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Regular Savings Accounts: The Best Currently Available List!
Comments
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Not much point in moving money from Santander for that!
The Tiger RS seems to be ongoing and I'm off to my nearest branch today to open one.0 -
Not much point in moving money from Santander for that!
The Tiger RS seems to be ongoing and I'm off to my nearest branch today to open one.
It matures June 2018.
https://www.thenottingham.com/savings/products/copy-of-sportsaid-regular-saver/0 -
Some points that may be worth repeating as the Tiger is being discussed.
You can have the Regular Saver - Issue 3 in addition to the Tigers Regular Saver. The interest rate on the former is 1.5% variable (as has been said) but its advantage is that you can make two withdrawals in an interest year (to 31 January) whereas the Tiger doesn't allow any. More than two withdrawals means 0.10% interest.
More than one deposit can be made to the Tiger in a month but the maximum is £250. Obviously the earlier the better! You can also miss as many months as you like.
An effort is made to get you interested in other stuff (standard behaviour these days) and anything personal you say will be recorded. With your permission of course and you have the chance to check it and have it removed or changed.
It was a pleasant meeting and I got chatty!0 -
NottsSome points that may be worth repeating as the Tiger is being discussed.
You can have the Regular Saver - Issue 3 in addition to the Tigers Regular Saver. The interest rate on the former is 1.5% variable (as has been said) but its advantage is that you can make two withdrawals in an interest year (to 31 January) whereas the Tiger doesn't allow any. More than two withdrawals means 0.10% interest.
More than one deposit can be made to the Tiger in a month but the maximum is £250. Obviously the earlier the better! You can also miss as many months as you like.
An effort is made to get you interested in other stuff (standard behaviour these days) and anything personal you say will be recorded. With your permission of course and you have the chance to check it and have it removed or changed.
It was a pleasant meeting and I got chatty!
Many of us wont choose between them and take out them both to add to upwards of 8 other regular savers they already hold with Notts.
The RS3 (and RS2 and RS) all have similar terms for deposit and withdrawal and can still be deposited for those who already hold them. Only their rates and deposit amounts vary.
The distinction between these and the Tiger, Special Saver, Sportsaid etc etc and the other five or so Notts RS accounts many of us hold are that these (those in this para) are fixed term.
Just thought I'd help clarify.0 -
Received Chorley Building Society letter today stating that the interest rate on the Regular Saver Issue 1 (which was closed in September 2016 to new deposits) will drop from the current 1.75% to 1.25% on 18 Jan 2017.0
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veryintrigued wrote: »0
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Today I opened the branch based Virgin Money regular saver, http://uk.virginmoney.com/savings/find/regular_saver_issue_1/overview/
So now have £750 a month at 2.25% better then the rates offered in bank accounts now, also using some of the funds that used to go to Leeds when they make it a closed issue...
I got a free coffee, box of chocolates, a croissant and a good chat with the advisor, quick and painless opening procedure and she knew I had two regular savers online already, she also told me there is cash back on their travel insurance of £25 and 23 months interest free on their credits cards.
Now to move the money from my club lloyds account ready when the rate drops on Sunday :-(
Westie983
Thanks for the heads up...I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Today I opened the branch based Virgin Money regular saver, http://uk.virginmoney.com/savings/find/regular_saver_issue_1/overview/
So now have £750 a month at 2.25% better then the rates offered in bank accounts now, also using some of the funds that used to go to Leeds when they make it a closed issue...
I got a free coffee, box of chocolates, a croissant and a good chat with the advisor, quick and painless opening procedure and she knew I had two regular savers online already, she also told me there is cash back on their travel insurance of £25 and 23 months interest free on their credits cards.
Now to move the money from my club lloyds account ready when the rate drops on Sunday :-(
Westie983
Thanks for the heads up...
How long did it take to open in branch? I've got an appointment booked for next week to open one and they have suggested it will take c45 minutes! Surely not!0
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