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Regular Savings Accounts: The Best Currently Available List!
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@allegro120 - I've opened this account and deposited funds, it's showing as 5.2% in the app. No appointment made.
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Bigwheels1111 said:gt94sss2 said:Bigwheels1111 said:jameseonline said:Bigwheels1111 said:jameseonline said:Just cashed out my First Direct Regular Saver £3735.38, so £3600 + £135.38 interest, not bad but not best either, it's advertised as £136.50 interest though, does say based on paying 1st of each month though but yeah.
Still it's better than last year's amount of £3710.44.
Also when did First Direct get push notifications?, took them long enough.
Although it's not much more so no great loss & more money may end up going into the poopy savings account anyway, last year an extra 66p ended up in it. 😁I just called them as said, your T&C state £136.50, why did I not get that.
So I pulled them on it.
I will pull them again in 12 months.
Plus on Monday, as used the wife’s account to get a second R/S she got paid even less than me.3 -
Gers said:@allegro120 - I've opened this account and deposited funds, it's showing as 5.2% in the app. No appointment made.
Skipton are one of those building societies where the account term starts on the date you make your first deposit rather than the date you apply for the account so by waiting a bit before making a deposit I can push the end date for the bonus rate on a bit.4 -
Gers said:@allegro120 - I've opened this account and deposited funds, it's showing as 5.2% in the app. No appointment made.
PS : Off topic, not about a Regular Savings Account.....0 -
allegro120 said:masonic said:pokemaster said:SonOfPearl said:simonsmithsays said:gt94sss2 said:
As one of the account holders who haven't closed this early (and then opened up the 7% RS) I see that upon logging into the app I see the following
Your account is due to mature on 31 May 2024.
We'll let you know about your maturity options around two weeks before your account maturity date'
They are also offering a 4.5% one year bond or you can switch to any of their other products available on the 1st June.
The maturity email doesn't list the app as a method of providing maturity instructions, but you can do so online, via email, post, webchat etc
If you want to open a new RS, you need to open a new account from 1st June
You'll see this option when you login online to complete your instructions and click on Full savings range available online1 -
This is mine.
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I assume the accounts showing 3.8% had a debit card deposit, and those showing 5.20% received an internal transfer (or possibly via faster payments) ?
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janusdesign said:I assume the accounts showing 3.8% had a debit card deposit, and those showing 5.20% received an internal transfer (or possibly via faster payments) ?1
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flaneurs_lobster said:janusdesign said:I assume the accounts showing 3.8% had a debit card deposit, and those showing 5.20% received an internal transfer (or possibly via faster payments) ?
Mine was FP too.
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Bridlington1 said:Further down the T&Cs it says this, which sounds very much like a requirement:
ETA application link:
https://secure.skipton.co.uk/portal/NewAccount/28105
However the Skipton FAQ's say "Our financial advice service could be right for you if you have at least a lump sum of £20,000 or £500 on a monthly basis." so it could be a very short meeting.
It's an original and interesting marketing pitch, bit better than the usual "would you benefit from a financial health check" that NWG have been punting at me for the last umpteen years.0
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