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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • jameseonline
    jameseonline Posts: 1,203 Forumite
    1,000 Posts First Anniversary Name Dropper
    I've already got 5.5% with BOS & Halifax so not sure if I'll get the new Principality just yet.

    My current Principality ends on 15th June.

    I plan to open another Club Lloyds (6.25%) regular savings account tomorrow, also TSB (6%) & First Direct (7%) are more important for me to open than the new Principality one too.
  • saverkev
    saverkev Posts: 89 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    intalex said:
    I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 
    I plan to do this too, anyone got feelers from Skipton whether the 7% version will survive for another 6 days?
    Don't we have a Skipton rep in the forums?
    I closed my Skipton Regular Saver manually today - Money paid in to my designated bank account - opened new regular saver and funded - all done in approx 5minutes on the app. Will pay in another £250 beginning of June.
  • Aidanmc
    Aidanmc Posts: 1,451 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    saverkev said:
    intalex said:
    I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 
    I plan to do this too, anyone got feelers from Skipton whether the 7% version will survive for another 6 days?
    Don't we have a Skipton rep in the forums?
    I closed my Skipton Regular Saver manually today - Money paid in to my designated bank account - opened new regular saver and funded - all done in approx 5minutes on the app. Will pay in another £250 beginning of June.

    Did exactly the same!  Probably could have waited until tomorrow though, but i wasnt sure if the withdrawal would reach my current account same day, but it did.
  • Bigwheels1111
    Bigwheels1111 Posts: 3,067 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Aidanmc said:
    saverkev said:
    intalex said:
    I may as well be daring, I shall close my Skipton RS manually on 31st May, open and fund a new 7% RS (if still available) the same day, send some of the balance to fund the minimum deposit on the SRBS Regular Saver and the remaining to the Member Bonus Saver. 
    I plan to do this too, anyone got feelers from Skipton whether the 7% version will survive for another 6 days?
    Don't we have a Skipton rep in the forums?
    I closed my Skipton Regular Saver manually today - Money paid in to my designated bank account - opened new regular saver and funded - all done in approx 5minutes on the app. Will pay in another £250 beginning of June.

    Did exactly the same!  Probably could have waited until tomorrow though, but i wasnt sure if the withdrawal would reach my current account same day, but it did.
    Did the same as both of you.
    Was worried I could not open and close on same day.
  • Bobblehat
    Bobblehat Posts: 930 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    Re: closing and opening Skipton RS (7% Iss3) ..... would you say I have missed the boat this month, being Friday 31st and after 1pm? I ask this as I would have liked to open the new one with a starting deposit in May and then a 2nd deposit 1st June.

    What's the feeling of the chance of doing this near the end of June and the rate still being 7%?
  • kaMelo
    kaMelo Posts: 2,888 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 31 May 2024 at 1:32PM
    Do you already have another Skipton account? If yes then close and transfer to that account and then open and fund the new RS.
    If you don’t hold another Skipton account then I would think it's too late
  • Bigwheels1111
    Bigwheels1111 Posts: 3,067 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Bobblehat said:
    Re: closing and opening Skipton RS (7% Iss3) ..... would you say I have missed the boat this month, being Friday 31st and after 1pm? I ask this as I would have liked to open the new one with a starting deposit in May and then a 2nd deposit 1st June.

    What's the feeling of the chance of doing this near the end of June and the rate still being 7%?

    I closed mine yesterday at around 10.59am.
    The funds were in my bank at around 14.00pm.
    I made a payment by 14.30pm.
    I did not know there was a cut off.
    Worked for me though.
    £250 credited and ready to make a manual payment on the first.

  • jameseonline
    jameseonline Posts: 1,203 Forumite
    1,000 Posts First Anniversary Name Dropper
    Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.
  • chris_the_bee
    chris_the_bee Posts: 454 Forumite
    Third Anniversary 100 Posts Name Dropper
    Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.
    You do not have to fund TSB by standing order.
    I have funded mine for several years by manual payment
  • Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

    To be replaced by Issue 34 at the same rate (5.5%)
    Now live:
    https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond
    Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?
    You can have 33, 34 and whatever else just no more than 1 of each number
    Answer my question.:)
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