Regular Savings Accounts: The Best Currently Available List!

Bobblehat

Re: closing and opening Skipton RS (7% Iss3) ..... would you say I have missed the boat this month, being Friday 31st and after 1pm? I ask this as I would have liked to open the new one with a starting deposit in May and then a 2nd deposit 1st June.

What's the feeling of the chance of doing this near the end of June and the rate still being 7%?

kaMelo

Do you already have another Skipton account? If yes then close and transfer to that account and then open and fund the new RS.

If you don’t hold another Skipton account then I would think it's too late

Bigwheels1111

Bobblehat said:

Re: closing and opening Skipton RS (7% Iss3) ..... would you say I have missed the boat this month, being Friday 31st and after 1pm? I ask this as I would have liked to open the new one with a starting deposit in May and then a 2nd deposit 1st June.

What's the feeling of the chance of doing this near the end of June and the rate still being 7%?

I closed mine yesterday at around 10.59am.

The funds were in my bank at around 14.00pm.

I made a payment by 14.30pm.

I did not know there was a cut off.

Worked for me though.

£250 credited and ready to make a manual payment on the first.

jameseonline

Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.

chris_the_bee

jameseonline said:

Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.

You do not have to fund TSB by standing order.
I have funded mine for several years by manual payment

[Deleted User]

jameseonline said:

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can have 33, 34 and whatever else just no more than 1 of each number

Answer my question.:)

Bobblehat

Thanks to kaMelo and Bigwheels1111 .....  I gave it a go just now and worked within minutes online. I put the proceeds of the old RS into the Base Rate Tracker and funded the first £250 for the new RS from the BRT. Will do a manual payment on the 1st June and set up an appropriate SO from July 1st similar to the SO for the old RS. Thanks people 

jameseonline

chris_the_bee said:

jameseonline said:

Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.

You do not have to fund TSB by standing order.
I have funded mine for several years by manual payment

TSB make you create one as part of the account opening process

jameseonline

[Deleted User] said:

jameseonline said:

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can have 33, 34 and whatever else just no more than 1 of each number

Answer my question.:)

Page 1275 is full of knowledge 😊

Bridlington1

Bobblehat said:

Thanks to kaMelo and Bigwheels1111 .....  I gave it a go just now and worked within minutes online. I put the proceeds of the old RS into the Base Rate Tracker and funded the first £250 for the new RS from the BRT. Will do a manual payment on the 1st June and set up an appropriate SO from July 1st similar to the SO for the old RS. Thanks people 

I would wait until 3rd June before making your second payment into Skipton as deposits made into the account on non-working days are treated as having been made the next working day for interest purposes.