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Regular Savings Accounts: The Best Currently Available List!
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ircE said:Co-op RS @ 7%Appreciate I'm late to the party here. I'm an existing Co-op Bank customer. Applied online for the RS on Sunday. It's now been 4 working days and still don't see the account in the app, nor have I received any communication except the initial confirmation of application email. Is this typical of others' experience? How long should I wait before calling them?1
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ircE said:Co-op RS @ 7%Appreciate I'm late to the party here. I'm an existing Co-op Bank customer. Applied online for the RS on Sunday. It's now been 4 working days and still don't see the account in the app, nor have I received any communication except the initial confirmation of application email. Is this typical of others' experience? How long should I wait before calling them?1
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Bridlington1 said:I'm yet to fund the account. With it being one I've opened speculatively and the account term not beginning until the date of first deposit I decided to wait until later this month before sending my £1 across to it. It still shows in online banking and I've had an email recently reminding me to fund it though.1
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Just opened a Halifax Regular Saver at 5.5%.May be useful if rates go down.Could anyone with the same Halifax Regular Saver confirm if a monthly Standing Order for an amount is MANDATORY.I know I can top up monthly to £250 by bank transfer, but I’d prefer to pay the whole sum by bank transfer in one payment from an external account, without setting up a Halifax Standing Order.
Many thanks for your collective wisdom and knowledge. 😀Digital Payback
The National Lottery : A tax on those who aren’t good at maths.0 -
Digital_Payback said:Just opened a Halifax Regular Saver at 5.5%.May be useful if rates go down.Could anyone with the same Halifax Regular Saver confirm if a monthly Standing Order for an amount is MANDATORY.I know I can top up monthly to £250 by bank transfer, but I’d prefer to pay the whole sum by bank transfer in one payment from an external account, without setting up a Halifax Standing Order.
Many thanks for your collective wisdom and knowledge. 😀5 -
fonesaver said:Digital_Payback said:Just opened a Halifax Regular Saver at 5.5%.May be useful if rates go down.Could anyone with the same Halifax Regular Saver confirm if a monthly Standing Order for an amount is MANDATORY.I know I can top up monthly to £250 by bank transfer, but I’d prefer to pay the whole sum by bank transfer in one payment from an external account, without setting up a Halifax Standing Order.
Many thanks for your collective wisdom and knowledge. 😀Digital Payback
The National Lottery : A tax on those who aren’t good at maths.1 -
allegro120 said:surreysaver said:chris_the_bee said:surreysaver said:Bridlington1 said:liamcov said:Has the new Gatehouse account launched? Can you hold both regular saver accounts?
Have you funded Issue 2 without any issues yet? Now we're in a new tax year, its probably worth me opening some 5%+ regular savers now, and this one is on my list to open, but I've got an Issue 1 already
"To apply for an account you must be at least 18 years old, a UK resident (or resident in the UK for tax purposes). Only individuals can open an account and only ONE Regular Saver account is allowed per person. Joint accounts are not permitted. When your account matures at the end of the 12 month term, you may open a new Regular Saver account, subject to availability at that time."Thanks for this.Definitely worth going for I think, though the statement on the account landing page is unambiguous:If you already hold the first version of this account, you cannot open this account.
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fonesaver said:Digital_Payback said:Just opened a Halifax Regular Saver at 5.5%.May be useful if rates go down.Could anyone with the same Halifax Regular Saver confirm if a monthly Standing Order for an amount is MANDATORY.I know I can top up monthly to £250 by bank transfer, but I’d prefer to pay the whole sum by bank transfer in one payment from an external account, without setting up a Halifax Standing Order.
Many thanks for your collective wisdom and knowledge. 😀
But no there is no requirement to have a standing order.
Most of my regulars are funded manually, only exception for me is First Direct I think1 -
Halifax Reg Saver opened by OH 12 months ago, paid in the first 2 months, better RS came about after so no further funding for the last 10 months. 2 month funding plus the interest on it to be available next week as per postal letter received confirmed.1
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jameseonline said:fonesaver said:Digital_Payback said:Just opened a Halifax Regular Saver at 5.5%.May be useful if rates go down.Could anyone with the same Halifax Regular Saver confirm if a monthly Standing Order for an amount is MANDATORY.I know I can top up monthly to £250 by bank transfer, but I’d prefer to pay the whole sum by bank transfer in one payment from an external account, without setting up a Halifax Standing Order.
Many thanks for your collective wisdom and knowledge. 😀
But no there is no requirement to have a standing order.
Most of my regulars are funded manually, only exception for me is First Direct I think
https://www.halifax.co.uk/assets/pdf/savings/pdf/savings-account-conditions.pdf (P31)
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