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£50,000 in 3 years diary. Can I do it???

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Comments

  • RoxieW
    RoxieW Posts: 3,016 Forumite
    morning all - not much planned for today apart from trying not to spend much money! you know weekends are a really sticky point for us! miserable day so might take the boys to the playcentre we were going to go to last week. not much to do housework wise which makes a lovely change!! visiting a friends tonight for a last big booze up - having my coil out on tues!! still not 100% sure but dont think I ever will be!

    how was your night out SI?
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
  • SortingIt_2
    SortingIt_2 Posts: 401 Forumite
    Hi there!

    Night out was great, it's always good to have a girly night out. Slightly hungover today though so have been naughty gone to the shops and brought 3 magazines, bottle of coke and crisps....hangover musts. No vegging on couch.

    Hope you have a nice night out tonight and enjoy your last booze up!

    Should really do something but just can't bring myself to move just yet...Andy woke me at 6 going out to work....:-(
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    dales brother and his girlfriend came down today with loads of eggs for the kids - they're so spoilt and lucky! Before they came I hoovered the house, tidied up, dusty, cleanied the bathroom, wiped down the sides etd. I asked D to wash the breakfast pots but did he do it - no! So I got mad, and even, by refusing to coom a sunday roast ha! He had to have pasta for tea instead! Well why should I slave over a hot stove if he cant be bothered to do on simple job!
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
  • You go girl! What is it with men, I had the same problem with A today...his work shirts just thrown on the bedroom floor rather than in the washing basket in the bathroom. We live in a flat, it's not as if he has to go far!!!

    Glad the kids got spoilt with eggs, wish I did. Although A's mum and dad are still traditional and even to this day give us a little easter egg hunt...bless. Must admit, I do get excited but I think that's because I never had it as a child.

    I am having one of those can't sleep for thinking nights and although sitting on laptop in bed probably isn't the best way to solve it, this is stopping me from going to the kitchen and eating something bad!

    Hope you had a nice weekend!
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    hey hon, what u thinking about? not worrying I hope? I have big trouble sleeping anyways so dont like to go bed early as I know I only lie awake - have trouble getting up in the mornings thou - sigh! Yeah, w/end was good - gone too quickly go as usual and back to the weekly gringstone lol. Nah shouldn't moan really - am lucky with my life and should remind myself of that more often really - positive positive positive! Aren't I annoying!!

    yeah, I love making a fuss over the boys and its nice when other people do - too - their uncle and auntie are good with them - surprisingly as he was always dales crazy younger brother, but he's really grown up and its really nice. Yeah, i think we'll do a hunt with the boys - great fun!
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    not much planned today - apart from the usual trying to fit in exercise, ironing, etc etc. need to really have a massive think before my coil comes out tomorrow - its weird as I swing between being certain i want to go for it, then big doubts!
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
  • Hi there,

    Yet again wide awake of an evening. It was gone 2am before I nodded off last night...rubbish as up at 7.

    Not sure what was bothering me really. Have been thinking more about kids, future etc lately and then the huge debt that is burdening me and I don't want my children to have a life like I did growing up so feel I have to clear all if not most of this debt if I am to provide for them in the way that I want. Do I sound weird?? A and I have talked about it a bit and both along the lines of doing it the right way house, marriage and then kids but I am 30 this year and time is ticking on if you get what I mean and then I wonder if I will be able to have kids...the vicious cycle...sometimes it really bothers me and then other times it doesn't. I'm mad!

    Anyhow I hope all goes well for you tomorrow - you will be fine and dandy :-)

    You are so good doing your exercise dvd - I am so lazy lately and really annoy myself as being untoned and slightly overweight really upsets me. If I just lost about half a stone then I would feel much better....why can't I bloo#y do it???!!!!! The more I think about it the more I end up eating!!!!

    Right I have probably yapped enough, you'll be bored by now!

    Take care xxx
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    aaargh! my post deleted. !!!!!!.

    well, was saying that I'm prob like you weight wise - if I could just lose a half stone and tone up! I did it once but it took me a year of gym going and then i put it back on within 2 wks on holiday! I hate the gym thou as you dont know when its going to be busy and I feel really self conscioius. If I could have my own gym at home it would be fine! Same with swimming - I love it, but I hate the walk from the changing rooms to the pool and back again!

    I've been thinking alot along the same lines of you SI. Having coby while at Uni and the Todd 18mth afterwards i just feel like I want everything to be perfect this time which really would mean saving up more and getting a bigger house. But then, once in that bigger house we'd be worrying about money. So I guess no time can ever be perfect really. I understand you want to get rid of the debt (remind me again how much you have?) but I quickly realised with coby that babys dont actually HAVE to cost that much. Its the parents that get sucked into the have this, have that - not the kids - at least, not until they're the age mine are anyway lol! Even then, they just care about toys and theme parks - they couldn't give a monkeys what clothes they're dressed in or what furniture they have in their rooms. Although, I must admit, I'm looking forward to not having to scrimp so much this time round.

    PS Cant have my coil out today as my period decided to appear! Its so irratic. I hope it gets back to normal once this is out.
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
  • Morning,

    You are so like me, a gym at home would be great!

    I have just about £58K of debt...long story which involves me helping out some people Mum, Dad and an ex fiance....all in my name and then they haven't paid me back....ex dissapeared off face of earth and owed me over £10K and parents are paying me back in drips and drabs. Obviously some of it mine and was struggling to meet payments so opted for DMP which I now pay £787 a month and all interest has been stopped so at least I know it is def going down now. However, just want it all gone. To be fair my Mum and Dad needed the help but they have let me down and now just starting to pay me back, any money they give is going to go straight into savings acc to pay of debt in full asap..have nearly £2K saved in there now so it's looking promising that I will be able to pay all the creditors one day but want to keep the dmp going as feel more secure knowing where I am with them all. Wasn't my preferred choice, I did struggle for a good 2 years or more trying to do it on my own but it just wasn't happening...as you can imagine it really gets me down.

    Thankfully I have a new lovely partner A of 2 half years now and he has been a rock when it has come down to this, paid for holidays, going out etc and been really understanding. He is also going to buy house in his name only so that I can just get on and pay off this debt, obviously I will contribute to the mortgage but he has some inheritance etc that he is willing to use for deposit etc.

    I must say I have learnt from my mistakes and now selfishly don't help anyone but myself when it comes to money and am determined to save save save alongside the DMP to be able to pay it off sooner. I will get there!!!

    Sorry you are not able to have the coil out today....typical!! I will keep my fingers crossed that it all goes back to normal for you and they become regular.

    One of my good friends is due her first child (baby girl) due date 26th.....can't wait...she say's she just wants her out now. Think she is fed up of being fat and having swollen feet!!

    Hope you have a good day xx
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    hey SI - ouch - thats awful to be let down by your parents and your fiance (what a rat!). Bet you were gutted. It is very difficult sometimes as you want to help people but at the end of the day, when the chips are down, its you that has to deal with the fall out. £787 a month is double ouch! Hey, maybe that ex fiance did you a favour thou - now you've got lovely Andy!
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
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