Regular Savings Accounts: The Best Currently Available List!

simonsmithsays

gt94sss2 said:

I contacted Saffron about something else recently and in their reply, they included: 

Just to let you know, our mobile app has been updated recently, allowing you to set up your own maturities and savings goals! Just search "Saffron Building Society" on the Google Play or App Store.

Sadly, I can't find this functionality in my version of the Android app!

Likewise - I checked earlier this afternoon.

Top left (three lines) 'Help centre' gives you the option of 'Whats New' which states a new feature is 'Managing your maturing account' but no details of how to do this.

Wheres_My_Cashback

Saffron Maturity instructions online/app are enabled 14 days prior to maturity date.

friolento

gt94sss2 said:

I contacted Saffron about something else recently and in their reply, they included: 

Just to let you know, our mobile app has been updated recently, allowing you to set up your own maturities and savings goals! Just search "Saffron Building Society" on the Google Play or App Store.

Sadly, I can't find this functionality in my version of the Android app!

It's not there in the iOS app, either, even though it's supposed to have been there for 2 months by now.

They do take maturity instructions in free form through the in-app messaging though, and confirm receipt of the instructions with a message. Whether they then execute them remains to be seen

jameseonline

It's definitely on the Android app but as said previously it only shows up 2 weeks before it's due to end

fonesaver

qbadger said:

You'd think they would contact and invite you to provide the maturity instruction only after the option to do so becomes available online/in the app (14 days before maturity), but alas for some reason you get the email notification 18 days before maturity.

I have made this point twice to them but they still send the maturity email before you can give online maturity instructions.

boomish

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

allegro120

boomish said:

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

If you transferred by debit card it will show 3.8% until the money arrives.  I had to wait for 3 days until it showed 5.2%. 

boomish

allegro120 said:

boomish said:

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

If you transferred by debit card it will show 3.8% until the money arrives.  I had to wait for 3 days until it showed 5.2%. 

OH wow that's super helpful thank you, I did deposit via Debit card, I think it is the right account type - Fa Bonus Saver 1 A. I only put in a £1 to test, we have a chunk to deposit from our Santander savings, hopefully it is 5.2%, I just didn't want to move larger amounts in until I was sure. I'll see what happens in a few days.  I presume this account is safe to use? Skipton are one of the good ones aren't they?

Bridlington1

boomish said:

allegro120 said:

boomish said:

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

If you transferred by debit card it will show 3.8% until the money arrives.  I had to wait for 3 days until it showed 5.2%. 

OH wow that's super helpful thank you, I did deposit via Debit card, I think it is the right account type - Fa Bonus Saver 1 A. I only put in a £1 to test, we have a chunk to deposit from our Santander savings, hopefully it is 5.2%, I just didn't want to move larger amounts in until I was sure. I'll see what happens in a few days.  I presume this account is safe to use? Skipton are one of the good ones aren't they?

It's also worth noting that deposits into Skipton by debit card don't start earning interest until a few days after making the deposit so in the interests of interest maximisation I'd make your remaining deposits by faster payment.

As for is Skipton ``good" I've never had any issues with them though I've used over 60 banks/building societies and would happily keep my money in any of them if they offered me a good rate of interest.

OneUser1

Just a reminder that for those with a savings account (for example a Regular Saver) plus also a current account or mortgage with the Nationwide then if there’s going to be a Loyalty Bonus paid this year it’s likely to be announced 23rd of this month - So next week!