We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

1120712081210121212131698

Comments

  • soulsaver
    soulsaver Posts: 7,077 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 April 2024 at 11:11PM
    I see  "..something's gone wrong..." online when I try to renew/close the BoS reg saver... that now only has £1 in it as I w/d the rest with the intention of renewing.

    "Unfortunately we can't retrieve some of the account information you've requested right now. Sorry for any inconvenience this may cause you. Please try again later."

    Not a big deal for me as I only have a month or 2 to go, but liked a fix for 12 months before they decide to drop the rate.


  • flaneurs_lobster
    flaneurs_lobster Posts: 11,634 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    friolento said:
    gt94sss2 said:
    Does anyone have a regular saver with Hanley Economic BS?

    I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

    Its the only RS where I have this delay. Anyone else?

    They credited my initial deposit, made by debit card, on the day of deposit.

    All my subsequent SO deposit were credited the working day after they were sent.

    I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.
    At first I was depositing by FP and it was next day delivery.  Now I'm using Halifax debit card, deposit shows straight away, but I'm not sure if the interest is accrued on the day or when the payment is cleared. In any case £5 from Halifax for this transaction is a bonus.

    I was depositing various sums, but now settled on £500.  I have other places getting the same rate without monthly limits, but this account is equally good. T&C are flexible enough for me, I don't think I will go over £50k on this account in near future so full withdrawal won't be a problem if necessary.  I don't see any reason for closing Hanley RS at the moment.
    They seem to be slow in crediting the account this month (or at least showing the credit online). My FP made on Monday not yet visible. I'll check later.

    (Ditto Monmouth, but that often appears around midday on deposit + 1).
  • schiff
    schiff Posts: 20,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My Monmouths still haven't been credited, Midday FP+2!
  • SJMALBA
    SJMALBA Posts: 1,231 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Sent my FP deposits to Monmouth on Monday (a little after midnight), and they were showing this morning, credited for Monday - IME, it always takes 2 days to show online.
  • flaneurs_lobster
    flaneurs_lobster Posts: 11,634 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    SJMALBA said:
    Sent my FP deposits to Monmouth on Monday (a little after midnight), and they were showing this morning, credited for Monday - IME, it always takes 2 days to show online.
    2 of my MBS now show April credits but my £300 to the Coronation Saver (opened 26/4/23) has been bounced. Only able to make contributions in 12 consecutive months? 
  • ForumUser7
    ForumUser7 Posts: 2,618 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    SJMALBA said:
    Sent my FP deposits to Monmouth on Monday (a little after midnight), and they were showing this morning, credited for Monday - IME, it always takes 2 days to show online.
    2 of my MBS now show April credits but my £300 to the Coronation Saver (opened 26/4/23) has been bounced. Only able to make contributions in 12 consecutive months? 
    Max balance of £3,600 in fact sheet. No 13th deposit permitted.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • SJMALBA said:
    Sent my FP deposits to Monmouth on Monday (a little after midnight), and they were showing this morning, credited for Monday - IME, it always takes 2 days to show online.
    2 of my MBS now show April credits but my £300 to the Coronation Saver (opened 26/4/23) has been bounced. Only able to make contributions in 12 consecutive months? 
    £3600 MAX.....
  • 10_66
    10_66 Posts: 3,553 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Normally, when I open a TSB Monthly Saver, I make the first payment to it via Standing Order from a TSB current account, than all other payments come from my non TSB current account, always works fine.  However, yesterday, I made my first payment as a Faster Payment from my TSB current account.  Today, I've received an email  from TSB reminding me to set up a S.O. from my TSB current account.  As I've already now made my payment for this month, I've set up a S.O. from my TSB current account for May.  Can anyone tell me if I can just cancel this S.O. in a few days and continue to do what I normally do and send via S.O. from my non TSB current account (ie, will just setting up the S.O. have satisfied their system, so I can then cancel it?).
  • Descrabled
    Descrabled Posts: 528 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    TSB monthly saver
    My experience is that TSB always send an email reminding me to set up a standing order. I have always ignored said email and funded by faster payments from my TSB current account. Ms Descrabled always funds from her Lloyds account. Neither of us have ever had any problems. I don't think TSB check that you have this standing order.
    You do not need to use a standing order and can cancel any standing order you set up.
    I will be stopping all regular savers with interest under 6.25% in the new tax year after paying into the ISAs. I will no longer fund the TSB monthly saver amongst others.
  • allegro120
    allegro120 Posts: 2,679 Forumite
    1,000 Posts Third Anniversary Name Dropper
    10_66 said:
    Normally, when I open a TSB Monthly Saver, I make the first payment to it via Standing Order from a TSB current account, than all other payments come from my non TSB current account, always works fine.  However, yesterday, I made my first payment as a Faster Payment from my TSB current account.  Today, I've received an email  from TSB reminding me to set up a S.O. from my TSB current account.  As I've already now made my payment for this month, I've set up a S.O. from my TSB current account for May.  Can anyone tell me if I can just cancel this S.O. in a few days and continue to do what I normally do and send via S.O. from my non TSB current account (ie, will just setting up the S.O. have satisfied their system, so I can then cancel it?).
    I fund TSB RS from First Direct and Santander.  It has been a few years since I've stopped funding it by SO from TSB current account and it seems to be working fine.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.2K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.9K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605.1K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.