We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2020 - 'Nothing in your life will change until you make the decision to change'
Options
Comments
-
Thank you, you tooWinterWarrior said:The troll and witch costumes sound fun.
Have a great Sunday ⭐️
"If you can dream it, you can do it". Walt Disney3 -
Well done on the listing and home made costumes. Decluttering does help make space calmer yet so find it so hard!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/254 -
You are right, it makes such a difference, but starting is the big effort here!savingholmes said:Well done on the listing and home made costumes. Decluttering does help make space calmer yet so find it so hard!!"If you can dream it, you can do it". Walt Disney3 -
I'm just popping in before I go back to work for the evening event. My stress levels are so much lower knowing I'm not presenting tonight!
DH sold 9 items yesterday so all the stuff gone, plus the boxes which I'd been hoarding for packaging. It's cleared the cupboard again, so I can access it more easily. It's also nice when people pay promptly so we can get it out of the house!
I did all of the listings that DH had prepped, and gave him a little reminder that he needs to keep going 😉😁
I've booked off Friday to Tuesday - last minute but it will be nice to have a couple of days off together. DH is covering half term otherwise, and Friday is a late addition to the week off, so I won't have to work and entertain the kids at the same time.
If the weather continues to be rubbish, I shall encourage them to do some more sorting."If you can dream it, you can do it". Walt Disney6 -
Great news on the sales and the space and time offAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253 -
Great news on the sales & the time off too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
savingholmes said:Great news on the sales and the space and time off
Thank you bothbeanielou said:Great news on the sales & the time off too. "If you can dream it, you can do it". Walt Disney3 -
It’s always good to get rid of boxes and packing, they take up so much space!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Just catching up. You are doing so well with decluttering and getting money in at the same time. If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
They really do! We buy packaging, because we sell a lot of stuff, but that's all flat packed so easier to store. I then keep boxes from our deliveries, and got given a load by work so they had built up and were taking up loads of spaceWinterWarrior said:It’s always good to get rid of boxes and packing, they take up so much space!
Thank you, it's a nice incentive!doingitanyway said:Just catching up. You are doing so well with decluttering and getting money in at the same time. "If you can dream it, you can do it". Walt Disney3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards