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Buffy takes it 6 months at a time
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Enjoy the roast dinner Buffy - I hope that getting out in the garden was good for you today.
I'm working tomorrow as well - even though it's the holidays I really need the routine. And I know you have the dogs, but is an early morning walk while your mum is in the shower an option? It gets you up and going for the day...
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=12 -
The roast dinner was lovely and then I walked the dogs. Which was still ok today - only 3 people. Did see the nurse who lives down the road and she said she doesn't have PPE even tho the news seems to say it is getting there.
And now Boris Johnson is in hospital.
All getting a bit frightening.Nevertheless she persisted.2 -
Very frightening.
A friend of mine's SIL in hospital on a ventilator & dialysis.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Sorry to read that Beanie, really am. XX
I was very depressingly thought about writing my will the other day. God what is going on! I am going to watch the Good Place.
XXNevertheless she persisted.3 -
Mine is done & the health POA & B has my instructions!!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I tried to have a conversation with dh about wills and wishes. He thought I was being depressingMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.2
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https://www.moneysavingexpert.com/family/free-cheap-wills/
I am going with the Coop. Makes me feel a bit scared. But it has to be done. I certainly need one. Wow. I really need to sort my !!!!!! out.
Nevertheless she persisted.3 -
Everyone should have a will whatever their age. When Mr SA was in intensive care the nurse asked if he had a will and he didn't at the time (he does now). She was only young and said she'd had one for some time. It is getting scary but things will get better eventually, we just need to stay as safe as we can so we live to tell the tale.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Buffythedebtslayer said:https://www.moneysavingexpert.com/family/free-cheap-wills/
I am going with the Coop. Makes me feel a bit scared. But it has to be done. I certainly need one. Wow. I really need to sort my !!!!!! out.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
And the PM is in intensive care. Surreal.
I feel so chaotic. sorry. I know that isn't helpful to read. One thing I realised today, I spent a LOT of time at work when I didn't have to. And being at home is tough.
I am still declutttering, filled seven bags of rubbish today from the garden which actually wasn't that hard......cos there is a lot of crap out there.
I started in my room. I need to work out what to do.
a) do a lot of work, paint, make shelves and rearrange all the furniture.
Positives - enough storage for I would say 80% of my stuff. easy of storage access. shelves would look good. I would have access to the window.
Negatives - would lose easy access to book shelf.. not really a big deal. just might look a bit odd. Also would be a lot of work and disruption.
b) Rearrange easy bits of furniture no shelves. no paint.
Positives - would be quick. no health and safety risk (!) still have the window and full access to bookshelf.
Negatives- not enough storage, would have to leave one piece of new furniture in the shed. some of my stuff would need to stay in the shed.
c) Deep Clean, leave as is. fit in enough storage but not have easy access to bookshelf and maybe half the window.
Positives - easy, quick, i could be watching tv in there tomorrow night
Negatives - no fish tanks..... no night light
I shall have a think...
Nevertheless she persisted.3
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