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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 21,936 Forumite
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    Hope your meeting goes well. 

    Have a fun week
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My meeting went well yesterday, I didn't get savaged thankfully!

    My car had it's MOT yesterday, and I've just got it back today.  Only one small issue which has been resolved, and bill less than £250 for MOT and Service.  I'm very relieved about that!  I've advisories for two tyres, so I'll get them done soon before winter kicks in.

    I have reached £25 on one poll today so will pay that to the mortgage when it arrives.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,540 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the MOT :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
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    Great result on the MOT. You are reminding me that mine needs booking. It's due at the end of the month
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Good news on the MOT :)
    Great result on the MOT. You are reminding me that mine needs booking. It's due at the end of the month
    Thank you, I am very relieved!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank goodness it's the weekend!

    It's been a hard and busy week and I just want to chill this weekend again.

    I had to take little miss to the dentist this morning as she has damaged her tooth.  He said it's died and to leave it in until it falls out naturally unless it gets painful or changes.  That's a relief.  Then it was back to back meetings all day which is just wrong on a Friday :D 

    I'm back at the evening event on Monday again, but not having to present this time, so that's a relief!

    I've just finished reading another book on 9/11 about the twin towers.  It is an account of what happened within the towers.  It's so powerful to read. https://smile.amazon.co.uk/gp/product/0099492563/ref=dbs_a_def_rwt_bibl_vppi_i0  I've been up the twin towers, but I still find the scale difficult to comprehend.  It's so strange to know that those of us glued to the tv in the UK knew more about what was happening than those in the towers themselves.


    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • The troll and witch costumes sound fun.
    Have a great Sunday ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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