Regular Savings Accounts: The Best Currently Available List!

Aidanmc

Which of the regular savers credit payments on weekends as 1st is a Saturday. Manual FP's rather than SO

I think NWide, RBS, Natwest are ok.

What about Skipton, Gatehouse, YBS, West Brom, Co-op, Coventry,Principality?

PRAISETHESUN

Fingerbobs said:

surreysaver said:

10_66 said:

Kim_13 said:

10_66 said:

veggieblob said:

10_66 said:

Kim_13 said:

Anyone having problems with Saffron? Tried to send them a secure message but it won’t send (have tried on 2 different days now.) Usually it would send on the website but this just throws up an error as soon as I log in.

I still can't log in on PC (I prefer not to use apps when possible, prefer large screen and keyboard), so whatever the glitch is, they haven't fixed it yet.

I just logged in fine on my laptop so hopefully will work for you now. (Saffron)

Thank you.  Apparently the issue is because they've changed their specification for the length of the memorable word.  I wasn't aware that there had been a change, my old one certainly worked last week so the change can only be fairly recent.  Anyway, changed my memorable word, and all's ok now.

Do you know what the specified length is? Is phoning them the only way to change it? Still no luck getting the app to send them a secure message (it all works fine until you hit send) and tried the leave message on their website but not sure that it went. The first time it told me to login after I typed out my message and tried to submit it, and when I did it gave me the usual error with a ticket number (though a different ticket number to before.) The second time it didn’t do this and seemed to go, but no confirmation received..

My issue was that, when I got as far as entering the three digits of my memorable word I kept getting a message saying the information was incorrect. I rang them and, after a process of elimination, I was asked me how many digits were in my memorable word. There is now a minimum of 10 digits. The CS rep sent me an email link to change my memorable word. I don’t know if you can do this without phoning because looking at the log in page to reset, the only options are forgotten “user ID” or “password”, it doesn’t mention memorable word there.

I've managed to change my Saffron password in the app to save having to contact them to change my memorable word

Saffron: I just logged in on the Web for the first time in a while (usually use the app), and it told me I'd logged in with a temporary password, and forced me to change it, but it seemed quite happy with my existing 9-character memorable word.
Logged out and back in again using the new password and original unchanged 9-character memorable word and got in fine. 

I've been having login issues with Saffron BS for ages, and this has prompted me to revisit it. Could log in fine with the app but not through the website - it would also prompt me to call them to reset it.

Ended up being that my password contained some symbols that the app is fine with, but the website isn't. Not really sure how they let me set that password through the website in the first place, but I guess they might've changed some things over time. Changed the password and I can now login through the website as well.

BooJewels

@Aidanmc - I mentioned earlier in the thread that Skipton seem to be late crediting payments to the RS I have about to mature.  I set up my SO (from another Skipton account) to pay on the 2nd of the month, as the anniversary of opening it.  Not a single payment was actually on the 2nd, regardless of the day it fell on.  All payments were on the 3rd, 4th or 5th of the month and from memory, only 4 were down to weekends.  I calculated that I was down by 19 days of interest (on the £250 payment) in total.  Not a huge sum in the scheme of things - I calculated it at about a quid and my interest is showing as a bit over a pound less than I was expecting.  But it's money that should be in my pocket, not theirs.

Bridlington1

Aidanmc said:

Which of the regular savers credit payments on weekends as 1st is a Saturday. Manual FP's rather than SO

I think NWide, RBS, Natwest are ok.

What about Skipton, Gatehouse, YBS, West Brom, Co-op, Coventry,Principality?

Payments into NatWest/RBS wouldn't start earning interest till the next working day (Monday 3rd) if you made a deposit into them on Saturday, the same goes for Skipton and Gatehouse. Off the top of my head I seem to recall Co-op also calculates interest from the next working day if a payment received outside of business hours.

LZC

Aidanmc said:

Which of the regular savers credit payments on weekends as 1st is a Saturday. Manual FP's rather than SO

I think NWide, RBS, Natwest are ok.

What about Skipton, Gatehouse, YBS, West Brom, Co-op, Coventry,Principality?

I think YBS, Coventry and Principality all credit payments on 1st when the 1st fall on a weekend. 

I’d say Skipton as well but they seem to credit some of my payments a day early they seem to be in a different time zone anyway. 

I had Nationwide as one of the ones who don’t? (Also Saffron and Halifax)

Descrabled

Nationwide

If you have a standing order from your Nationwide current account on the 1st of the month, then it will be paid on this Saturday, 1st of June.

jameseonline

LZC said:

Aidanmc said:

Which of the regular savers credit payments on weekends as 1st is a Saturday. Manual FP's rather than SO

I think NWide, RBS, Natwest are ok.

What about Skipton, Gatehouse, YBS, West Brom, Co-op, Coventry,Principality?

I think YBS, Coventry and Principality all credit payments on 1st when the 1st fall on a weekend. 

I’d say Skipton as well but they seem to credit some of my payments a day early they seem to be in a different time zone anyway. 

I had Nationwide as one of the ones who don’t? (Also Saffron and Halifax)

I imagine Lloyds & BOS would be the same?

I'm sure all 3 would show up as 1st in transactions but might be dated 2 days later?

allegro120

Aidanmc said:

Which of the regular savers credit payments on weekends as 1st is a Saturday. Manual FP's rather than SO

I think NWide, RBS, Natwest are ok.

What about Skipton, Gatehouse, YBS, West Brom, Co-op, Coventry,Principality?

NatWest/RBS don’t credit at weekends. NWide does. Skipton, Gatehouse,YBS, West Brom, Coventry and Principality - yes. Co-op - no.

simonsmithsays

Descrabled said:

Nationwide

If you have a standing order from your Nationwide current account on the 1st of the month, then it will be paid on this Saturday, 1st of June.

Only to Nationwide RS.

35har1old

butterflymum said:

@Special_Saver2, it looks like the AIB NI regular saver should be on the 'requires another account' list instead, as when checking if suitable it says (my bold):

This is an account designed especially for regular savers, which allows you to save what you want, when you want, and how you want. So if flexibility is important to you, then this account may fit the bill.
When you open an account in branch or online we will ask you for a regular savings instruction to debit between £10 to £500 per month from a AIB (NI) Select Account or Current Account. If you are a new customer or do not already have a suitable account, talk to us about how we can help.

And as you can't open the current or select online you have to visit a branch.
I think how we can help is to make you  appointment to attend branch