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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 21,980 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy anniversary xx
    beanielou said:
    Happy anniversary  :love:
    Thank you both :smiley:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,980 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    First proper day off today and we've had a nice day.  I did some listing this morning whilst we waited for the shopping to arrive, and then I took the kids out on a park crawl.  We discovered a new one in the area which I didn't know existed until a couple of weeks ago.  It was a lovely green space with a play park, picnic benches and fruit trees.  I clearly haven't explored enough locally!  We also went to one of the kids favourites and a few parks that I used to frequent when I was a child.  It was nice to reminisce!

    It was a nice frugal day until I went to the farm shop on the way home 🤦‍♀️  I didn't spend too much though.  It wasn't exactly necessary but their doughnuts are to die for! :D

    This afternoon we just chilled around the house and I did a bit of tidying as well as relaxing with a book.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a good week  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,980 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Have a good week  :)
    Thank you, you too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Books are essential! Although he’s never quite beaten Firestarter and Salem’s Lot in my humble opinion. Salem’s Lot is the only horror I’ve ever read that really gave me the proper scary feeling ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Books are food for the soul along with cats  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,980 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My book has just arrived, hurrah!  Better than last night when a parcel of cat food turned up at 9pm and I was in bed :D  I was watching stuff on my ipad and luckily was still dressed!  DH was snoring on the sofa, we're a wild household :D:D 

    I took the kids to the park again today, they wanted to go to three that we visited yesterday and a fourth that they go to regularly.  So another park crawl today.  Again it cost nothing but fuel, and I had to nip little miss into the supermarket to use the toilets, but didn't spend anything there either.

    I've worked this afternoon as I had set a deadline for receiving an external report and then promptly booked leave for that date 🤦‍♀️  I've read through the report and fed back some comments, and then have to have a meeting tomorrow to discuss.  Hopefully it will be a short one and then that will be it!


    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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