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Regular Savings Accounts: The Best Currently Available List!
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Managing this account
- You can save £25 - £250 every month by one standing order. This needs to reach your account before the 25th of the month. You can also make a bank transfer to top up your savings as long as the total amount of your deposits does not exceed the monthly limit of £250. The amount that you save each month can vary but needs to stay between the £25 to £250 monthly limit
- You can only have one Regular Saver.
The above terms were received this evening by email from Halifax after signing up to the Regular Saver.They are clearly saying that you must save at least £25 each month.Are they also now saying that the regular monthly credit must be done with only one SO, and if less than £250 it can be topped up by an external or Halifax bank transfer to the account?
These terms are somewhat different from the terms posted by MDMD.Maybe new terms for this year!!Digital Payback
The National Lottery : A tax on those who aren’t good at maths.0 -
Digital_Payback said:
Managing this account
- You can save £25 - £250 every month by one standing order. This needs to reach your account before the 25th of the month. You can also make a bank transfer to top up your savings as long as the total amount of your deposits does not exceed the monthly limit of £250. The amount that you save each month can vary but needs to stay between the £25 to £250 monthly limit
- You can only have one Regular Saver.
The above terms were received this evening by email from Halifax after signing up to the Regular Saver.They are clearly saying that you must save at least £25 each month.Are they also now saying that the regular monthly credit must be done with only one SO, and if less than £250 it can be topped up by an external or Halifax bank transfer to the account?
These terms are somewhat different from the terms posted by MDMD.Maybe new terms for this year!!
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Speculator said:Digital_Payback said:
Managing this account
- You can save £25 - £250 every month by one standing order. This needs to reach your account before the 25th of the month. You can also make a bank transfer to top up your savings as long as the total amount of your deposits does not exceed the monthly limit of £250. The amount that you save each month can vary but needs to stay between the £25 to £250 monthly limit
- You can only have one Regular Saver.
The above terms were received this evening by email from Halifax after signing up to the Regular Saver.They are clearly saying that you must save at least £25 each month.Are they also now saying that the regular monthly credit must be done with only one SO, and if less than £250 it can be topped up by an external or Halifax bank transfer to the account?
These terms are somewhat different from the terms posted by MDMD.Maybe new terms for this year!!Digital Payback
The National Lottery : A tax on those who aren’t good at maths.0 -
jameseonline said:fonesaver said:Digital_Payback said:Just opened a Halifax Regular Saver at 5.5%.May be useful if rates go down.Could anyone with the same Halifax Regular Saver confirm if a monthly Standing Order for an amount is MANDATORY.I know I can top up monthly to £250 by bank transfer, but I’d prefer to pay the whole sum by bank transfer in one payment from an external account, without setting up a Halifax Standing Order.
Many thanks for your collective wisdom and knowledge. 😀
But no there is no requirement to have a standing order.
Most of my regulars are funded manually, only exception for me is First Direct I think
Have never had a Standing Order to it either.3 -
But where's the bit that says you can miss a payment? I know it's in the linked PDF (dated 10/23).
And the words '..stay between £25 - 250' are new afaics.
See here under 'How Do I Open & Manage...'
Regular Saver Account | Savings | Halifax
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Digital_Payback said:Speculator said:Digital_Payback said:
Managing this account
- You can save £25 - £250 every month by one standing order. This needs to reach your account before the 25th of the month. You can also make a bank transfer to top up your savings as long as the total amount of your deposits does not exceed the monthly limit of £250. The amount that you save each month can vary but needs to stay between the £25 to £250 monthly limit
- You can only have one Regular Saver.
The above terms were received this evening by email from Halifax after signing up to the Regular Saver.They are clearly saying that you must save at least £25 each month.Are they also now saying that the regular monthly credit must be done with only one SO, and if less than £250 it can be topped up by an external or Halifax bank transfer to the account?
These terms are somewhat different from the terms posted by MDMD.Maybe new terms for this year!!0 -
soulsaver said:But where's the bit that says you can miss a payment? I know it's in the linked PDF (dated 10/23).
And the words '..stay between £25 - 250' are new afaics.
See here under 'How Do I Open & Manage...'
Regular Saver Account | Savings | Halifax
I dunno why I join in sometimes... I have no intention of missing any payments..
But the terms online DO seem to have changed...2 -
I’m going to fund the Halifax RS by bank transfer only. No Standing Order.I’ve spent enough time thinking over the T&Cs and so have all of you who have commented and helped! Many thanks.
Halifax will probably be quite happy with the external bank transfer!!Digital Payback
The National Lottery : A tax on those who aren’t good at maths.3 -
Ecology
Their email said they'd try again on Monday 8th, but funds are still in my account with no attempted DD. Normally they'd have gone by now. Anyone had them successfully taken yet this morning please?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
No, perhaps they are gonna have to do them all manually? Maybe see if anything happens during opening hours.
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