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2020 - 'Nothing in your life will change until you make the decision to change'
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Finally, my day to myself has arrived, hurrah! The kids are in school and afterschool club so I'm free until 5pm 😁
I've no plans, just going to see where the day takes me. It's nice and sunny so I'm first going to have breakfast in the sun.
DH's car needs another £300-odd worth of repairs. It's never ending!
Have a good day everyone"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Enjoy your 'you' day and hope the sun keeps shining 🌞4
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I have done nothing today! I fell asleep when I was sitting in the sun and that's made me lethargic all day. I've decluttered some books as a result. I hate sleeping in the day, it's such a waste. It's quite nice just to sit around and do nothing though.
I have another day off tomorrow, but will be nipping to the office for the first time since last March! A colleague is giving me a computer monitor, so I'm going in to pick it up. It will mean I can continue to have two screens at home and in the office without having to lug the monitor around!
I've started watching Virgin river on Netflix. I'm really enjoying it so far. I found out it's based on a book, so looked it up and it's one of a series of 18! I bought the first one as it was 99p on kindle, but if it's any good, I'll try the library for the rest I think. I want to take the kids in to sign them up for the summer reading challenge anyway."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I'm going to pretend you didn't bring up summer reading challenge. Don't remind my kids xxx
Loan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138004 -
Sleep is never wasted, always needed
Good news on the monitorI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Kitten868 said:I'm going to pretend you didn't bring up summer reading challenge. Don't remind my kids xxxbeanielou said:Sleep is never wasted, always needed
Good news on the monitor
It's very kind of them to give me the monitor!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I've had a marginally more productive day today
I've been into work and collected the monitor, saw a couple of people I haven't seen since last year which was nice. I went for a bit of a mooch around the shops - it was lovely, and nice to be alone, and not have to clock watch! I bought the kids a couple of bits they needed - mostly half price too, so that was good. I picked up my prescription and have also done a bit of housework.
I'm going to chill out in the garden for a bit now"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Glad you had a rest and a Change....
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
savingholmes said:Glad you had a rest and a Change...."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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