Regular Savings Accounts: The Best Currently Available List!

wiseonesomeofthetime

When I spoke to Saffrom CS today, as I had logging in issues, I was told that CS did not know if there would be a fresh members' small regular saver offer in June. That sort of goes in line with the earlier - no details though - comment scripted in earlier post.

lucky77

Saffron Members Loyalty RS

This is the option and wording in the maturity pack:

Your account options
Your default account
 Maturity Easy Access Account

Thank you for saving with our Members' Month Loyalty Saver - this exclusive, high
interest rate account was one of the member benefits we wanted to share with you in
2023. We're delighted to confirm we'll be celebrating Members' Month again this June
with a brand new Members' Month Loyalty Saver, and other prizes draws and
experiences for you to enjoy. Keep an eye on our website or ask in-branch for more details

Bridlington1

wiseonesomeofthetime said:

When I spoke to Saffrom CS today, as I had logging in issues, I was told that CS did not know if there would be a fresh members' small regular saver offer in June. That sort of goes in line with the earlier - no details though - comment scripted in earlier post.

I phoned one of their branches and they said they expect to find out more information about the new loyalty RS in about a week or two. They then verified some of my details and said they will phone me when they receive any further information. 

soulsaver

Hmm - I must be missing a maturity pack. 
Apologies. 

gt94sss2

soulsaver said:

jameseonline said:

soulsaver said:

gt94sss2 said:

Have received an email asking me what I want to do regarding my maturing Saffron Building Society Members' Month Loyalty Saver.

It includes the fact that Saffron will be having another Members' Month Loyalty Saver in June - no details though

it's in the pack: essentially as is: 5.25% aer var; £500 pm, £6k max. £50 min bal.

Erm that's not a "members month" rate, that's their standard regular saver if you've been with them a year called "12 Month Members Regular Saver "

https://www.saffronbs.co.uk/Savings/Regular-Savings-Accounts

Members Month is/was a 9% account on £50 a month max deposit 

There's no reference to the Members Month account in the packs.  It refers to the 12 month members saver - the detail for which I summarised.

This is what I was referring to in my original post


edit : just seen @lucky77 wrote it out above!

jameseonline

Got there in the end 😊🤣

simonsmithsays

simonsmithsays said:

allegro120 said:

masonic said:

pokemaster said:

SonOfPearl said:

simonsmithsays said:

gt94sss2 said:

simonsmithsays said:

Skipton Member Saver 7.5% Maturity

As one of the account holders who haven't closed this early (and then opened up the 7% RS) I see that upon logging into the app I see the following

Your account is due to mature on 31 May 2024.

We'll let you know about your maturity options around two weeks before your account maturity date'

Skipton's default rollover option for this account is a 3.8% "matured saver" instant access account

They are also offering a 4.5% one year bond or you can switch to any of their other products available on the 1st June.

The maturity email doesn't list the app as a method of providing maturity instructions, but you can do so online, via email, post, webchat etc

If you want to open a new RS, you need to open a new account from 1st June

Even better is that Skipton are also offering a FA Bonus Saver which is easy access and pays up to 5.2% for six months variable (3.8% after that).

You'll see this option when you login online to complete your instructions and click on Full savings range available online

The T&C for the Skipton FA Bonus Saver states that you need to "have agreed to have an appointment with one of our financial advisers". That's a big no from me then. It's not worth the hassle for a 5.2% variable rate for six months when I currently have several accounts still paying 5%+ anyway. 

To me that reads as “if”

Yes, if you've agreed to have an appointment with one of their FAs, then they can offer you the account. Perhaps you'd be able to open the account without having such an appointment in place, but should expect a call to set one up.

I can confirm it. I've opened the account, deposited £1 and the interest displays as 3.8%.  I'll check tomorrow to see if it changes, but it looks to me like you need to make an appointment to get 5.2%.

Another 3.8% here (both on App and funding confirmation (below)) with the next interest showing as 11/5/25.

Today this Skipton FA Easy Access rate has changed to 5.2% (Maturity still 11/5/24) on the App.

Hence the cleared debit card theory funds seems correct.

I've also set up the nominated account (note this bit has to be done online) and performed a test withdrawal of a small amount which hit my nominated account late morning.

allegro120

simonsmithsays said:

simonsmithsays said:

allegro120 said:

masonic said:

pokemaster said:

SonOfPearl said:

simonsmithsays said:

gt94sss2 said:

simonsmithsays said:

Skipton Member Saver 7.5% Maturity

As one of the account holders who haven't closed this early (and then opened up the 7% RS) I see that upon logging into the app I see the following

Your account is due to mature on 31 May 2024.

We'll let you know about your maturity options around two weeks before your account maturity date'

Skipton's default rollover option for this account is a 3.8% "matured saver" instant access account

They are also offering a 4.5% one year bond or you can switch to any of their other products available on the 1st June.

The maturity email doesn't list the app as a method of providing maturity instructions, but you can do so online, via email, post, webchat etc

If you want to open a new RS, you need to open a new account from 1st June

Even better is that Skipton are also offering a FA Bonus Saver which is easy access and pays up to 5.2% for six months variable (3.8% after that).

You'll see this option when you login online to complete your instructions and click on Full savings range available online

The T&C for the Skipton FA Bonus Saver states that you need to "have agreed to have an appointment with one of our financial advisers". That's a big no from me then. It's not worth the hassle for a 5.2% variable rate for six months when I currently have several accounts still paying 5%+ anyway. 

To me that reads as “if”

Yes, if you've agreed to have an appointment with one of their FAs, then they can offer you the account. Perhaps you'd be able to open the account without having such an appointment in place, but should expect a call to set one up.

I can confirm it. I've opened the account, deposited £1 and the interest displays as 3.8%.  I'll check tomorrow to see if it changes, but it looks to me like you need to make an appointment to get 5.2%.

Another 3.8% here (both on App and funding confirmation (below)) with the next interest showing as 11/5/25.

Today this Skipton FA Easy Access rate has changed to 5.2% (Maturity still 11/5/24) on the App.

Hence the cleared debit card theory funds seems correct.

I've also set up the nominated account (note this bit has to be done online) and performed a test withdrawal of a small amount which hit my nominated account late morning.

The same here, the rate changed to 5.2% this morning.

sheffieldeagle

simonsmithsays said:

gt94sss2 said:

simonsmithsays said:

Skipton Member Saver 7.5% Maturity

As one of the account holders who haven't closed this early (and then opened up the 7% RS) I see that upon logging into the app I see the following

Your account is due to mature on 31 May 2024.

We'll let you know about your maturity options around two weeks before your account maturity date'

Skipton's default rollover option for this account is a 3.8% "matured saver" instant access account

They are also offering a 4.5% one year bond or you can switch to any of their other products available on the 1st June.

The maturity email doesn't list the app as a method of providing maturity instructions, but you can do so online, via email, post, webchat etc

If you want to open a new RS, you need to open a new account from 1st June

Even better is that Skipton are also offering a FA Bonus Saver which is easy access and pays up to 5.2% for six months variable (3.8% after that).

You'll see this option when you login online to complete your instructions and click on Full savings range available online

Cheers for this heads up. Really good spot.

boomish

I've applied for a Joint Savings account online with Skipton & that's says "A rate has not yet been applied" if I can't get the 5.2% I'm thinking MoneyBox as that pays 5% with it's1% bonus rate , we have put our ISA's in there so am thinking why not put our savings as well, currently in a Joint Santander easy saver which is due to reduce next week.