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2020 - 'Nothing in your life will change until you make the decision to change'
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Well done
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It is so positive on your diary. MSE and decluttering wise you are going great guns. Well done.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Aww thank you. I must be having a good phase, it's normally just me moaningdoingitanyway said:It is so positive on your diary. MSE and decluttering wise you are going great guns. Well done.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I've had a quiet day today, really enjoyed sitting in the sun with a book (and having a little snooze ) Little jwil was doing his own thing. I'll be at home with them both now, so probably won't get the chance for a while.
Little miss enjoyed her last day at nursery and was full of tears when she left bless her. It's a big change for her, but I know she will love school. We've got her big progress book, so that's nice to look back on her time at nursery over the years."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Amazing decluttering, I really need to follow your example! We have hoarded everything for way too long I have no idea where to start.
Hope little Jwil enjoys big school just as much as nursery.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594973 -
Thank youcharlies_tribe said:Amazing decluttering, I really need to follow your example! We have hoarded everything for way too long I have no idea where to start.
Hope little Jwil enjoys big school just as much as nursery. The easiest way is just to start small. I really like Marie Kondo's way of doing it by category, but even just starting with a drawer or clearing one surface makes a huge difference. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
A chilled out day today, just pottered around and did some cleaning. It's been quite chilly today!
DH took the kids out for a bit so that gave me a chance to get on.
He's started looking through the toys they put to go last weekend - sorting out which can be ebayed, charity, car boot or bin. He's got a better idea than me of what bits go with what so best he does it.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
DH is on swimming duty today, so I've listed 3 lots and packed 6 parcels that have sold. Luckily they've all paid up so can be dropped off today and gone!
I'll prep and list the items I identified to sell as well I think!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
You are on a roll. 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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