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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Bridlington1
    Bridlington1 Posts: 3,643 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



  • OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
  • Bridlington1
    Bridlington1 Posts: 3,643 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
    It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.
  • chris_the_bee
    chris_the_bee Posts: 380 Forumite
    100 Posts Second Anniversary Name Dropper
    adindas said:
    TSB regular saver. Once you have an old RSA mature and become an easy saver could you renew or open the new one using the legacy TSB spend and Save Account. I just revisit my TSB account and when try to open a new RSA, I got the message as below. Is there any way to get or renew the RSA without the need to apply for a new spend and Save Account ? Thx



    This doesn't look right. It's not renewable, but you should be able to open a new RS as soon as your old one matures and becomes Easy Saver. You don't need to open another current account in order to apply for Monthly Saver.  Call them and try to resolve this on the phone.
    Per their T's&C's:- If you close your Monthly Saver before the end of the 12 month term, you won’t be able to open another account before the first anniversary of this account.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,409 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
    It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.
    Even with the cost of providing certified copies of Id documents?
  • Bridlington1
    Bridlington1 Posts: 3,643 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 22 May 2024 at 8:44PM
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
    It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.
    Even with the cost of providing certified copies of Id documents?
    I'll concede most will likely have to suffer an expense to print out a copies of ID documents. That being said I can still use my university's photocopiers for free until Friday so will nip down there before then and get a copy of my passport certified for free from one of my lecturers so for me there's no cost involved.
  • jameseonline
    jameseonline Posts: 1,040 Forumite
    500 Posts First Anniversary Name Dropper
    OneUser1 said:
    Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

    However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.
    ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.
    Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.



    TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.
    It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.
    Even with the cost of providing certified copies of Id documents?
    I'll concede most will likely have to suffer an expense to print out a copies of ID documents. That being said I can still use my university's photocopiers for free until Friday so will nip down there before then and get a copy of my passport certified for free from one of my lecturers so for me there's no cost involved.
    Much cost to get to and from said Uni though?🤔😏
  • Marcoos
    Marcoos Posts: 200 Forumite
    100 Posts First Anniversary Name Dropper
    OneUser1 said:
    Looks like £100 this year from Nationwide if you have a current account plus either a mortgage or a savings account - such as a regular saver. 
    There's a bit more to the criteria, which includes a couple of payments over a couple of months.

    https://www.nationwide.co.uk/about-us/fairer-share/check-if-eligible/
  • Bridlington1
    Bridlington1 Posts: 3,643 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Marcoos said:
    OneUser1 said:
    Looks like £100 this year from Nationwide if you have a current account plus either a mortgage or a savings account - such as a regular saver. 
    There's a bit more to the criteria, which includes a couple of payments over a couple of months.

    https://www.nationwide.co.uk/about-us/fairer-share/check-if-eligible/
    In addition there is an existing thread detailing the 2024 Fairer Share payment:
    https://forums.moneysavingexpert.com/discussion/6508044/nationwide-fairer-share-payment-2024


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