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Disabilty discrimination from Bank of Scotland

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  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hasbeen said:
    Use social media. 
    They will then be able to help you.
    But as someone else said use the CASS as all you need are your account details and debit card no. And maybe think that a bank with a branch near you will be a help.
    Mny things can not be done via internet banking and rely on speaking to people. Some banks use the text to speak or a 3rd party co who you type to and they talk to the bank.
    As Born again states, the bank you are switching will also need your debit card number for an online switch if you decide to do that. Some banks are offering cash incentives etc at the moment if you switch to them.


    I don't need a card - just a balance transfer to my Nationwide flex account !
  • Hasbeen
    Hasbeen Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    50Twuncle said:
    Hasbeen said:
    Use social media. 
    They will then be able to help you.
    But as someone else said use the CASS as all you need are your account details and debit card no. And maybe think that a bank with a branch near you will be a help.
    Mny things can not be done via internet banking and rely on speaking to people. Some banks use the text to speak or a 3rd party co who you type to and they talk to the bank.
    As Born again states, the bank you are switching will also need your debit card number for an online switch if you decide to do that. Some banks are offering cash incentives etc at the moment if you switch to them.


    I don't need a card - just a balance transfer to my Nationwide flex account !
    You do not have a BOS debit card for your BOS account. If not? You should not need it to switch.
    The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon
  • 50Twuncle said:
    venison said:
    OP don't you have a BOS cheque book? if not ask for one (in writing) then write a cheaque and deposit in your nationwide account...simples

    I do not have a cheque book on my BOS account
    is it a current account? if so you can request one 

  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    venison said:
    50Twuncle said:
    venison said:
    OP don't you have a BOS cheque book? if not ask for one (in writing) then write a cheaque and deposit in your nationwide account...simples

    I do not have a cheque book on my BOS account
    is it a current account? if so you can request one
    I just want to close the BOS account

  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 18 February 2020 at 5:09PM
    Hasbeen said:
    50Twuncle said:
    Hasbeen said:
    Use social media. 
    They will then be able to help you.
    But as someone else said use the CASS as all you need are your account details and debit card no. And maybe think that a bank with a branch near you will be a help.
    Mny things can not be done via internet banking and rely on speaking to people. Some banks use the text to speak or a 3rd party co who you type to and they talk to the bank.
    As Born again states, the bank you are switching will also need your debit card number for an online switch if you decide to do that. Some banks are offering cash incentives etc at the moment if you switch to them.


    I don't need a card - just a balance transfer to my Nationwide flex account !
    You do not have a BOS debit card for your BOS account. If not? You should not need it to switch.

    I do have a BOS debit card, I do not have a cheque book - and I already have a Nationwide debit card & cheque book !
    I just want the money transferred into my Nationwide account
  • Hasbeen
    Hasbeen Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    50Twuncle said:
    Hasbeen said:
    50Twuncle said:
    Hasbeen said:
    Use social media. 
    They will then be able to help you.
    But as someone else said use the CASS as all you need are your account details and debit card no. And maybe think that a bank with a branch near you will be a help.
    Mny things can not be done via internet banking and rely on speaking to people. Some banks use the text to speak or a 3rd party co who you type to and they talk to the bank.
    As Born again states, the bank you are switching will also need your debit card number for an online switch if you decide to do that. Some banks are offering cash incentives etc at the moment if you switch to them.


    I don't need a card - just a balance transfer to my Nationwide flex account !
    You do not have a BOS debit card for your BOS account. If not? You should not need it to switch.

    I do have a BOS debit card, I do not have a cheque book - and I already have a Nationwide debit card & cheque book !
    I just want the money transferred into my Nationwide account
    You, by your own fault/admission have locked yourself out of your account.
    1/ You want to close the account?
    2/ You want the money out.?
    Do you have a branch of Lloyds near you? I have used Lloyds before to fix BOS problems. 
    What has been suggested by posters, is if possible use the switch service to close your account 1.
    To move your money out 2.
    Switch to a new account that will give you cash /incentive and then move your money to any where you like. "nationwide"?
    Some bank details here: https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/
    It's not really that difficult!

    The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon
  • born_again
    born_again Posts: 20,493 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    50Twuncle said:
    So to use CASS  - I just need to ask Nationwide to transfer my present BOS account to them - and they will do all of the donkey work ?
    Because believe it or not - despite emailing BOS on OnlineComplaints@bankofscotland.co.uk (an address found on BOS website) and also repeatedly tweeting then - they STILL will not even respond to me !
    I mean - what is wrong with this bank ?

    Just what information are you giving them?
    We get emails from customers that have no information that allows you to work out who they are. They just expect that you know who they are from the email address/name. Its amazing the number of times you go back and say we do not know who you are and as email is a insecure method. No instructions can be taken. Unless they provide something that allows you to get their details. Then there is no way to contact them.
    So via twitter I would expect them to direct message you back. (not sure how these show on twitter)
    Via email give them you post code & full name.


    Life in the slow lane
  • poppy12345
    poppy12345 Posts: 18,880 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    LABMAN said:
    BOS is not the problem I suspect.

    I will agree with this...
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 19 February 2020 at 10:40AM
    When I contacted BOS using the email address OnlineComplaints@bankofscotland.co.uk - I did give them my account number, sort code, full name and address - but still no response
    When I tweeted them (still unresonded to ...) - it was just a general question on what email address to use !
    I have asked Nationwide to transfer my funds using CASS 
    So BOS IS the problem - not myself - I have followed the "rules" to the letter

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