Regular Savings Accounts: The Best Currently Available List!

badger09

ECOLOGY
Just came on here to check if anyone else was having issues. Mine due out on 2nd still not taken. 

surreysaver

ForumUser7 said:

Did anyone else have the Ecology Regular Saver (and Easy Access) Direct Debits bounce back to their current accounts yesterday please? Account had sufficient funds, so not sure why. Thank you

Mine hasn't been taken yet. Just assumed its because of the Bank Holidays. Luckily it's attached to my Club Lloyds, which I keep at -£50 for the free overdraft, so don't actually need it for the interest 

sta0612

ForumUser7 said:

Lloyds CL MS 6.25

Withdrawn all funds to close and get interest ahead of tax year. Balance £0. Both app and website say can’t close for some reason and need to go to branch or call. Anyone had this and been able to fix it without human intervention please? Not doing the renewal trick, as not long left before can open another due to anniversary and don’t want to annoy Lloyds.

Not with Lloyds, but I had the same issue with BOS. I called up in the end and they closed it without issue. Thankfully the wait time wasn't too long.

rallycurve

I just applied for the co-op 7% regular saver and I got this at the end... I assume that does not apply to me as this is not an ISA but it is misleading! 

What happens next?

Please note: you have applied for the 2024/2025 tax year. This means you will not be able to pay into the ISA until at least 6 April 2024.

• We're processing your application

WillPS

MonBS

Just a quick one to complement Monmouthshire. Account closure requested, letter + passbook sent first class in Tuesday's post collection. Closed out passbook and cheque with balance and interest received today, sent first class yesterday.

Can't grumble at that turnaround. Their phone support has been excellent the couple of times I've used them too. Shame their systems are a bit 20th century but all-in-all I'm very happy with the service I've received from them.

Speculator

ForumUser7 said:

Did anyone else have the Ecology Regular Saver (and Easy Access) Direct Debits bounce back to their current accounts yesterday please? Account had sufficient funds, so not sure why. Thank you

Dear Member,

You may have noticed that we’ve not yet collected the Direct Debit for your Ecology Savings account. This is due to a system error on our side, for which we apologise.

We’ll now collect this payment on Monday 8 April, providing the funds are still in your account.

In the meantime, we'll credit your Savings account as if we'd successfully taken the funds as usual on Wednesday 3 April. This means you won't lose any Savings interest.

If you’d like to speak to us about this, please call us on 01535 (Removed by Forum Team).

(Removed by Forum Team)

Ecology's Operations Manager

Bridlington1

WillPS said:

MonBS

Just a quick one to complement Monmouthshire. Account closure requested, letter + passbook sent first class in Tuesday's post collection. Closed out passbook and cheque with balance and interest received today, sent first class yesterday.

Can't grumble at that turnaround. Their phone support has been excellent the couple of times I've used them too. Shame their systems are a bit 20th century but all-in-all I'm very happy with the service I've received from them.

I can't grumble either, in my case I did everything online. Last week I requested that they make a withdrawal from my Coronation RS for the full balance of the account to be carried out on 4th April. Account was closed yesterday with the full balance plus interest landing in my nominated account by yesterday teatime. 

jameseonline

WillPS said:

MonBS

Just a quick one to complement Monmouthshire. Account closure requested, letter + passbook sent first class in Tuesday's post collection. Closed out passbook and cheque with balance and interest received today, sent first class yesterday.

Can't grumble at that turnaround. Their phone support has been excellent the couple of times I've used them too. Shame their systems are a bit 20th century but all-in-all I'm very happy with the service I've received from them.

Well Monmouthshire has recently moved more into digital/modern banking.

I applied for a regular saver a while back not realising how old fashioned they were, tried to get my money out, the best they could offer was a cheque but even then there were issues, left it for a while then last year I rang them up & they arranged the money to go back into my Virgin Money account.

surreysaver

Bridlington1 said:

liamcov said:

Has the new Gatehouse account launched? Can you hold both regular saver accounts?

Yes it has been launched. Their terms seem to be a little unclear about this point but I've just been able to open issue 2 of their regular saver a despite already holding issue 1. I've yet to fund issue 2 though.

Hi @Bridlington1

Have you funded Issue 2 without any issues yet? Now we're in a new tax year, its probably worth me opening some 5%+ regular savers now, and this one is on my list to open, but I've got an Issue 1 already 

chris_the_bee

surreysaver said:

Bridlington1 said:

liamcov said:

Has the new Gatehouse account launched? Can you hold both regular saver accounts?

Yes it has been launched. Their terms seem to be a little unclear about this point but I've just been able to open issue 2 of their regular saver a despite already holding issue 1. I've yet to fund issue 2 though.

Hi @Bridlington1

Have you funded Issue 2 without any issues yet? Now we're in a new tax year, its probably worth me opening some 5%+ regular savers now, and this one is on my list to open, but I've got an Issue 1 already 

Their website does say
"To apply for an account you must be at least 18 years old, a UK resident (or resident in the UK for tax purposes). Only individuals can open an account and only ONE Regular Saver account is allowed per person. Joint accounts are not permitted. When your account matures at the end of the 12 month term, you may open a new Regular Saver account, subject to availability at that time."