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Regular Savings Accounts: The Best Currently Available List!
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Comments
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allegro120 said:jameseonline said:I think there was a very brief time Ecology was attractive but hasn't been for a very long time now.
Nice to know they've put up their rate but can be beaten by other regulars + instant access.
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YBS First Home Saver to be launched at 5%
- £500/mth max
- 1 Withdrawal/yr (excluding closure)
- Account lasts 2 years
- Can skip months if you wish
- Account can be opened with £1
11 -
Bridlington1 said:YBS First Home Saver to be launched at 5%
£500/mth max
1 Withdrawal/yr (excluding closure)
Account lasts 2 years
Can skip months if you wish
Account can be opened with £10 -
Whilst it's nice to see them upping their rates, as others have said, holding an Ecology BS savings account was never about the rates they offered, it was only ever about being able to fund them via direct debit as this is what enabled qualification for current account rewards or switch offers. Just keep funding and withdraw down to their minimum balance after six months or so then rinse and repeat.
I'll keep my accounts open for as long as they keep the DD funding option.3 -
jameseonline said:Bridlington1 said:YBS First Home Saver to be launched at 5%
£500/mth max
1 Withdrawal/yr (excluding closure)
Account lasts 2 years
Can skip months if you wish
Account can be opened with £1
At £1 to open and no further funding requirements I think it's worth opening speculatively, particularly given the account lasts two years.1 -
Bridlington1 said:jameseonline said:Bridlington1 said:YBS First Home Saver to be launched at 5%
£500/mth max
1 Withdrawal/yr (excluding closure)
Account lasts 2 years
Can skip months if you wish
Account can be opened with £1
At £1 to open and no further funding requirements I think it's worth opening speculatively, particularly given the account lasts two years.
Principality @ 5.25%
https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online
Leeds @ 5.15%
https://www.leedsbuildingsociety.co.uk/savings/regular-saver/home-deposit-saver/
Coventry @ 5.05%
https://coventrybuildingsociety.co.uk/member/product/savings/regular_saver/first-home-saver-2.html4 -
jameseonline said:Bridlington1 said:jameseonline said:Bridlington1 said:YBS First Home Saver to be launched at 5%
£500/mth max
1 Withdrawal/yr (excluding closure)
Account lasts 2 years
Can skip months if you wish
Account can be opened with £1
At £1 to open and no further funding requirements I think it's worth opening speculatively, particularly given the account lasts two years.
Principality @ 5.25%
https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online
Leeds @ 5.15%
https://www.leedsbuildingsociety.co.uk/savings/regular-saver/home-deposit-saver/
Coventry @ 5.05%
https://coventrybuildingsociety.co.uk/member/product/savings/regular_saver/first-home-saver-2.html
My point is though that the account could become competitive in the future, at 5% it's not far below the top easy access accounts and lasts 2 years, a lot could happen with savings rates in this time (just look at how much savings interest rates have changed in the last 2 years). The account can be opened with £1, allows withdrawals if necessary and has a fairly large max monthly deposit limit, personally I think it worth opening with £1 just in case.9 -
kaMelo said:Whilst it's nice to see them upping their rates, as others have said, holding an Ecology BS savings account was never about the rates they offered, it was only ever about being able to fund them via direct debit as this is what enabled qualification for current account rewards or switch offers. Just keep funding and withdraw down to their minimum balance after six months or so then rinse and repeat.
I'll keep my accounts open for as long as they keep the DD funding option.I consider myself to be a male feminist. Is that allowed?1 -
Bridlington1 said:jameseonline said:Bridlington1 said:YBS First Home Saver to be launched at 5%
£500/mth max
1 Withdrawal/yr (excluding closure)
Account lasts 2 years
Can skip months if you wish
Account can be opened with £1
At £1 to open and no further funding requirements I think it's worth opening speculatively, particularly given the account lasts two years.- You can only hold a First Home eSaver account if you are saving towards owning your first home. We reserve the right to transfer the account to the Internet Saver Plus Issue 14 if this is not the case.
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flaneurs_lobster said:Bridlington1 said:jameseonline said:Bridlington1 said:YBS First Home Saver to be launched at 5%
£500/mth max
1 Withdrawal/yr (excluding closure)
Account lasts 2 years
Can skip months if you wish
Account can be opened with £1
At £1 to open and no further funding requirements I think it's worth opening speculatively, particularly given the account lasts two years.- You can only hold a First Home eSaver account if you are saving towards owning your first home. We reserve the right to transfer the account to the Internet Saver Plus Issue 14 if this is not the case.
1
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