Regular Savings Accounts: The Best Currently Available List!

Bridlington1

Wheres_My_Cashback said:

Bridlington1 said:

Wheres_My_Cashback said:

OneUser1 said:

Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.

ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.

Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.

TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.

It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.

chris_the_bee

allegro120 said:

adindas said:

TSB regular saver. Once you have an old RSA mature and become an easy saver could you renew or open the new one using the legacy TSB spend and Save Account. I just revisit my TSB account and when try to open a new RSA, I got the message as below. Is there any way to get or renew the RSA without the need to apply for a new spend and Save Account ? Thx

This doesn't look right. It's not renewable, but you should be able to open a new RS as soon as your old one matures and becomes Easy Saver. You don't need to open another current account in order to apply for Monthly Saver.  Call them and try to resolve this on the phone.

Per their T's&C's:- If you close your Monthly Saver before the end of the 12 month term, you won’t be able to open another account before the first anniversary of this account.

flaneurs_lobster

Bridlington1 said:

Wheres_My_Cashback said:

Bridlington1 said:

Wheres_My_Cashback said:

OneUser1 said:

Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.

ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.

Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.

TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.

It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.

Even with the cost of providing certified copies of Id documents?

Bridlington1

flaneurs_lobster said:

Bridlington1 said:

Wheres_My_Cashback said:

Bridlington1 said:

Wheres_My_Cashback said:

OneUser1 said:

Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.

ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.

Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.

TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.

It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.

Even with the cost of providing certified copies of Id documents?

I'll concede most will likely have to suffer an expense to print out a copies of ID documents. That being said I can still use my university's photocopiers for free until Friday so will nip down there before then and get a copy of my passport certified for free from one of my lecturers so for me there's no cost involved.

jameseonline

Bridlington1 said:

flaneurs_lobster said:

Bridlington1 said:

Wheres_My_Cashback said:

Bridlington1 said:

Wheres_My_Cashback said:

OneUser1 said:

Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.

ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.

Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.

TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.

It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.

Even with the cost of providing certified copies of Id documents?

I'll concede most will likely have to suffer an expense to print out a copies of ID documents. That being said I can still use my university's photocopiers for free until Friday so will nip down there before then and get a copy of my passport certified for free from one of my lecturers so for me there's no cost involved.

Much cost to get to and from said Uni though?🤔😏

OneUser1

Looks like £100 this year from Nationwide if you have a current account plus either a mortgage or a savings account - such as a regular saver. 

Marcoos

OneUser1 said:

Looks like £100 this year from Nationwide if you have a current account plus either a mortgage or a savings account - such as a regular saver. 

There's a bit more to the criteria, which includes a couple of payments over a couple of months.

https://www.nationwide.co.uk/about-us/fairer-share/check-if-eligible/

Bridlington1

Marcoos said:

OneUser1 said:

Looks like £100 this year from Nationwide if you have a current account plus either a mortgage or a savings account - such as a regular saver. 

There's a bit more to the criteria, which includes a couple of payments over a couple of months.

https://www.nationwide.co.uk/about-us/fairer-share/check-if-eligible/

In addition there is an existing thread detailing the 2024 Fairer Share payment:
https://forums.moneysavingexpert.com/discussion/6508044/nationwide-fairer-share-payment-2024

PowerSavingMode

Marcoos said:

OneUser1 said:

Looks like £100 this year from Nationwide if you have a current account plus either a mortgage or a savings account - such as a regular saver. 

There's a bit more to the criteria, which includes a couple of payments over a couple of months.

https://www.nationwide.co.uk/about-us/fairer-share/check-if-eligible/

I'm £50 short for the months specified, so not eligible. So much for loyalty.
 

FIREmenow

Bridlington1 said:

where_are_we said:

Bridlington - My Saffron 9% Members Month account matures June 5. You mentioned it will be replaced by an 8% Members Month account which is good news, although I presume the low £50 a month maximum deposit will continue.

I presume we will have to wait for the 9% version to mature before opening the new 8% one.

First of all it wasn't me that broke this particular piece of news so I shalln't take credit for something I didn't do.

You can't hold both the 8% and 9% version simultaneously but what you can do is give them maturity instructions now if you wanted to (I gave mine over the phone) and ask them to convert the 9% RS into the 8% one upon maturity, which will keep the same account number.

Whilst I'm here I've been told over the phone that the eligibility cut off date is set to remain exactly the same as last year (1/6/22) so those who were ineligible for the 9% RS last year due to the cut off date are going to be ineligible for the 8% one this year as well.

Do people think it's worth signing up for something from Saffron now, if you are not already a member, to hopefully have access to members' month and other members' accounts in the future? Do you like them as a BS? Their website mentions posting your paying in book to them in some of the guidance - do you have to mess about with that for online accounts?

I'm thinking of opening the small saver tomorrow for example, and if the 1 June 2022 date is shortened in the future then joining this side of 1st June would help.