Regular Savings Accounts: The Best Currently Available List!

fonesaver

qbadger said:

You'd think they would contact and invite you to provide the maturity instruction only after the option to do so becomes available online/in the app (14 days before maturity), but alas for some reason you get the email notification 18 days before maturity.

I have made this point twice to them but they still send the maturity email before you can give online maturity instructions.

boomish

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

allegro120

boomish said:

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

If you transferred by debit card it will show 3.8% until the money arrives.  I had to wait for 3 days until it showed 5.2%. 

boomish

allegro120 said:

boomish said:

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

If you transferred by debit card it will show 3.8% until the money arrives.  I had to wait for 3 days until it showed 5.2%. 

OH wow that's super helpful thank you, I did deposit via Debit card, I think it is the right account type - Fa Bonus Saver 1 A. I only put in a £1 to test, we have a chunk to deposit from our Santander savings, hopefully it is 5.2%, I just didn't want to move larger amounts in until I was sure. I'll see what happens in a few days.  I presume this account is safe to use? Skipton are one of the good ones aren't they?

Bridlington1

boomish said:

allegro120 said:

boomish said:

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

If you transferred by debit card it will show 3.8% until the money arrives.  I had to wait for 3 days until it showed 5.2%. 

OH wow that's super helpful thank you, I did deposit via Debit card, I think it is the right account type - Fa Bonus Saver 1 A. I only put in a £1 to test, we have a chunk to deposit from our Santander savings, hopefully it is 5.2%, I just didn't want to move larger amounts in until I was sure. I'll see what happens in a few days.  I presume this account is safe to use? Skipton are one of the good ones aren't they?

It's also worth noting that deposits into Skipton by debit card don't start earning interest until a few days after making the deposit so in the interests of interest maximisation I'd make your remaining deposits by faster payment.

As for is Skipton ``good" I've never had any issues with them though I've used over 60 banks/building societies and would happily keep my money in any of them if they offered me a good rate of interest.

OneUser1

Just a reminder that for those with a savings account (for example a Regular Saver) plus also a current account or mortgage with the Nationwide then if there’s going to be a Loyalty Bonus paid this year it’s likely to be announced 23rd of this month - So next week!

allegro120

boomish said:

allegro120 said:

boomish said:

Bridlington1 said:

boomish said:

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week. 

Have you made a deposit into it yet? Skipton don't show the interest rate until you make your first deposit.

Thanks for the reply, Doh I didn't think of that, I made it a deposit but it shows only 3.8% Ahh well look like MoneyBox it is for our easy access savings then. Not sure it's worth opening yet another account with Paragon MSE's top choice. difference is only .05 . Trouble is we have savings in Santander & have to transfer from there to Barclays as it's our 1 trusted account linked to MoneyBox. Shame we can't transfer direct as MoneyBox uses Santander. 

If you transferred by debit card it will show 3.8% until the money arrives.  I had to wait for 3 days until it showed 5.2%. 

OH wow that's super helpful thank you, I did deposit via Debit card, I think it is the right account type - Fa Bonus Saver 1 A. I only put in a £1 to test, we have a chunk to deposit from our Santander savings, hopefully it is 5.2%, I just didn't want to move larger amounts in until I was sure. I'll see what happens in a few days.  I presume this account is safe to use? Skipton are one of the good ones aren't they?

Yes it is safe, there's nothing wrong with Skipton BS.  One thing to bear in mind is that 5.2% rate is only for 6 months, after that is will reduce to 3.8% (variable).  At that point you will probably want to close this account and move your money elsewhere, so I would open a few more well paying EA savers that are still available for a future use.

jameseonline

Got my maturity email from Saffron today.

This is for my Members Month paying @ 9%

I'm guessing in app maturity section in app will follow soon.

trickydicky14

Just spoken to Saffron regarding my regular saver and maturity, was told as of today they have a new one you can now open with the same T&C's as before, £50 per month but the interest rate is now 8%

happybagger

jameseonline said:

Got my maturity email from Saffron today.

This is for my Members Month paying @ 9%

I'm guessing in app maturity section in app will follow soon.

I don't use apps but found it very simple to send a secure message a few days ago when logged on to the online account, and give instructions there. Reply came back within hours saying it will be followed.