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NST February 2020

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  • f0xh0les
    f0xh0les Posts: 7,621 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 4 February 2020 at 7:13PM
    No wrinkles on my ancient old Klippan!
    Hugs Calling, some people have empathy, not everyone has a family that wouldn't kick them out.
    Poor Dolly-hound! The indignity of it all.:rotfl:,

    I have a date! A remortgage completion date, for Thursday! So I am going to celebrate leaving the shocking shyster mortgage lenders.
    I also have a date for parents evening :( Bah my dates are boring. Need to plan a good one:rotfl:
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • greent
    greent Posts: 10,772 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    f0xh0les wrote: »
    I have a date! A remortgage completion date, for Thursday! So I am going to celebrate leaving the shocking shyster mortgage lenders.
    I also have a date for parents evening :( Bah my dates are boring. Need to plan a good one:rotfl:



    Sounds like my dates this week - still to come: one parents evening tomorrow, 1 drop-off to the next town early Sat morning (with other one in tow as DH in USA...) - followed by return trip in the afternoon to collect the child... (Next week I have one after school (primary) Shakespeare performance (no more than 45min long) to watch..... )

    But excellent news about the remortgage! :T - you can wave goodbye to the silly daily interest rate :j
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    f0xh0les wrote: »

    I have a date! A remortgage completion date, for Thursday! So I am going to celebrate leaving the shocking shyster mortgage lenders.
    I also have a date for parents evening :( Bah my dates are boring. Need to plan a good one:rotfl:




    Woohoo and :j:j:j to the mortgage completion date!!!


    I also have a parents evening date - but I'm the teacher! And a date to watch dd's show :D.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • DawnW
    DawnW Posts: 7,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening all :)
    First NSD for me was yesterday, and I bought garden compost, dishwasher salt and bread today, all glamorous items :rotfl:
    I will need fruit and salad stuff tomorrow - I am not good at NSDs as I tend to shop little and often, use markets and walk (where possible, not for garden compost obviously!) instead of drive (so I can't carry all that much) :o Anyway, 1 / 14, will see how far I get.
    Grateful today for nice freecyclers picking up plants that needed new homes, a decent, if coldish day weather wise :)
  • I was going to give myself an NSD but then realised I spent some money in the work shop this afternoon. I was just hungry and probably a bit angry. So that's £1.53 that I didn't need to spend.
    I posted some ebay parcels this morning from my wardrobe clear out. And booked in a dinner date with a frolleague for next week.

    Whilst at the gym today I wore a top that isn't one of my 'go to' tops. I realised why, and so once its been washed it will be going on to ebay too! I wonder if I should wear everything I own at some point over the next month and get rid of the things I don't like wearing!

    Today I'm grateful for the free gym at work, for little extra income that all adds up, and as someone else said, delightfully creamy yoghurt!

    https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1

    True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000



  • Admitting to lurking .....
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    Need to get stuff under control but with a lightness of spirit if poss.......
    Journey on the Frugal Wagon to Self Reliance.
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  • Evening all

    Hugs to mothernerd

    I have achieved 2 x NSDs - yesterday and today :)
    I listened to classic FM on way home yesterday and a CD in the kitchen that I hadn't listened to for ages.
    No dancing but I went to exercise class yesterday which was quite energetic.

    Yesterday I called in at my old (horrible, stressful) former place of work. I had no regrets about leaving even though they had new IT (sorted by me before I left!) and some freshly painted walls.

    Gratitudes:
    Lovely, friendly new work colleagues
    Relaxed tea with DD1 tonight
    Friend who has booked tickets for the panto in December !

    Deni xx
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
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  • ditty1234
    ditty1234 Posts: 2,121 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Good evening good folks
    Grateful for lovely club swim, semolina in pizza dough and for a nice warm house.
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    MidsHollie wrote: »
    I was going to give myself an NSD but then realised I spent some money in the work shop this afternoon. I was just hungry and probably a bit angry. So that's £1.53 that I didn't need to spend.
    I posted some ebay parcels this morning from my wardrobe clear out. And booked in a dinner date with a frolleague for next week.

    Whilst at the gym today I wore a top that isn't one of my 'go to' tops. I realised why, and so once its been washed it will be going on to ebay too! I wonder if I should wear everything I own at some point over the next month and get rid of the things I don't like wearing!

    Today I'm grateful for the free gym at work, for little extra income that all adds up, and as someone else said, delightfully creamy yoghurt!


    I do this with my clothes from time to time, I try to work through some of them and if anything rides up, falls down, comes undone etc then I think if I can wear it in a different way and if not I let it go to a better home.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    f0xh0les - that remortgage has been epic, glad to hear you are nearly there.


    Welcome Tanya.


    I hope to be productive and motivated today but like you Toni'sFriend some days you just don't feel it. Have sent the kids on the bus today with the last of the bus fare I had from last month, they aren't happy but I am. I did it because I need to fill up and am waiting for my Tesco 5p off voucher - didn't these use to be 10p?



    I will report back later.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
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