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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

    To be replaced by Issue 34 at the same rate (5.5%)
    Now live:
    https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond
    Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?
  • kaMelo
    kaMelo Posts: 2,869 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    It's always been okay to hold multiple issues, just no more than one of each issue.
  • gt94sss2
    gt94sss2 Posts: 6,145 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

    To be replaced by Issue 34 at the same rate (5.5%)
    Now live:
    https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond
    Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?
    You can. 

    They are different issue numbers
  • SonOfPearl
    SonOfPearl Posts: 439 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I've opened a Principality Building Society Regular Saver Bond Issue 34 today and funded it. When can I make the second payment? 1st June? Does it matter that 1st June is a Saturday? 
  • SJMALBA
    SJMALBA Posts: 1,084 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    With 12 month RSs that state a maximum amount that can be paid into the account, is it better to open & fund at the end of a calendar month, or the start, to maximise available interest?
  • I've opened a Principality Building Society Regular Saver Bond Issue 34 today and funded it. When can I make the second payment? 1st June? Does it matter that 1st June is a Saturday? 
    1st June is just fine
  • SJMALBA said:
    With 12 month RSs that state a maximum amount that can be paid into the account, is it better to open & fund at the end of a calendar month, or the start, to maximise available interest?
    Generally, with pcm accounts open at end of month with an immediate deposit followed by another as early as possible the following month. There are caveats to this as if deposting into some accounts at the start of the following month some will not pay interest/credit until the first working day.
  • castle96
    castle96 Posts: 2,992 Forumite
    Part of the Furniture 1,000 Posts
    opened one myself. Have requested a First Home Save  form to be sent- we'll see!
  • jameseonline
    jameseonline Posts: 1,106 Forumite
    1,000 Posts First Anniversary Name Dropper
    Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

    To be replaced by Issue 34 at the same rate (5.5%)
    Now live:
    https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond
    Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?
    You can have 33, 34 and whatever else just no more than 1 of each number
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