Regular Savings Accounts: The Best Currently Available List!

Frogletina

Fingerbobs said:

PRAISETHESUN said:

Halifax RS

The way I read the terms about minimum pay in is that you don't have to pay in each month, but if you do then the amount paid has to be between £25-250 (ie. you can't pay in less than £25). I've held this account in the past and there were definitely months where I didn't pay into the account, and I never had any issues. Never tried to pay in less than £25 though.

The logic of this has always perplexed me - the minimum monthly pay-in is £25, but you can miss months out. I wonder what would happen if you paid in a non-zero amount less than £25 in a month. 

I did this with the TSB in error, and the faster payment was returned to me

surreysaver

Frogletina said:

Fingerbobs said:

PRAISETHESUN said:

Halifax RS

The way I read the terms about minimum pay in is that you don't have to pay in each month, but if you do then the amount paid has to be between £25-250 (ie. you can't pay in less than £25). I've held this account in the past and there were definitely months where I didn't pay into the account, and I never had any issues. Never tried to pay in less than £25 though.

The logic of this has always perplexed me - the minimum monthly pay-in is £25, but you can miss months out. I wonder what would happen if you paid in a non-zero amount less than £25 in a month. 

I did this with the TSB in error, and the faster payment was returned to me

Funny how TSB's systems work when they want them to

pokemaster

Ecology Update

Direct Debit still not taken

ForumUser7

pokemaster said:

Ecology Update

Direct Debit still not taken

Same, disappointing they haven't emailed about it explaining what's going on. Wonder if they are actually aware or not.

WillPS

pokemaster said:

Ecology Update

Direct Debit still not taken

DDs are only taken once a day, normally during overnight batch processes. If it wasn't taken this morning, the earliest it can next be taken is tomorrow (and then the same will apply until Friday, when the next possible day is Monday).

Kim_13

Fingerbobs said:

PRAISETHESUN said:

Halifax RS

The way I read the terms about minimum pay in is that you don't have to pay in each month, but if you do then the amount paid has to be between £25-250 (ie. you can't pay in less than £25). I've held this account in the past and there were definitely months where I didn't pay into the account, and I never had any issues. Never tried to pay in less than £25 though.

The logic of this has always perplexed me - the minimum monthly pay-in is £25, but you can miss months out. I wonder what would happen if you paid in a non-zero amount less than £25 in a month. 

Pretty sure I did this with Halifax - it stayed in the Regular Saver, though it was paid in by internal transfer and I had increased the balance by £25 by month end (just not all at once.)

pokemaster

ForumUser7 said:

pokemaster said:

Ecology Update

Direct Debit still not taken

Same, disappointing they haven't emailed about it explaining what's going on. Wonder if they are actually aware or not.

Probably all the Banks and BSs overwhelmed with the new ISA season and maybe forgot, but this will be my 2nd missed month if they don't send it in and t&cs says it will change the time of the account if 2 missed month I believe?

EDIT: Just logged into Ecology and see that as they had said the DD is there dated 3rd April, so at least it won't break their t&cs. ALSO my DD did go out and come back so does that class as one DD for the Barclays Blue Rewards (even though the money came back?)

kaMelo

pokemaster said:

ForumUser7 said:

pokemaster said:

Ecology Update

Direct Debit still not taken

Same, disappointing they haven't emailed about it explaining what's going on. Wonder if they are actually aware or not.

Probably all the Banks and BSs overwhelmed with the new ISA season and maybe forgot, but this will be my 2nd missed month if they don't send it in and t&cs says it will change the time of the account if 2 missed month I believe?

EDIT: Just logged into Ecology and see that as they had said the DD is there dated 3rd April, so at least it won't break their t&cs. ALSO my DD did go out and come back so does that class as one DD for the Barclays Blue Rewards (even though the money came back?)

That would have been my argument should it have come to that. 

As it is there is no need now as all my Ecology DD's have been taken again, let's see if they stay that way this time.

pokemaster

Can confirm mine has been taken now

Emily_Joy

Stafford Railway BS RS issue 1

Currently pays 5.15, at the moment there appears to be no postcode requirements. Opened one on Sunday, application went through, received an email saying the account has been added on Monday, with no instructions how to fund. Yesterday received yet another email saying the account has been added to my online profile. Still no idea how to add money to it. Send a secure message (via online system) asking for funding instructions - no reply. But it looks like indeed I now have *two* RS issue 1 with zero balance and no clue how to add money to any of them!