will continue.

I presume we will have to wait for the 9% version to mature before opening the new 8% one.

adindas

TSB regular saver. Once you have an old RSA mature and become an easy saver could you renew or open the new one using the legacy TSB spend and Save Account. I just revisit my TSB account and when try to open a new RSA, I got the message as below. Is there any way to get or renew the RSA without the need to apply for a new spend and Save Account ? Thx

adindas

where_are_we said:

Bridlington - My Saffron 9% Members Month account matures June 5. You mentioned it will be replaced by an 8% Members Month account which is good news, although I presume the low £50 a month maximum deposit will continue.

I presume we will have to wait for the 9% version to mature before opening the new 8% one.

With Saffron Building Society just be aware, act quickly. As soon as your favourable RSA mature apply the new one asap, typically the will send you notification with form. You could either apply the new one or call them. If it is too late (one month i believe) this window is close and you can not get this saving account with favourable interest. I learn this in a hard way in the past.

Bridlington1

where_are_we said:

Bridlington - My Saffron 9% Members Month account matures June 5. You mentioned it will be replaced by an 8% Members Month account which is good news, although I presume the low £50 a month maximum deposit will continue.

I presume we will have to wait for the 9% version to mature before opening the new 8% one.

First of all it wasn't me that broke this particular piece of news so I shalln't take credit for something I didn't do.

You can't hold both the 8% and 9% version simultaneously but what you can do is give them maturity instructions now if you wanted to (I gave mine over the phone) and ask them to convert the 9% RS into the 8% one upon maturity, which will keep the same account number.

Whilst I'm here I've been told over the phone that the eligibility cut off date is set to remain exactly the same as last year (1/6/22) so those who were ineligible for the 9% RS last year due to the cut off date are going to be ineligible for the 8% one this year as well.

EDIT: I was given incorrect information, the eligibility cut off date is 1/6/23 and not 1/6/22. Apologies for the misinformation.

allegro120

adindas said:

TSB regular saver. Once you have an old RSA mature and become an easy saver could you renew or open the new one using the legacy TSB spend and Save Account. I just revisit my TSB account and when try to open a new RSA, I got the message as below. Is there any way to get or renew the RSA without the need to apply for a new spend and Save Account ? Thx

This doesn't look right. It's not renewable, but you should be able to open a new RS as soon as your old one matures and becomes Easy Saver. You don't need to open another current account in order to apply for Monthly Saver.  Call them and try to resolve this on the phone.

KneadtheDough

adindas said:

TSB regular saver. Once you have an old RSA mature and become an easy saver could you renew or open the new one using the legacy TSB spend and Save Account. I just revisit my TSB account and when try to open a new RSA, I got the message as below. Is there any way to get or renew the RSA without the need to apply for a new spend and Save Account ? Thx

Something similar happened to me with TSB RSA earlier this year. After a LOT of research I found it was to do with having duplicate profiles (this tends to occur from previous accounts that have been opened). 

Try logging in with your other profile, IF you have one, and if that fails, I would contact TSB themselves about this anomaly.