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2020 - 'Nothing in your life will change until you make the decision to change'
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Yah for the end of that era from a MSE point of view.Keep going on the healthy eating 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
It's a bill I won't miss that's for sure! Thank youbeanielou said:Yah for the end of that era from a MSE point of view.Keep going on the healthy eating 😊
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Thank you Jwil.
Glad to hear DH job is safe.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594974 -
Glad DH's job is ok. End of nursery bills. Woohoo. I am in the same camp as you weight wise. I have lost a stone but need to lose another couple just to get to 40 BMI!! I am giving myself 7lb goalsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Thank youcharlies_tribe said:Thank you Jwil.
Glad to hear DH job is safe.savingholmes said:Glad DH's job is ok. End of nursery bills. Woohoo. I am in the same camp as you weight wise. I have lost a stone but need to lose another couple just to get to 40 BMI!! I am giving myself 7lb goals
Thank you Well done on losing a stone, that's fab! It's hard work and a long haul. I'm too heavy for my scales 
My first goal is to be back on them. I have no idea how far off I am, hopefully not too much as it's not too long since I've exceeded them 
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I've been sticking to my healthy eating. I'm pleased about that as I've been handed several large projects to do at work. I'm feeling a bit overwhelmed and out of my depth, but I've got to consider them a challenge. If I can pull them off, it will be great experience for me. This is normally a time when I would dive into the chocolate, but I've managed to avoid it so far.
I've had a call from RM surveys asking me to take part in the unaddressed survey next week. That's an easy £5 so happy with that. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
As you say good experience I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I like projects - they stretch your brain. Enjoy! Have a lovely weekend too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Thank yousavingholmes said:I like projects - they stretch your brain. Enjoy! Have a lovely weekend too. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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