Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

SJMALBA said:

With 12 month RSs that state a maximum amount that can be paid into the account, is it better to open & fund at the end of a calendar month, or the start, to maximise available interest?

Generally, with pcm accounts open at end of month with an immediate deposit followed by another as early as possible the following month. There are caveats to this as if deposting into some accounts at the start of the following month some will not pay interest/credit until the first working day.

castle96

opened one myself. Have requested a First Home Save  form to be sent- we'll see!

jameseonline

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can have 33, 34 and whatever else just no more than 1 of each number

jameseonline

Just so you are all aware for principality:

If your bond reaches £3,000, you cannot pay any more money in.

So no trying to get a 13th payment in at £250

mattojgb

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

I think I may wait a while on this one. I can get 5.5% already (Skipton Bonus Member saver). It would be beneficial for me if I could defer the start of the fix period for at least 2-3 months.

MisterMotivated

Just opened and funded issue 34, after only opening issue 33 less than a week ago

jameseonline

So just been on Saffron website, no mention of a new Members Month savings account currently:

https://www.saffronbs.co.uk/membersmonth

But then it's not June yet so we will see.

Barkin

jameseonline said:

So just been on Saffron website, no mention of a new Members Month savings account currently:

https://www.saffronbs.co.uk/membersmonth

But then it's not June yet so we will see.

Yup, available in June according to the email they sent me. 

Bridlington1

mattojgb said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

I think I may wait a while on this one. I can get 5.5% already (Skipton Bonus Member saver). It would be beneficial for me if I could defer the start of the fix period for at least 2-3 months.

I'm going to hold off opening this one for now too. I'm going to be using funds from my 5.5% regular savers and the Skipton Member Bonus Saver to fund other regular savers on Saturday and Monday so the account wouldn't get more than the minimum funding from me anyway. Plus I usually get around 8-9 hours notice of PBS pulling their savings accounts, which is sufficient time to open it, so I'll likely delay opening it for as long as possible.

jameseonline

I've already got 5.5% with BOS & Halifax so not sure if I'll get the new Principality just yet.

My current Principality ends on 15th June.

I plan to open another Club Lloyds (6.25%) regular savings account tomorrow, also TSB (6%) & First Direct (7%) are more important for me to open than the new Principality one too.