Regular Savings Accounts: The Best Currently Available List!

Bobblehat

Thanks to kaMelo and Bigwheels1111 .....  I gave it a go just now and worked within minutes online. I put the proceeds of the old RS into the Base Rate Tracker and funded the first £250 for the new RS from the BRT. Will do a manual payment on the 1st June and set up an appropriate SO from July 1st similar to the SO for the old RS. Thanks people 

jameseonline

chris_the_bee said:

jameseonline said:

Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.

You do not have to fund TSB by standing order.
I have funded mine for several years by manual payment

TSB make you create one as part of the account opening process

jameseonline

[Deleted User] said:

jameseonline said:

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can have 33, 34 and whatever else just no more than 1 of each number

Answer my question.:)

Page 1275 is full of knowledge 😊

Bridlington1

Bobblehat said:

Thanks to kaMelo and Bigwheels1111 .....  I gave it a go just now and worked within minutes online. I put the proceeds of the old RS into the Base Rate Tracker and funded the first £250 for the new RS from the BRT. Will do a manual payment on the 1st June and set up an appropriate SO from July 1st similar to the SO for the old RS. Thanks people 

I would wait until 3rd June before making your second payment into Skipton as deposits made into the account on non-working days are treated as having been made the next working day for interest purposes.

chris_the_bee

jameseonline said:

chris_the_bee said:

jameseonline said:

Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.

You do not have to fund TSB by standing order.
I have funded mine for several years by manual payment

TSB make you create one as part of the account opening process

Ah So.
Make 1st payment by STO, then cancel STO & pay manually for future months.
Doesn't help your tomorrow payment, but may help you in the future.

intalex

Bridlington1 said:

Bobblehat said:

Thanks to kaMelo and Bigwheels1111 .....  I gave it a go just now and worked within minutes online. I put the proceeds of the old RS into the Base Rate Tracker and funded the first £250 for the new RS from the BRT. Will do a manual payment on the 1st June and set up an appropriate SO from July 1st similar to the SO for the old RS. Thanks people 

I would wait until 3rd June before making your second payment into Skipton as deposits made into the account on non-working days are treated as having been made the next working day for interest purposes.

Their web chat team confirmed to me that a manual internal transfer from their BRT to RS would work on Saturdays, on the basis that they are open for business 9am - 12noon on Saturdays, and the transfer would reflect the 1st June date. I'm going to try it out tomorrow morning, will report back on here whether successful.

Bobblehat

Bridlington1 said:

Bobblehat said:

Thanks to kaMelo and Bigwheels1111 .....  I gave it a go just now and worked within minutes online. I put the proceeds of the old RS into the Base Rate Tracker and funded the first £250 for the new RS from the BRT. Will do a manual payment on the 1st June and set up an appropriate SO from July 1st similar to the SO for the old RS. Thanks people 

I would wait until 3rd June before making your second payment into Skipton as deposits made into the account on non-working days are treated as having been made the next working day for interest purposes.

Thanks for the heads up. Is that true for internal transfers as well (Skip BRT to Skip Mem RS)?

jameseonline

chris_the_bee said:

jameseonline said:

chris_the_bee said:

jameseonline said:

Setup Club Lloyds, Principality & TSB today 😁, TSB has a start date of tomorrow because they make you do a standing order but other 2 have been funded today.

You do not have to fund TSB by standing order.
I have funded mine for several years by manual payment

TSB make you create one as part of the account opening process

Ah So.
Make 1st payment by STO, then cancel STO & pay manually for future months.
Doesn't help your tomorrow payment, but may help you in the future.

It doesn't really matter in grand scheme of things but thanks

flaneurs_lobster

jameseonline said:

[Deleted User] said:

jameseonline said:

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can have 33, 34 and whatever else just no more than 1 of each number

Answer my question.:)

Page 1275 is full of knowledge 😊

Having re-read Page 1275, it's also home to a particularly stupid question from myself.

jameseonline

flaneurs_lobster said:

jameseonline said:

[Deleted User] said:

jameseonline said:

flaneurs_lobster said:

Bridlington1 said:

Bridlington1 said:

Principality BS 1 Year Regular Saver Bond (Issue 33) has disappeared from moneyfacts suggesting it will soon go NLA.

To be replaced by Issue 34 at the same rate (5.5%)

Now live:
https://www.principality.co.uk/savings-accounts/fixed-term-savings-and-bonds/1-year-regular-saver-bond

Assume that "Only one of the current issue per person" means that you can't hold Issues 33 and 34 at the same time?

You can have 33, 34 and whatever else just no more than 1 of each number

Answer my question.:)

Page 1275 is full of knowledge 😊

Having re-read Page 1275, it's also home to a particularly stupid question from myself.

We've all asked stupid questions before right?😁