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2020 - 'Nothing in your life will change until you make the decision to change'
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Thank youWinterWarrior said:Enjoy your lovely nothing weekend, the admin can wait ⭐️
I shall do the urgent stuff, but the rest can wait. I just need to make sure I'm on top of everything the kids need for school and when! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Little jwil's swimming lesson is at 9.30 so I'm going to try and do the admin and some listing before we leave, then hopefully I can chill and potter for the rest of the day.
My cough is still hanging around, but I keep testing negative, so it just seems to be a legacy of the cold. I've bribed little miss to try and get her out of pull ups at night. I'm not sure how much is she isn't ready physically and how much is she just can't be bothered to go to the toilet. She's very responsive to a bit of bribery and so determined when she wants something so it will make it clear
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
A great idea, the right bribe could crack it.Not all who wander are lost - J.R.R.Tolkien
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https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Hopefully!WinterWarrior said:A great idea, the right bribe could crack it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I'm just doing some listing. I need to keep on top of it to get rid of some of the empty boxes we are hoarding for packaging
I feel like I'm getting another cold which is so annoying as I haven't got rid of the previous one yet!
My car is due for MOT on Monday, so we will drop it over tomorrow. Fingers crossed it's nothing major.
It looks like I'm going to have to cover for my boss at an event on Monday, so I'm dreading that which is making me tetchy. It's only an online thing, but I hate presenting, especially when it's the potential to be a difficult audience, which this one will likely be!
I just want to go and shut myself away with a book, which I have tried to do today, but everyone wants something from me every 5 minutes so it's not the relief it could be!
Another moany post from me, oops. Good things are happening though - DH washed my car today, and my folks are likely to be moving back down here soon, hurrah! They've lived 800 odd miles away for the last 20 years, so it will be so nice to have them nearby again "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Hope the work event goes ok.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
The best bit about on line events is that your connection can fail
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.5 -
in_need_of_direction said:The best bit about on line events is that your connection can fail don't tempt me! Saying that, I've had some problems with audio presenting through zoom before, so I will have to check in plenty of time. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Hope your meeting goes well.
Have a fun weekAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253
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