Regular Savings Accounts: The Best Currently Available List!

friolento

gt94sss2 said:

Does anyone have a regular saver with Hanley Economic BS?

I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

Its the only RS where I have this delay. Anyone else?

They credited my initial deposit, made by debit card, on the day of deposit.

All my subsequent SO deposit were credited the working day after they were sent.

I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.

flaneurs_lobster

friolento said:

I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.

....and it has an unusually large monthly max deposit limit of £1K - as you say, still a useful account to preserve.

allegro120

friolento said:

gt94sss2 said:

Does anyone have a regular saver with Hanley Economic BS?

I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

Its the only RS where I have this delay. Anyone else?

They credited my initial deposit, made by debit card, on the day of deposit.

All my subsequent SO deposit were credited the working day after they were sent.

I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.

At first I was depositing by FP and it was next day delivery.  Now I'm using Halifax debit card, deposit shows straight away, but I'm not sure if the interest is accrued on the day or when the payment is cleared. In any case £5 from Halifax for this transaction is a bonus.

I was depositing various sums, but now settled on £500.  I have other places getting the same rate without monthly limits, but this account is equally good. T&C are flexible enough for me, I don't think I will go over £50k on this account in near future so full withdrawal won't be a problem if necessary.  I don't see any reason for closing Hanley RS at the moment.

sta0612

soulsaver said:

BoS reporting tech problems closing their RS - maybe Bank Hols related? The usual closure hack is still OK for HFax RS for me.

Did you see this online somewhere, or did they tell you this directly?

soulsaver

I see  "..something's gone wrong..." online when I try to renew/close the BoS reg saver... that now only has £1 in it as I w/d the rest with the intention of renewing.

"Unfortunately we can't retrieve some of the account information you've requested right now. Sorry for any inconvenience this may cause you. Please try again later."

Not a big deal for me as I only have a month or 2 to go, but liked a fix for 12 months before they decide to drop the rate.

flaneurs_lobster

allegro120 said:

friolento said:

gt94sss2 said:

Does anyone have a regular saver with Hanley Economic BS?

I have one and consistently find that there is a delay of 24 hours before my monthly standing order is credited and showing in the app.

Its the only RS where I have this delay. Anyone else?

They credited my initial deposit, made by debit card, on the day of deposit.

All my subsequent SO deposit were credited the working day after they were sent.

I was looking at this account this afternoon and debated for a minute whether to close it. At 5.5% (var) and no end date, I think it's still a valuable account and I don't really have a better place for it, so I'll keep it running.

At first I was depositing by FP and it was next day delivery.  Now I'm using Halifax debit card, deposit shows straight away, but I'm not sure if the interest is accrued on the day or when the payment is cleared. In any case £5 from Halifax for this transaction is a bonus.

I was depositing various sums, but now settled on £500.  I have other places getting the same rate without monthly limits, but this account is equally good. T&C are flexible enough for me, I don't think I will go over £50k on this account in near future so full withdrawal won't be a problem if necessary.  I don't see any reason for closing Hanley RS at the moment.

They seem to be slow in crediting the account this month (or at least showing the credit online). My FP made on Monday not yet visible. I'll check later.

(Ditto Monmouth, but that often appears around midday on deposit + 1).

schiff

My Monmouths still haven't been credited, Midday FP+2!

SJMALBA

Sent my FP deposits to Monmouth on Monday (a little after midnight), and they were showing this morning, credited for Monday - IME, it always takes 2 days to show online.

flaneurs_lobster

SJMALBA said:

Sent my FP deposits to Monmouth on Monday (a little after midnight), and they were showing this morning, credited for Monday - IME, it always takes 2 days to show online.

2 of my MBS now show April credits but my £300 to the Coronation Saver (opened 26/4/23) has been bounced. Only able to make contributions in 12 consecutive months? 

ForumUser7

flaneurs_lobster said:

SJMALBA said:

Sent my FP deposits to Monmouth on Monday (a little after midnight), and they were showing this morning, credited for Monday - IME, it always takes 2 days to show online.

2 of my MBS now show April credits but my £300 to the Coronation Saver (opened 26/4/23) has been bounced. Only able to make contributions in 12 consecutive months? 

Max balance of £3,600 in fact sheet. No 13th deposit permitted.