Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

Kim_13 said:

wmb194 said:

Kim_13 said:

Anyone have any experience of Monmouthshire BS internal transfers? I set funds to transfer from the 7% RS to the 8% RS today but it still hasn’t been processed.

Last I checked its online banking only updates once a day - there is/was a line on there telling you when it was last updated - so I'd check again tomorrow.

Thanks - had assumed it referred to FP’s in, but that makes sense. I won’t try making the transfer again.

They update the online accounts around 7am I believe, so any transfers/payments you make after 7am don't appear online until the next day.

allegro120

adindas said:

YBS Christmas 2023 Regular e-Saver

I just checked it my YBS Christmas 2023 Regular e-Saver has become Internet Saver Plus I13. I check the documentation indeed October 30, is the day where the interest is supposed to be paid. If I remember correctly it used to be paying 5.75% but with conversion it becomes 4.80%.

Now it becomes Internet Saver Plus I13, I just wonder does it mean that there is no more restriction for the frequency of withdrawal?? Is that correct??

If this is the case, it is good to keep this account with minimum balance, as this account is one a few savings account that allow deposit by debit card. What do you think??

This is correct, no restrictions for this account except you can't withdraw within first 14 days after your account has been opened.  I closed this account because I have no need for debit card deposits.

fonesaver

allegro120 said:

adindas said:

YBS Christmas 2023 Regular e-Saver

I just checked it my YBS Christmas 2023 Regular e-Saver has become Internet Saver Plus I13. I check the documentation indeed October 30, is the day where the interest is supposed to be paid. If I remember correctly it used to be paying 5.75% but with conversion it becomes 4.80%.

Now it becomes Internet Saver Plus I13, I just wonder does it mean that there is no more restriction for the frequency of withdrawal?? Is that correct??

If this is the case, it is good to keep this account with minimum balance, as this account is one a few savings account that allow deposit by debit card. What do you think??

This is correct, no restrictions for this account except you can't withdraw within first 14 days after your account has been opened.  I closed this account because I have no need for debit card deposits.

The 14 day limitation only applies if you open the account yourself.

Angelica123

adindas said:

YBS Christmas 2023 Regular e-Saver

I just checked it my YBS Christmas 2023 Regular e-Saver has become Internet Saver Plus I13. I check the documentation indeed October 30, is the day where the interest is supposed to be paid. If I remember correctly it used to be paying 5.75% but with conversion it becomes 4.80%.

Now it becomes Internet Saver Plus I13, I just wonder does it mean that there is no more restriction for the frequency of withdrawal?? Is that correct??

If this is the case, it is good to keep this account with minimum balance, as this account is one a few savings account that allow deposit by debit card. What do you think??

That's what I have done. Left a pound to keep account active in case I want to apply for loyalty products in the future. 

subjecttocontract

My ybs Xmas saver had already been converted to the internet saver plus 13 at 7am this morning. They either start work very earlier, have a night shift or it's automated.

allegro120

Angelica123 said:

adindas said:

YBS Christmas 2023 Regular e-Saver

I just checked it my YBS Christmas 2023 Regular e-Saver has become Internet Saver Plus I13. I check the documentation indeed October 30, is the day where the interest is supposed to be paid. If I remember correctly it used to be paying 5.75% but with conversion it becomes 4.80%.

Now it becomes Internet Saver Plus I13, I just wonder does it mean that there is no more restriction for the frequency of withdrawal?? Is that correct??

If this is the case, it is good to keep this account with minimum balance, as this account is one a few savings account that allow deposit by debit card. What do you think??

That's what I have done. Left a pound to keep account active in case I want to apply for loyalty products in the future. 

It's always good to to keep BS membership going.  Some years ago I've missed on YBS loyalty RS offering because I had a two months membership break.

Kim_13

adindas said:

YBS Christmas 2023 Regular e-Saver

I just checked it my YBS Christmas 2023 Regular e-Saver has become Internet Saver Plus I13. I check the documentation indeed October 30, is the day where the interest is supposed to be paid. If I remember correctly it used to be paying 5.75% but with conversion it becomes 4.80%.

Now it becomes Internet Saver Plus I13, I just wonder does it mean that there is no more restriction for the frequency of withdrawal?? Is that correct??

If this is the case, it is good to keep this account with minimum balance, as this account is one a few savings account that allow deposit by debit card. What do you think??

I’ve kept £1 in mine - the interest rate is higher than Issue 11’s which I originally opened, so I may as well close that one once the Issue 13 has been open for long enough.

Deru

My Club Lloyds Monthly Saver came up to a year.  I was then surprised to see the new one is now at 6.25% so started again.

First Direct is 7% which I also have running

adindas

Deru said:

My Club Lloyds Monthly Saver came up to a year.  I was then surprised to see the new one is now at 6.25% so started again.

First Direct is 7% which I also have running

I am not quite sure othe people expereince but AFAIL it has always been 6.25%. I renewed mine in early April 2023 and the interest rate is alaredy 65.25 right from the beginning.

TomJ

iadindas said:

Deru said:

My Club Lloyds Monthly Saver came up to a year.  I was then surprised to see the new one is now at 6.25% so started again.

First Direct is 7% which I also have running

I am not quite sure othe people expereince but AFAIL it has always been 6.25%. I renewed mine in early April 2023 and the interest rate is alaredy 65.25 right from the beginning.

If by always you mean since March this year, then you're right.