Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

pookey said:

Regarding the NW 8% MS:
Can I open it at the end of the month and set up a SO for the 1st of the following month? Or does it need to follow the same date each month please? 

YES 1st

Also, if that works, if i open and fund the account on the 30th, is that enough time for the money to clear by bank transfer for October so i can do the SO from the 1st November please? 

YES

..............

pfpf

schiff said:

The matched betting discussion used to be called the Gambling Introductory Offer Loopholes. Fortunately nobody at MSE HQ questioned whether loophole was a naughty word or I for one would be a lot less comfortably off!

schiff! shout out for MB. yay.

35har1old

francoghezzi said:

Bridlington1 said:

Leeds Regular Saver Issue 43 has now been replaced by Issue 44 at the same rate (5.25%), maturing on 1/9/25.

Anyone has any experience with LeedsBS? I opened an account but haven't funded yet because I can't see it on line till I receive a code by post. The saver is attractive because if the 2 years period, but I don't know these people. Anyone know them and how they work?

Hardly worth the bother when easy access accounts are paying 5.20% and as it is variable rate securing  it for 2 years means nothing especially when the Leeds 1 year bond is currently paying 5.4% Ford Money 2 year bond  5.75% only requires £500 to fund. 

Bridlington1

Bridlington1 said:

It appears in addition to replacing the tiered interest of their First Home Steps Account with a flat rate of 5.25%, Principality BS will soon be launching a First Home Steps Account Online Issue 3 to replace Issue 2.

I don't know if there are any differences in account terms compared to issue 2 yet but I thought I'd mention it anyway.

Now showing on Moneyfacts at 5.25% for balances of £1+. Application link below:
https://online.principality.co.uk/Originations/launchpage.aspx?productType=eSaver&productCode=9050#!
Product specific terms:
https://www.principality.co.uk/-/media/PBS/Savings/account-terms/everyday-savings-accounts/First-Home-Steps-Online.pdf?la=en&hash=584E03DAEA4713DA17444911752062E0

marycanary

Bridlington1 said:

Leeds Regular Saver Issue 43 has now been replaced by Issue 44 at the same rate (5.25%), maturing on 1/9/25.

Anyone has any experience with LeedsBS? I opened an account but haven't funded yet because I can't see it on line till I receive a code by post. The saver is attractive because if the 2 years period, but I don't know these people. Anyone know them and how they wor 

I've been with them for years, back to when they were the Leeds and Holbeck. I've always found them to be efficient and pleasant to deal with. 

gt94sss2

Bridlington1 said:

It appears in addition to replacing the tiered interest of their First Home Steps Account with a flat rate of 5.25%, Principality BS will soon be launching a First Home Steps Account Online Issue 3 to replace Issue 2.

Now on their website at https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online

Their is also a branch/agency version

https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-account

35har1old

gt94sss2 said:

Bridlington1 said:

It appears in addition to replacing the tiered interest of their First Home Steps Account with a flat rate of 5.25%, Principality BS will soon be launching a First Home Steps Account Online Issue 3 to replace Issue 2.

Now on their website at https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online

Their is also a branch/agency version

https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-account

Restricted to first time buyers

Rawrzy

I was going to open the club lloyds regular saver but I noticed the money needs to be in the account before the 25th? Does that mean if I open it and deposit money now it's going to count towards the next month instead? I've never seen a regular saver require you to pay in before a certain date.

ColdIron

It's just guidance for SOs and holidays and weekends. You should be fine with a manual initial transfer and SOs on the first thereafter

schiff

Deposit today or on 30th or 31st. And again in November from the 1st. You'll be OK.