Regular Savings Accounts: The Best Currently Available List!

allegro120

sta0612 said:

chris_the_bee said:

sta0612 said:

Hi all, thank you for the various responses regarding the BOS Monthly Saver renewal. Interesting/disappointing to hear others have had the same issue.

If I simply close the account, with the aim of being paid the accrued interest now (if that's possible), will I be barred from opening a new one until the account opening anniversary date?

Both myself and OH closed old one early and immediately opened new ones.

Thanks. Did you close online? I'm being told I have to either go in to branch or call.

I did it last year.  As much as I remember I "renewed" Monthly Saver into one of 'easy access' accounts and could open a new Monthly Saver immediately, just needed to log off after "renewal" and login again to open Monthly Saver.  All was done online, no phone calls or branch visits.

chris_the_bee

sta0612 said:

chris_the_bee said:

sta0612 said:

Hi all, thank you for the various responses regarding the BOS Monthly Saver renewal. Interesting/disappointing to hear others have had the same issue.

If I simply close the account, with the aim of being paid the accrued interest now (if that's possible), will I be barred from opening a new one until the account opening anniversary date?

Both myself and OH closed old one early and immediately opened new ones.

Thanks. Did you close online? I'm being told I have to either go in to branch or call.

Yes, closed online.

chris_the_bee

sta0612 said:

chris_the_bee said:

sta0612 said:

Hi all, thank you for the various responses regarding the BOS Monthly Saver renewal. Interesting/disappointing to hear others have had the same issue.

If I simply close the account, with the aim of being paid the accrued interest now (if that's possible), will I be barred from opening a new one until the account opening anniversary date?

Both myself and OH closed old one early and immediately opened new ones.

Thanks. Did you close online? I'm being told I have to either go in to branch or call.

Yes, closed online.

gt94sss2

Does anyone have a regular saver with Hanley Economic BS?

I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

Its the only RS where I have this delay. Anyone else?

schiff

Monmouth are always the last of mine. Don't expect my FPs to show till tomorrow. Last month it took two days.

RosieRooBear

gt94sss2 said:

Does anyone have a regular saver with Hanley Economic BS?

I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

It’s the only RS where I have this delay. Anyone else?

@gt94sss2, I have the HEBS regular saver too, I always make a ‘faster payment’ on the 1st of the month and it always takes a day to show. They clearly don’t work on a bank holiday either as my payment from yesterday still isn't showing, will presumably show tomorrow. All my other regular savers credited the payments yesterday, on a bank holiday.

friolento

gt94sss2 said:

Does anyone have a regular saver with Hanley Economic BS?

I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

Its the only RS where I have this delay. Anyone else?

They credited my initial deposit, made by debit card, on the day of deposit.

All my subsequent SO deposit were credited the working day after they were sent.

I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.

flaneurs_lobster

friolento said:

I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.

....and it has an unusually large monthly max deposit limit of £1K - as you say, still a useful account to preserve.

allegro120

friolento said:

gt94sss2 said:

Does anyone have a regular saver with Hanley Economic BS?

I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

Its the only RS where I have this delay. Anyone else?

They credited my initial deposit, made by debit card, on the day of deposit.

All my subsequent SO deposit were credited the working day after they were sent.

I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.

At first I was depositing by FP and it was next day delivery.  Now I'm using Halifax debit card, deposit shows straight away, but I'm not sure if the interest is accrued on the day or when the payment is cleared. In any case £5 from Halifax for this transaction is a bonus.

I was depositing various sums, but now settled on £500.  I have other places getting the same rate without monthly limits, but this account is equally good. T&C are flexible enough for me, I don't think I will go over £50k on this account in near future so full withdrawal won't be a problem if necessary.  I don't see any reason for closing Hanley RS at the moment.

sta0612

soulsaver said:

BoS reporting tech problems closing their RS - maybe Bank Hols related? The usual closure hack is still OK for HFax RS for me.

Did you see this online somewhere, or did they tell you this directly?