Regular Savings Accounts: The Best Currently Available List!

kaMelo

It's always been okay to hold multiple issues, just no more than one of each issue.

gt94sss2

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can. 

They are different issue numbers

Hattie627

Principality Building Society Regular Saver Bond Issue 34

Opened today and funded with £250.
It's 5.50% fixed for one year, so definitely worth having in view of predicted interest cut(s) over coming months.

I have previously held multiple PBS RSB's of different issue numbers without any problems.

No withdrawals allowed during the term but can be closed early without penalty if access to money required (or if rate becomes uncompetitive, unlikely with this one). No minimum monthly payment required.

SonOfPearl

I've opened a Principality Building Society Regular Saver Bond Issue 34 today and funded it. When can I make the second payment? 1st June? Does it matter that 1st June is a Saturday? 

SJMALBA

With 12 month RSs that state a maximum amount that can be paid into the account, is it better to open & fund at the end of a calendar month, or the start, to maximise available interest?

simonsmithsays

SonOfPearl said:

I've opened a Principality Building Society Regular Saver Bond Issue 34 today and funded it. When can I make the second payment? 1st June? Does it matter that 1st June is a Saturday? 

1st June is just fine

Wheres_My_Cashback

SJMALBA said:

With 12 month RSs that state a maximum amount that can be paid into the account, is it better to open & fund at the end of a calendar month, or the start, to maximise available interest?

Generally, with pcm accounts open at end of month with an immediate deposit followed by another as early as possible the following month. There are caveats to this as if deposting into some accounts at the start of the following month some will not pay interest/credit until the first working day.

castle96

opened one myself. Have requested a First Home Save  form to be sent- we'll see!

jameseonline

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can have 33, 34 and whatever else just no more than 1 of each number

jameseonline

Just so you are all aware for principality:

If your bond reaches £3,000, you cannot pay any more money in.

So no trying to get a 13th payment in at £250