Regular Savings Accounts: The Best Currently Available List!

Bridlington1

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Aidanmc

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

where_are_we

Skipton Member RS2 @7.5%. I have decided to withdraw all funds at maturity and hope the Member RS3 @7 % is still available. There is a risk that RS3 will be withdrawn before then.

I completed the maturity option form online with the above instructions to my nominated account. However there was no confirmation of these maturity instructions after submitting the secure code which I find a little disconcerting. I will obviously check on the maturity day.

Aidanmc

where_are_we said:

Skipton Member RS2 @7.5%. I have decided to withdraw all funds at maturity and hope the Member RS3 @7 % is still available. There is a risk that RS3 will be withdrawn before then.

I completed the maturity option form online with the above instructions to my nominated account. However there was no confirmation of these maturity instructions after submitting the secure code which I find a little disconcerting. I will obviously check on the maturity day.

Hi, i done the same and got instant confirmation.

After submitting the secure text code there is another step.

If you click on 'maturity options' banner again you should see this

happybagger

Aidanmc said:

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

Not sure on this account specifically, but if you try and withdraw the full balance to £0 doesn't it warn you tat will close the account on the next screen?

dekkard

Aidanmc said:

Bridlington1 said:

Aidanmc said:

Bridlington1 said:

dekkard said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I was thinking the same but perhaps a few days earlier just to be sure.

I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 

How do you close the Member Regular Saver early? Do you just withdraw the full balance and it closes automatically .

You can do it in the app. Go to Transfer & Pay, select the Member Bonus Saver and there should be an option to close the account at the bottom of the screen.

Thanks, i dont use the app. Doesnt seem to be a way to close it on online banking website.

On the web app, choose 'Withdraw' and then there's a 'Withdraw all funds and close account' option.

liamcov

Re the Saffron '12 Month Members' Regular Saver' - it says:

• Not hold any other Regular Saver accounts with us

Is that any RS? eg. the Small Saver / Loyalty Saver?

Bridlington1

liamcov said:

Re the Saffron '12 Month Members' Regular Saver' - it says:

• Not hold any other Regular Saver accounts with us

Is that any RS? eg. the Small Saver / Loyalty Saver?

You can hold either one Small Saver or one 12 Month Members' Regular Saver but not both simultaneously.

You can also hold a Members' Month Loyalty Saver (to be launched at 8%). This can be held in addition to holding one of the other regular savers.

Wheres_My_Cashback

Bridlington1 said:

liamcov said:

Re the Saffron '12 Month Members' Regular Saver' - it says:

• Not hold any other Regular Saver accounts with us

Is that any RS? eg. the Small Saver / Loyalty Saver?

You can hold either one Small Saver or one 12 Month Members' Regular Saver but not both simultaneously.

I already have the 5.25% RS, but Saffron have still offered me the small saver RS as a maturity option on the MML RS. It could easily catch people out. 

allegro120

Received e-mail from RBS saying "You can now exchange your Rewards and pay them directly into your eligible Royal Bank savings accounts."
I wonder if it means above the £150 monthly allowance or within it.  Any suggestions?