Regular Savings Accounts: The Best Currently Available List!

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Bigwheels1111 said:

I’ve decided not to fund any less than 6%.

I agree with this in principle, but i will keep going with Coventry first home saver 1st addition @ 5.60%, only for the mere fact it's easy access and allows me to put in a weighty £1000 a month.  

Reg_Smeeton

Who are the usual suspects for “Christmas Saver” RS accounts? I could do with opening something in the next month or so for the next rung in my RS “ladder” but I’ve run out of competitive accounts that I’m eligible for… nice problem to have I know!

Bridlington1

Reg_Smeeton said:

Who are the usual suspects for “Christmas Saver” RS accounts? I could do with opening something in the next month or so for the next rung in my RS “ladder” but I’ve run out of competitive accounts that I’m eligible for… nice problem to have I know!

If my memory serves me well Principality BS, Monmouthshire BS and YBS offered Christmas regular savers last year in that order. I can't think of any others that did last year though.

dekkard

I have a YBS Christmas 23 Regular Saver which matures tomorrow.

10 days ago, the interest was added to the account. 

Today I notice that the interest entry is still there and the interest amount is unchanged but the date has been changed from 21st October to today (31st October).

Has anyone else seen this? Seems like an error.

flaneurs_lobster

dekkard said:

I have a YBS Christmas 23 Regular Saver which matures tomorrow.

10 days ago, the interest was added to the account. 

Today I notice that the interest entry is still there and the interest amount is unchanged but the date has been changed from 21st October to today (31st October).

Has anyone else seen this? Seems like an error.

See here

https://forums.moneysavingexpert.com/discussion/6482321/ybs-christmas-saver-maturity/p1

friolento

dekkard said:

I have a YBS Christmas 23 Regular Saver which matures tomorrow.

10 days ago, the interest was added to the account. 

Today I notice that the interest entry is still there and the interest amount is unchanged but the date has been changed from 21st October to today (31st October).

Has anyone else seen this? Seems like an error.

Same change for me. Unless the amount of interest is incorrect, it won't be an error. My interest is correct.

dekkard

friolento said:

dekkard said:

I have a YBS Christmas 23 Regular Saver which matures tomorrow.

10 days ago, the interest was added to the account. 

Today I notice that the interest entry is still there and the interest amount is unchanged but the date has been changed from 21st October to today (31st October).

Has anyone else seen this? Seems like an error.

Same change for me. Unless the amount of interest is incorrect, it won't be an error. My interest is correct.

On the 21st October, £72.39 was added in interest. That same interest amount is showing today, only the date of the interest being added has been changed from 21st to the 31st October.

So no interest was earned between 21-31st October?

friolento

dekkard said:

friolento said:

dekkard said:

I have a YBS Christmas 23 Regular Saver which matures tomorrow.

10 days ago, the interest was added to the account. 

Today I notice that the interest entry is still there and the interest amount is unchanged but the date has been changed from 21st October to today (31st October).

Has anyone else seen this? Seems like an error.

Same change for me. Unless the amount of interest is incorrect, it won't be an error. My interest is correct.

On the 21st October, £72.39 was added in interest. That same interest amount is showing today, only the date of the interest being added has been changed from 21st to the 31st October.

So no interest was earned between 21-31st October?

The interest for the total period is £72.39. You can use the MSE RS calculator to work out how much it should be, give or take a few pence. depending on when you made your deposits.

Why they credited the amount 10 days ago is a mystery but we had not earned £72.39 then.

allegro120

friolento said:

dekkard said:

friolento said:

dekkard said:

I have a YBS Christmas 23 Regular Saver which matures tomorrow.

10 days ago, the interest was added to the account. 

Today I notice that the interest entry is still there and the interest amount is unchanged but the date has been changed from 21st October to today (31st October).

Has anyone else seen this? Seems like an error.

Same change for me. Unless the amount of interest is incorrect, it won't be an error. My interest is correct.

On the 21st October, £72.39 was added in interest. That same interest amount is showing today, only the date of the interest being added has been changed from 21st to the 31st October.

So no interest was earned between 21-31st October?

The interest for the total period is £72.39. You can use the MSE RS calculator to work out how much it should be, give or take a few pence. depending on when you made your deposits.

Why they credited the amount 10 days ago is a mystery but we had not earned £72.39 then.

Mine is showing £72.86.  I opened and funded it on 18th January.

Jazzking

YBS RS 1st deposit

Has anyone had issues making an initial deposit to YBS Loyalty Regular esaver 2023?  I opened one yesterday, but didn't fund it immediately. I'm keen to make an October payment and then a 1st Nov payment to get £1000 in from the start.

I logged into the website today to find that "deposits weren't available" (by debit card) but they provided sort code/account/roll to make a faster payment, which I did. Halifax warned me it couldn't match my account, but I double checked everything and made the payment anyway. Nothing showing in YBS yet  

Since checked on YBS app and found a deposit option via Payit which connects to my bank to pull the payment in.  Tempted to do this to guarantee an October payment, but then what will happen if the original payment shows up later/tomorrow with today's date, therefore having two payments in October?  Big problem, or not at all?