Regular Savings Accounts: The Best Currently Available List!

ctdctd

andlay wrote: »

I understand this is only available at branch, as there are none in Kent is anyone able to advise an alternative. Looking to save £200 per month.

Many thanks

Look at the first pages of this thread - there are many to choose from!

HTH

veryintrigued

andlay wrote: »

I understand this is only available at branch, as there are none in Kent is anyone able to advise an alternative. Looking to save £200 per month.

Many thanks

Depends where in Kent you are but if its North West you might want to start a relationship with the Brentwood branch of Saffron Walden BS if you want a 3.5% Reg Saver

Southcoast01

Hi

Trying to make online payment to virgin branch regular saver from Santander but it doesn't like the dash in my account number for the payment ref. I'm sure when I opened it they said the dash had to be included.

Any advise please.

glider3560

glider3560 wrote: »

They confirmed my interpretation on live chat. I sent my form last week, so waiting on the outcome.

Information I was given on live chat from Saffron BS was incorrect. Membership = having £100 in a savings account for 12 months (or having a mortgage with the society).

My cheque and application form was returned.

schiff

andlay wrote: »

I understand this is only available at branch, as there are none in Kent is anyone able to advise an alternative. Looking to save £200 per month.

Many thanks

I very much doubt if you have one, unless you find the southernmost branch to which you are prepared to travel.

Rich2808

veryintrigued wrote: »

Depends where in Kent you are but if its North West you might want to start a relationship with the Brentwood branch of Saffron Walden BS if you want a 3.5% Reg Saver

For someone in Kent that is as you say the nearest branch - just off the M25 and then a short drive. Once you join at a branch you can deal with them by post thereafter when your account matures. I originally joined via their Stratford branch but they shut that a couple of years ago.

They also do good regular saver isa but thats only normally open for the first week or two of the tax year. The one they launched last April paid 3% and allowed you to pay in (a maximum of) £1270 a month - hopefully they will do a similar one next April.

They have a large Sainsburys near the Brentwood branch where you can park your car and they have a nice cafe. So you can make a day of it (or a night as there is a nightclub there too - its TOWIE country)!

veryintrigued

SS2 - the Principality Issue 17 entry could do with updating to reflect monthly payments can be missed:

You are not obliged to pay into your bond every month. Multiple monthly deposits can be made, as long as you don't exceed the maximum monthly deposit of £500.

veryintrigued

Rich2808 wrote: »

They also do good regular saver isa but thats only normally open for the first week or two of the tax year. The one they launched last April paid 3% and allowed you to pay in (a maximum of) £1270 a month

Indeed they do

Speculator

veryintrigued wrote: »

Indeed they do

When I spoke to the manageress of my local branch recently, she said they weren't sure if they will offer another Regular ISA for the next tax year due to the Cash ISA allowance increase to £20K.

She also said Head office were reluctant to offer 3% for the current Regular ISA and had wanted to offer only 2.5% but some branch managers persuaded them to increase it by 0.5%. That's why it was launched at the last minute.

She also said head office are happy to continue to offer the Child regular/Adult Regular at the current rate because it generates a relatively small amount of interest.

veryintrigued

Speculator wrote: »

She also said Head office were reluctant to offer 3% for the current Regular ISA and had wanted to offer only 2.5% but some branch managers persuaded them to increase it by 0.5%. That's why it was launched at the last minute

I've had one of these for the past few years and monitored very closely and they've launched within days of each other.

Probably best to discuss on the mini cash ISA thread though where I look forward to having my annual 'Regular Cash ISA discussion' with Colsten at the end of each March.

https://forums.moneysavingexpert.com/discussion/401374