Regular Savings Accounts: The Best Currently Available List!

jameseonline

Bridlington1 said:

jameseonline said:

Wheres_My_Cashback said:

subjecttocontract said:

Wheres_My_Cashback said:

subjecttocontract said:

Bridlington1 said:

Usual Drill: Leeds BS Regular Saver (Issue 50) now NLA, replaced by Issue 51 at the same rate with a new maturity date of 31/3/26. 

Where's the attraction ?
There are better regular saver rates available and it's variable, there are fixed rates out there.

Yes there are many, but I believe it's posted to keep page 1 updated with the latest account as it's falls within the criteria.

Oh ok......It's just that the thread is headed 'reg savers....the best currently available', and this just isnt.

5.25% still sits above EA so if you've exhausted all accounts above that, it's still an attractive proposition, especially considering EA rates are falling quicker than RS.
5.25% accounts are going to get even more attractive in the current climate, hence I've kept many older ones in the background ready to be used again.

Completely agree with you.

5.25% is my minimum for Regulars but aim to get higher.

On another note I don't understand why MSE features 5% Regular Savings from HSBC & Santander still but that's a me issue and everyone else understands right? 😏

I've also kept most of my 5.25% regular savers going plus some, such as SRBS, Leeds HDS etc that are below 5.25%, especially those that have no specified account end date.

There's a few I plan to ``refresh" in April though, mainly those that I only have the minimum balance in (if they're still available), so that I have the option to push the payment of interest into the 2025-26 tax year if necessary though.

With regards to your last point I suspect MSE features Santander & HSBC in part due to the fact that they seem to favour showing accounts offered by the more widely known banks/building societies rather than lesser known ones. 

Yeah I get that they popular banks but they paying the worst rates in the list.

Part of me wants a drop down menu so I don't see the 5% accounts though😁🤣

sta0612

Hi, I'm hoping someone can advise with an issue I'm facing please.

I successfully renewed my Halifax Regular Saver on 28/03/24 to an Everyday Saver through Halifax online banking. All went as planned - I received a payment with the balance and accrued interest which I subsequently transferred to my current account.

I have tried multiple times on the 28th, 29th and today to do the same with my BOS Monthly Saver (I have tried BOS online banking and Halifax online banking), but I keep getting the below error.

Any advice please?

Speculator

sta0612 said:

Hi, I'm hoping someone can advise with an issue I'm facing please.

I successfully renewed my Halifax Regular Saver on 28/03/24 to an Everyday Saver through Halifax online banking. All went as planned - I received a payment with the balance and accrued interest which I subsequently transferred to my current account.

I have tried multiple times on the 28th, 29th and today to do the same with my BOS Monthly Saver (I have tried BOS online banking and Halifax online banking), but I keep getting the below error.

Any advice please?

Had same problem with BOS Monthly saver so had to wait for maturity.

sta0612

Speculator said:

sta0612 said:

Hi, I'm hoping someone can advise with an issue I'm facing please.

I successfully renewed my Halifax Regular Saver on 28/03/24 to an Everyday Saver through Halifax online banking. All went as planned - I received a payment with the balance and accrued interest which I subsequently transferred to my current account.

I have tried multiple times on the 28th, 29th and today to do the same with my BOS Monthly Saver (I have tried BOS online banking and Halifax online banking), but I keep getting the below error.

Any advice please?

Had same problem with BOS Monthly saver so had to wait for maturity.

Thanks for your response. Is this a recent issue?

ForumUser7

Lloyds Club Lloyds Monthly Saver.

Received a letter notifying me of maturity next month.

It implies I have 3 options (open new one, move funds to another account, close the account) and that I should let them know what I want to do before the day before maturity by logging into Online Banking.

I've logged on, but nothing obvious comes up re maturity. Only seems to be the option to renew into an easy access non-regular saver just now, or close just now, but no way to give instructions to occur on maturity.

Does this sound right please? If not, how do I express my preferences?

Thank you

jameseonline

ForumUser7 said:

Lloyds Club Lloyds Monthly Saver.

Received a letter notifying me of maturity next month.

It implies I have 3 options (open new one, move funds to another account, close the account) and that I should let them know what I want to do before the day before maturity by logging into Online Banking.

I've logged on, but nothing obvious comes up re maturity. Only seems to be the option to renew into an easy access non-regular saver just now, or close just now, but no way to give instructions to occur on maturity.

Does this sound right please? If not, how do I express my preferences?

Thank you

All of the options are right.

At maturity the regular saver converts to an easy access account, you can move the money elsewhere, you can close the easy access account.

And you can open another soon after.

As for letting them know you haven't got to do that you can do things yourself 

jameseonline

sta0612 said:

Hi, I'm hoping someone can advise with an issue I'm facing please.

I successfully renewed my Halifax Regular Saver on 28/03/24 to an Everyday Saver through Halifax online banking. All went as planned - I received a payment with the balance and accrued interest which I subsequently transferred to my current account.

I have tried multiple times on the 28th, 29th and today to do the same with my BOS Monthly Saver (I have tried BOS online banking and Halifax online banking), but I keep getting the below error.

Any advice please?

Maybe it's because of Easter &/or maintenance or maybe you need to wait till maturity completes.

Alternatively try calling them.

ForumUser7

jameseonline said:

ForumUser7 said:

Lloyds Club Lloyds Monthly Saver.

Received a letter notifying me of maturity next month.

It implies I have 3 options (open new one, move funds to another account, close the account) and that I should let them know what I want to do before the day before maturity by logging into Online Banking.

I've logged on, but nothing obvious comes up re maturity. Only seems to be the option to renew into an easy access non-regular saver just now, or close just now, but no way to give instructions to occur on maturity.

Does this sound right please? If not, how do I express my preferences?

Thank you

All of the options are right.

At maturity the regular saver converts to an easy access account, you can move the money elsewhere, you can close the easy access account.

And you can open another soon after.

As for letting them know you haven't got to do that you can do things yourself 

Ah right, thanks for explaining. The letter is a bit misleading in my opinion, it literally says 'let us know by [maturity date], when really it's more a case of doing it myself after the maturity date.

allegro120

ForumUser7 said:

Lloyds Club Lloyds Monthly Saver.

Received a letter notifying me of maturity next month.

It implies I have 3 options (open new one, move funds to another account, close the account) and that I should let them know what I want to do before the day before maturity by logging into Online Banking.

I've logged on, but nothing obvious comes up re maturity. Only seems to be the option to renew into an easy access non-regular saver just now, or close just now, but no way to give instructions to occur on maturity.

Does this sound right please? If not, how do I express my preferences?

Thank you

This letter is a bit confusing. You don't need to do anything.  On the day of maturity they turn the account into "Standard Saver". The day after you can view it as Standard Saver with interest added. At this point you can open your new Club Monthly Saver. 

jameseonline

ForumUser7 said:

jameseonline said:

ForumUser7 said:

Lloyds Club Lloyds Monthly Saver.

Received a letter notifying me of maturity next month.

It implies I have 3 options (open new one, move funds to another account, close the account) and that I should let them know what I want to do before the day before maturity by logging into Online Banking.

I've logged on, but nothing obvious comes up re maturity. Only seems to be the option to renew into an easy access non-regular saver just now, or close just now, but no way to give instructions to occur on maturity.

Does this sound right please? If not, how do I express my preferences?

Thank you

All of the options are right.

At maturity the regular saver converts to an easy access account, you can move the money elsewhere, you can close the easy access account.

And you can open another soon after.

As for letting them know you haven't got to do that you can do things yourself 

Ah right, thanks for explaining. The letter is a bit misleading in my opinion, it literally says 'let us know by [maturity date], when really it's more a case of doing it myself after the maturity date.

Yea I didn't really understand it either/got confused by it.

Had similar/same from BOS/Halifax (bit different as their regular carries on for another year AND balance after 1st year gets transferred to an instant access account) for their regulars.

Basically you can contact them about anything to do with your accounts or do things yourself same as any other time regardless of wether or not an account is maturing.

So treat the letter as reviewing your options or something 😁