Regular Savings Accounts: The Best Currently Available List!

jameseonline

FIREmenow said:

Bridlington1 said:

where_are_we said:

Bridlington - My Saffron 9% Members Month account matures June 5. You mentioned it will be replaced by an 8% Members Month account which is good news, although I presume the low £50 a month maximum deposit will continue.

I presume we will have to wait for the 9% version to mature before opening the new 8% one.

First of all it wasn't me that broke this particular piece of news so I shalln't take credit for something I didn't do.

You can't hold both the 8% and 9% version simultaneously but what you can do is give them maturity instructions now if you wanted to (I gave mine over the phone) and ask them to convert the 9% RS into the 8% one upon maturity, which will keep the same account number.

Whilst I'm here I've been told over the phone that the eligibility cut off date is set to remain exactly the same as last year (1/6/22) so those who were ineligible for the 9% RS last year due to the cut off date are going to be ineligible for the 8% one this year as well.

Do people think it's worth signing up for something from Saffron now, if you are not already a member, to hopefully have access to members' month and other members' accounts in the future? Do you like them as a BS? Their website mentions posting your paying in book to them in some of the guidance - do you have to mess about with that for online accounts?

I'm thinking of opening the small saver tomorrow for example, and if the 1 June 2022 date is shortened in the future then joining this side of 1st June would help.

As loyalty accounts are becoming more and more of a thing it makes sense to me to be in with as many banks/building societies etc as possible & I think I pretty much am.

I've got £100 in Cambridge (they do 5% & 6% regulars), £1 in Skipton (we already know they do loyalty accounts) , £1 in Leek (they do a 5.25% regular for existing customers), £1 in Leeds, £1 in Bath.

I'm already with Saffron and have no issues with them.

Also with Coventry, Nationwide, Principality, YBS.

Also with most of the well known high street banks.

I think getting in with as many as soon as possible is the way to go because it's usually a year to qualify to get the best accounts, 3 in terms of Cambridge's 6% Regular Saver.

A lot have low minimal deposits for accounts so £1, £10 (Saffron easy access) think Cambridge is the only 1 that has a £100 minimum.

I only tend to focus on the most known banks, building societies etc because not all are open to all, so some building societies are postcode restricted or rates are so poor it might not be even worth putting in a minimum etc.

Hope that helps.

jameseonline

Gers said:

I had problems opening an account this morning, no matter what compliant password I selected it wouldn't move forward. After four attempts on two different browsers I phoned them. I was given great help by a lovely young man, well, I say help but he couldn't resolve the problem so I asked him to email me the application pack, which he did. He even offered to send me a SAE but I declined as it seems silly. Application completed, printed and given to my postie.

He did say that there's an eight minute time limit for applying, I didn't use much more than five each time.

Great service on the phone, it bodes well!

Who you having problems with?

KneadtheDough

Kim_13 said:

Anyone having problems with Saffron? Tried to send them a secure message but it won’t send (have tried on 2 different days now.) Usually it would send on the website but this just throws up an error as soon as I log in.

If you're still having problems, you might try contacting them via the general contact us bottom left of this page:

https://www.saffronbs.co.uk/

FIREmenow

Thanks everyone for your thoughts on Saffron, I'll apply for the small saver!

jameseonline

FIREmenow said:

Thanks everyone for your thoughts on Saffron, I'll apply for the small saver!

Think that's how I started with them although they kept launching different issues of small saver when I started, thankfully they don't do that anymore so it's easier in grand scheme of things, also got an Easy Access account (just to make things potentially easier what with closing accounts/accounts maturing etc, so funds can go there instead of changing into a maturity account etc, then can put a transfer request to my nominated account) with them & 9% members month currently.

You can message Saffron online/app and they usually reply in a couple of days.

Gers

jameseonline said:

Gers said:

I had problems opening an account this morning, no matter what compliant password I selected it wouldn't move forward. After four attempts on two different browsers I phoned them. I was given great help by a lovely young man, well, I say help but he couldn't resolve the problem so I asked him to email me the application pack, which he did. He even offered to send me a SAE but I declined as it seems silly. Application completed, printed and given to my postie.

He did say that there's an eight minute time limit for applying, I didn't use much more than five each time.

Great service on the phone, it bodes well!

Who you having problems with?

Saffron - should have said

jameseonline

Gers said:

jameseonline said:

Gers said:

I had problems opening an account this morning, no matter what compliant password I selected it wouldn't move forward. After four attempts on two different browsers I phoned them. I was given great help by a lovely young man, well, I say help but he couldn't resolve the problem so I asked him to email me the application pack, which he did. He even offered to send me a SAE but I declined as it seems silly. Application completed, printed and given to my postie.

He did say that there's an eight minute time limit for applying, I didn't use much more than five each time.

Great service on the phone, it bodes well!

Who you having problems with?

Saffron - should have said

I wasn't sure, thought I might have missed a post or something. 👍

Gers

jameseonline said:

Gers said:

jameseonline said:

Gers said:

I had problems opening an account this morning, no matter what compliant password I selected it wouldn't move forward. After four attempts on two different browsers I phoned them. I was given great help by a lovely young man, well, I say help but he couldn't resolve the problem so I asked him to email me the application pack, which he did. He even offered to send me a SAE but I declined as it seems silly. Application completed, printed and given to my postie.

He did say that there's an eight minute time limit for applying, I didn't use much more than five each time.

Great service on the phone, it bodes well!

Who you having problems with?

Saffron - should have said

I wasn't sure, thought I might have missed a post or something. 👍

No, you didn't. 

10_66

Kim_13 said:

Anyone having problems with Saffron? Tried to send them a secure message but it won’t send (have tried on 2 different days now.) Usually it would send on the website but this just throws up an error as soon as I log in.

I still can't log in on PC (I prefer not to use apps when possible, prefer large screen and keyboard), so whatever the glitch is, they haven't fixed it yet.

veggieblob

10_66 said:

Kim_13 said:

Anyone having problems with Saffron? Tried to send them a secure message but it won’t send (have tried on 2 different days now.) Usually it would send on the website but this just throws up an error as soon as I log in.

I still can't log in on PC (I prefer not to use apps when possible, prefer large screen and keyboard), so whatever the glitch is, they haven't fixed it yet.

I just logged in fine on my laptop so hopefully will work for you now. (Saffron)