Regular Savings Accounts: The Best Currently Available List!

simonsmithsays

where_are_we said:

"Members’ Month Loyalty Saver account will be back again this year – it’s available from 1 June.

Full product details will be on our website in June."

Had this in email today from Saffron. Lets hope 8% is the rate.It would be nice to be able to put more than £50 in a month but that, I`m afraid, is wishful thinking!

It's already been confirmed on this thread by several people, who've already set up instructions with them, that it's going to be a maximum of £50 again

35har1old

Progressive Building Society have launched a online rainy day saver with a 7% variable rate max £300 per month but you do have to be a current member or resident in NI

gt94sss2

35har1old said:

Progressive Building Society have launched a online rainy day saver with a 7% variable rate max £300 per month but you do have to be a current member or resident in NI

Mentioned a few days ago: https://forums.moneysavingexpert.com/discussion/comment/80797596/#Comment_80797596

35har1old

flaneurs_lobster said:

Bridlington1 said:

Wheres_My_Cashback said:

Bridlington1 said:

Wheres_My_Cashback said:

OneUser1 said:

Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.

ALL their savings accounts are for existing members and locals ONLY so no entry via the back door.

Not all of them from what I can see, I've just noticed their Branch Instant Access Saver Account doesn't seem to have the NI restriction on it.

TBF I only looked at online as branch/post opening/operated is too much hassle and costs money.

It doesn't cost money if you can get them to send an application pack with prepaid envelope in the post. I'll phone them in the morning to see if they'll do this, if not I'll just print and post an application pack. If I can get hold of the 7% RS I stand to more than offset the cost of a stamp with the extra interest I could earn.

Even with the cost of providing certified copies of Id documents?

ID documents might not be required 
Even if it is required there doesn't need to be a cost involved if you no the right people

35har1old

Wheres_My_Cashback said:

OneUser1 said:

Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.

ALL online savings accounts are for existing members and locals ONLY so no entry via the back door.

Authencating app salesforce is very easy to operate it's also needed to operate the online portal every time you login
Once registered you can your view all you accounts
Can also be used on other portals ie patient access

Aidanmc

OneUser1 said:

Progressive Building Society have their on-line Regular Rainy Day Saver account paying 7% (variable) for existing members and locals (which means those living in Northern Ireland) which takes £20-£300 per month.

However I was unable to register for their on-line access - which requires a separate authenticating app to be downloaded - so I gave up trying. Those braver than me might like to give it a go.

I've just tried also, couldnt get past the ID check stage. Says they will be in touch within 2 days

Aidanmc

Which of the regular savers credit payments on weekends as 1st is a Saturday. Manual FP's rather than SO

I think NWide, RBS, Natwest are ok.

What about Skipton, Gatehouse, YBS, West Brom, Co-op, Coventry,Principality?

PRAISETHESUN

Fingerbobs said:

surreysaver said:

10_66 said:

Kim_13 said:

10_66 said:

veggieblob said:

10_66 said:

Kim_13 said:

Anyone having problems with Saffron? Tried to send them a secure message but it won’t send (have tried on 2 different days now.) Usually it would send on the website but this just throws up an error as soon as I log in.

I still can't log in on PC (I prefer not to use apps when possible, prefer large screen and keyboard), so whatever the glitch is, they haven't fixed it yet.

I just logged in fine on my laptop so hopefully will work for you now. (Saffron)

Thank you.  Apparently the issue is because they've changed their specification for the length of the memorable word.  I wasn't aware that there had been a change, my old one certainly worked last week so the change can only be fairly recent.  Anyway, changed my memorable word, and all's ok now.

Do you know what the specified length is? Is phoning them the only way to change it? Still no luck getting the app to send them a secure message (it all works fine until you hit send) and tried the leave message on their website but not sure that it went. The first time it told me to login after I typed out my message and tried to submit it, and when I did it gave me the usual error with a ticket number (though a different ticket number to before.) The second time it didn’t do this and seemed to go, but no confirmation received..

My issue was that, when I got as far as entering the three digits of my memorable word I kept getting a message saying the information was incorrect. I rang them and, after a process of elimination, I was asked me how many digits were in my memorable word. There is now a minimum of 10 digits. The CS rep sent me an email link to change my memorable word. I don’t know if you can do this without phoning because looking at the log in page to reset, the only options are forgotten “user ID” or “password”, it doesn’t mention memorable word there.

I've managed to change my Saffron password in the app to save having to contact them to change my memorable word

Saffron: I just logged in on the Web for the first time in a while (usually use the app), and it told me I'd logged in with a temporary password, and forced me to change it, but it seemed quite happy with my existing 9-character memorable word.
Logged out and back in again using the new password and original unchanged 9-character memorable word and got in fine. 

I've been having login issues with Saffron BS for ages, and this has prompted me to revisit it. Could log in fine with the app but not through the website - it would also prompt me to call them to reset it.

Ended up being that my password contained some symbols that the app is fine with, but the website isn't. Not really sure how they let me set that password through the website in the first place, but I guess they might've changed some things over time. Changed the password and I can now login through the website as well.

BooJewels

@Aidanmc - I mentioned earlier in the thread that Skipton seem to be late crediting payments to the RS I have about to mature.  I set up my SO (from another Skipton account) to pay on the 2nd of the month, as the anniversary of opening it.  Not a single payment was actually on the 2nd, regardless of the day it fell on.  All payments were on the 3rd, 4th or 5th of the month and from memory, only 4 were down to weekends.  I calculated that I was down by 19 days of interest (on the £250 payment) in total.  Not a huge sum in the scheme of things - I calculated it at about a quid and my interest is showing as a bit over a pound less than I was expecting.  But it's money that should be in my pocket, not theirs.

Bridlington1

Aidanmc said:

Which of the regular savers credit payments on weekends as 1st is a Saturday. Manual FP's rather than SO

I think NWide, RBS, Natwest are ok.

What about Skipton, Gatehouse, YBS, West Brom, Co-op, Coventry,Principality?

Payments into NatWest/RBS wouldn't start earning interest till the next working day (Monday 3rd) if you made a deposit into them on Saturday, the same goes for Skipton and Gatehouse. Off the top of my head I seem to recall Co-op also calculates interest from the next working day if a payment received outside of business hours.