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Regular Savings Accounts: The Best Currently Available List!

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  • ForumUser7
    ForumUser7 Posts: 2,453 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Gatehouse Regular Saver.

    1pm cut off for same day funding. Has anyone ever had any luck with funding around 13:45 (now) or later instead for same day please?

    Thank you
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 3,723 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 28 March 2024 at 2:40PM
    qbadger said:
    Leeds Home Deposit Saver

    Do they accept instruction to pay the interest to an external bank account instead?
    From the summary box:

    Thanks - reminded me interest was due today! Regular Saver normal variant interest has also been credited today, future dated to 31.03.2024.
    Though  I seem to recall whenever I've made withdrawals from Leeds BS accounts the funds have arrived the next working day so if you try and withdraw the interest today it probably won't arrive till Tuesday (tomorrow is Good Friday), with the funds withdrawn not earning interest during this time.
  • Bridlington1
    Bridlington1 Posts: 3,723 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Coventry Building Society

    Now offering a Loyalty Regular Saver (Issue 2) paying 6.75% variable, £1-250 per month,
    I assume this replaces the Issue 1 version which paid 7% that was withdrawn in December 2023,

    I don't know when this was made available but I can't see it in 'the list'.  It is not the same as the ordinary Coventry BS Regular Saver which offers 5%.  Apologies if I have missed a previous notification post regarding this account.

    It was first mentioned by @Kazza242 in this thread on 15/3/24
  • Gatehouse Regular Saver.

    1pm cut off for same day funding. Has anyone ever had any luck with funding around 13:45 (now) or later instead for same day please?

    Thank you
    Afraid not, I paid a whisker after 1pm before Chrimbo and it was deposited the next day.
  • ForumUser7
    ForumUser7 Posts: 2,453 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 28 March 2024 at 2:52PM
    qbadger said:
    Leeds Home Deposit Saver

    Do they accept instruction to pay the interest to an external bank account instead?
    From the summary box:

    Thanks - reminded me interest was due today! Regular Saver normal variant interest has also been credited today, future dated to 31.03.2024.
    Though  I seem to recall whenever I've made withdrawals from Leeds BS accounts the funds have arrived the next working day so if you try and withdraw the interest today it probably won't arrive till Tuesday (tomorrow is Good Friday), with the funds withdrawn not earning interest during this time.
    Thanks for the heads up - I'll make the withdrawal next week

    Gatehouse Regular Saver.

    1pm cut off for same day funding. Has anyone ever had any luck with funding around 13:45 (now) or later instead for same day please?

    Thank you
    Afraid not, I paid a whisker after 1pm before Chrimbo and it was deposited the next day.

    Aw man, I've missed March's deposit (this will count as April). Serves me right for dilly dallying with funding it haha.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 3,723 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Usual Drill: Leeds BS Regular Saver (Issue 50) now NLA, replaced by Issue 51 at the same rate with a new maturity date of 31/3/26. 
  • subjecttocontract
    subjecttocontract Posts: 2,720 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 28 March 2024 at 8:32PM
    Usual Drill: Leeds BS Regular Saver (Issue 50) now NLA, replaced by Issue 51 at the same rate with a new maturity date of 31/3/26. 
    Where's the attraction ?
    There are better regular saver rates available and it's variable, there are fixed rates out there.
  • Usual Drill: Leeds BS Regular Saver (Issue 50) now NLA, replaced by Issue 51 at the same rate with a new maturity date of 31/3/26. 
    Where's the attraction ?
    There are better regular saver rates available and it's variable, there are fixed rates out there.
    Yes there are many, but I believe it's posted to keep page 1 updated with the latest account as it's falls within the criteria.
  • Usual Drill: Leeds BS Regular Saver (Issue 50) now NLA, replaced by Issue 51 at the same rate with a new maturity date of 31/3/26. 
    Where's the attraction ?
    There are better regular saver rates available and it's variable, there are fixed rates out there.
    Yes there are many, but I believe it's posted to keep page 1 updated with the latest account as it's falls within the criteria.
    Oh ok......It's just that the thread is headed 'reg savers....the best currently available', and this just isnt.
  • Usual Drill: Leeds BS Regular Saver (Issue 50) now NLA, replaced by Issue 51 at the same rate with a new maturity date of 31/3/26. 
    Where's the attraction ?
    There are better regular saver rates available and it's variable, there are fixed rates out there.
    Yes there are many, but I believe it's posted to keep page 1 updated with the latest account as it's falls within the criteria.
    Oh ok......It's just that the thread is headed 'reg savers....the best currently available', and this just isnt.
    5.25% still sits above EA so if you've exhausted all accounts above that, it's still an attractive proposition, especially considering EA rates are falling quicker than RS.
    5.25% accounts are going to get even more attractive in the current climate, hence I've kept many older ones in the background ready to be used again.
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