Regular Savings Accounts: The Best Currently Available List!

10_66

Kim_13 said:

10_66 said:

veggieblob said:

10_66 said:

Kim_13 said:

Anyone having problems with Saffron? Tried to send them a secure message but it won’t send (have tried on 2 different days now.) Usually it would send on the website but this just throws up an error as soon as I log in.

I still can't log in on PC (I prefer not to use apps when possible, prefer large screen and keyboard), so whatever the glitch is, they haven't fixed it yet.

I just logged in fine on my laptop so hopefully will work for you now. (Saffron)

Thank you.  Apparently the issue is because they've changed their specification for the length of the memorable word.  I wasn't aware that there had been a change, my old one certainly worked last week so the change can only be fairly recent.  Anyway, changed my memorable word, and all's ok now.

Do you know what the specified length is? Is phoning them the only way to change it? Still no luck getting the app to send them a secure message (it all works fine until you hit send) and tried the leave message on their website but not sure that it went. The first time it told me to login after I typed out my message and tried to submit it, and when I did it gave me the usual error with a ticket number (though a different ticket number to before.) The second time it didn’t do this and seemed to go, but no confirmation received..

My issue was that, when I got as far as entering the three digits of my memorable word I kept getting a message saying the information was incorrect. I rang them and, after a process of elimination, I was asked me how many digits were in my memorable word. There is now a minimum of 10 digits. The CS rep sent me an email link to change my memorable word. I don’t know if you can do this without phoning because looking at the log in page to reset, the only options are forgotten “user ID” or “password”, it doesn’t mention memorable word there.

Kim_13

Thanks - I had 6, my next thought would gave been 8. 10 is going to take some thinking about.

flaneurs_lobster

Kim_13 said:

Thanks - I had 6, my next thought would gave been 8. 10 is going to take some thinking about.

Use a password manager to generate/remember as many characters as you like. No thinking required.

csw5780

Gers said:

I had problems opening an account this morning, no matter what compliant password I selected it wouldn't move forward. After four attempts on two different browsers I phoned them. I was given great help by a lovely young man, well, I say help but he couldn't resolve the problem so I asked him to email me the application pack, which he did. He even offered to send me a SAE but I declined as it seems silly. Application completed, printed and given to my postie.

He did say that there's an eight minute time limit for applying, I didn't use much more than five each time.

Great service on the phone, it bodes well!

I’m still getting this error too. Anyone managed to apply online?

jameseonline

jameseonline said:

Just cashed out my First Direct Regular Saver £3735.38, so £3600 + £135.38 interest, not bad but not best either, it's advertised as £136.50 interest though, does say based on paying 1st of each month though but yeah.

Still it's better than last year's amount of £3710.44.

Also when did First Direct get push notifications?, took them long enough.

Got a push notification today, 20p interest has been added to my 2% savings account, happy bank holiday everyone 😁 

surreysaver

10_66 said:

Kim_13 said:

10_66 said:

veggieblob said:

10_66 said:

Kim_13 said:

Anyone having problems with Saffron? Tried to send them a secure message but it won’t send (have tried on 2 different days now.) Usually it would send on the website but this just throws up an error as soon as I log in.

I still can't log in on PC (I prefer not to use apps when possible, prefer large screen and keyboard), so whatever the glitch is, they haven't fixed it yet.

I just logged in fine on my laptop so hopefully will work for you now. (Saffron)

Thank you.  Apparently the issue is because they've changed their specification for the length of the memorable word.  I wasn't aware that there had been a change, my old one certainly worked last week so the change can only be fairly recent.  Anyway, changed my memorable word, and all's ok now.

Do you know what the specified length is? Is phoning them the only way to change it? Still no luck getting the app to send them a secure message (it all works fine until you hit send) and tried the leave message on their website but not sure that it went. The first time it told me to login after I typed out my message and tried to submit it, and when I did it gave me the usual error with a ticket number (though a different ticket number to before.) The second time it didn’t do this and seemed to go, but no confirmation received..

My issue was that, when I got as far as entering the three digits of my memorable word I kept getting a message saying the information was incorrect. I rang them and, after a process of elimination, I was asked me how many digits were in my memorable word. There is now a minimum of 10 digits. The CS rep sent me an email link to change my memorable word. I don’t know if you can do this without phoning because looking at the log in page to reset, the only options are forgotten “user ID” or “password”, it doesn’t mention memorable word there.

I've managed to change my Saffron password in the app to save having to contact them to change my memorable word

intalex

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I've gone ahead and closed my issue 2 today 28th, withdrawing matured funds into my base rate tracker, opening an issue 3, transferring £250 of the matured funds back into it, leaving another £250 for June transfer, and withdrawing the rest to my external account.

I tried to set up a future (03/06) dated payment of £250 from the base rate tracker to the my issue 3, but it kept erroring out saying amount is greater than maximum allowed - not sure if it merely requires waiting until June before requesting this transfer, or has issue 3 been programmed to only accept funds on the same date each month? Or should I withdraw it externally and attempt to transfer it in from the linked external bank account?

Bigwheels1111

intalex said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I've gone ahead and closed my issue 2 today 28th, withdrawing matured funds into my base rate tracker, opening an issue 3, transferring £250 of the matured funds back into it, leaving another £250 for June transfer, and withdrawing the rest to my external account.

I tried to set up a future (03/06) dated payment of £250 from the base rate tracker to the my issue 3, but it kept erroring out saying amount is greater than maximum allowed - not sure if it merely requires waiting until June before requesting this transfer, or has issue 3 been programmed to only accept funds on the same date each month? Or should I withdraw it externally and attempt to transfer it in from the linked external bank account?

Send a manual payment on Saturday, then set up DD or SO for the first of July

intalex

Bigwheels1111 said:

Send a manual payment on Saturday, then set up DD or SO for the first of July

Manual transfer from the base rate tracker or FP from the external bank account?

Edit: Goal being to achieve a transaction date of 1st June despite it being a Saturday, if at all possible.

Kim_13

intalex said:

Bigwheels1111 said:

dekkard said:

Apologies if covered already but what are people generally doing if they hold the Skipton Regular saver issue 2, maturing at the end of May?

Close early in case issue 3 is withdrawn before then?

I aim to close mine on the 30th.

Open a new one on the 31st.

Then make a manual payment on the first also.

It's a plan.

I've gone ahead and closed my issue 2 today 28th, withdrawing matured funds into my base rate tracker, opening an issue 3, transferring £250 of the matured funds back into it, leaving another £250 for June transfer, and withdrawing the rest to my external account.

I tried to set up a future (03/06) dated payment of £250 from the base rate tracker to the my issue 3, but it kept erroring out saying amount is greater than maximum allowed - not sure if it merely requires waiting until June before requesting this transfer, or has issue 3 been programmed to only accept funds on the same date each month? Or should I withdraw it externally and attempt to transfer it in from the linked external bank account?

Skipton don’t allow internal transfers on non-working days, so I don’t think having scheduled it in advance will lead to it going through. It might well default you to the 3rd as the first date available come the 1st. FP on Saturday would be the best chance; not convinced it’ll be credited before Monday though.

There’s no restriction requiring funding on the same day each month. I early closed and opened Issue 3 in April when I knew that I would need some of the funds from my Issue 2 that month, and was able to fund on 1st May.