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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • gwapenut said:

    But because Royal Mail defrauded me by getting me to oay for a signed for, tracked service but providing a normal first class service, I would have to use expensive Special Delivery for high value passbooks in future. I chose signed-for in this case because I also sent a high value passbook for another account.
    It's a PITA but I've claimed refunds from Royal Mail several times for this type of "Guaranteed" delivery failure. 

    https://personal.help.royalmail.com/app/answers/detail/a_id/19910
  • bristolleedsfan
    bristolleedsfan Posts: 12,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Coop Reg Saver

    My funding window was yesterday 9th April (30 days from opening). Moved £1 into my Cashminder account and noticed there is no internal transfer option so made a normal payment using account number and sort code. Transaction went into pending and when checked this morning it was executed but the date of credit is shown as today. 

    Have I missed anything? 


    https://www.co-operativebank.co.uk/help-and-support/payments/money-transfer/

    Timescales

    When transferring money, the payment is usually immediate — but there are few exceptions where it may take a little bit longer, including when you transfer money:

    • From your Co-operative Bank or smile account to your Co-operative Bank or smile credit card or charge card
    • From your Co-operative Bank or smile account to another person’s Co-operative Bank or smile credit card or charge card
    • To another Co-operative Bank or smile account when you include a reference — for immediate payment, please leave the reference field blank.
  • happybagger
    happybagger Posts: 1,040 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Emily_Joy said:
    Stafford Railway BS RS issue 1
    Currently pays 5.15, at the moment there appears to be no postcode requirements. Opened one on Sunday, application went through, received an email saying the account has been added on Monday, with no instructions how to fund. Yesterday received yet another email saying the account has been added to my online profile. Still no idea how to add money to it. Send a secure message (via online system) asking for funding instructions - no reply. But it looks like indeed I now have *two* RS issue 1 with zero balance and no clue how to add money to any of them!
    @g@gt94sss2 has given the bank details above, which are clearly within the savings t&cs, a phone call to them would have resolved this promptly I'm sure. They are very good with traditional methods. I also recall when opening mine I got details through the post shortly after opening.

    If you do indeed have two accounts with different numbers, only deposit into one:

    "Each member can hold a maximum of one sole account and one joint account"
  • ThePirates
    ThePirates Posts: 359 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Trying to open a Halifax Regular Saver 5.5% from the link on the front page but my application always 'Something has gone wrong with your application. Please visit one of our branches to apply for this account.'
    Does anyone know if this account is still available?
    https://www.halifax.co.uk/savings/fixed-term/regular-saver.html
  • WillPS
    WillPS Posts: 5,217 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Trying to open a Halifax Regular Saver 5.5% from the link on the front page but my application always 'Something has gone wrong with your application. Please visit one of our branches to apply for this account.'
    Does anyone know if this account is still available?
    https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

    Try logging in, either to the app or online banking, then launch your application from there.
  • ThePirates
    ThePirates Posts: 359 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    WillPS said:
    Trying to open a Halifax Regular Saver 5.5% from the link on the front page but my application always 'Something has gone wrong with your application. Please visit one of our branches to apply for this account.'
    Does anyone know if this account is still available?
    https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

    Try logging in, either to the app or online banking, then launch your application from there.
    I'm not an existing customer, used the New to Halifax link...
  • WillPS
    WillPS Posts: 5,217 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    WillPS said:
    Trying to open a Halifax Regular Saver 5.5% from the link on the front page but my application always 'Something has gone wrong with your application. Please visit one of our branches to apply for this account.'
    Does anyone know if this account is still available?
    https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

    Try logging in, either to the app or online banking, then launch your application from there.
    I'm not an existing customer, used the New to Halifax link...

    Ah, apologies. Are you a Bank of Scotland customer by any chance? I remember having this issue when I tried to sign up for a savings account with Bank of Scotland as an existing Halifax (but not Bank of Scotland) customer.
  • Kim_13
    Kim_13 Posts: 3,516 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Emily_Joy said:
    Stafford Railway BS RS issue 1
    Currently pays 5.15, at the moment there appears to be no postcode requirements. Opened one on Sunday, application went through, received an email saying the account has been added on Monday, with no instructions how to fund. Yesterday received yet another email saying the account has been added to my online profile. Still no idea how to add money to it. Send a secure message (via online system) asking for funding instructions - no reply. But it looks like indeed I now have *two* RS issue 1 with zero balance and no clue how to add money to any of them!
    I received similar messages but only one account - it seems you get one message when they accept your application and open the account and another when they add that account to their online portal.

    I didn't pay in until I received the passbook in the post, which came with a letter clearly explaining how to pay in, so I didn't have to go hunting for the details. It arrived quite quickly as well, so the new tax year / RM taking longer than at the time I applied (August 2022) are probably behind then taking longer in your case. 
  • Trying to open a Halifax Regular Saver 5.5% from the link on the front page but my application always 'Something has gone wrong with your application. Please visit one of our branches to apply for this account.'
    Does anyone know if this account is still available?
    https://www.halifax.co.uk/savings/fixed-term/regular-saver.html
    Opened one on Monday, as an existing customer
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