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2020 - 'Nothing in your life will change until you make the decision to change'
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End of month update:
Debts:
1. £8,153/ £0 😁
2. £3,754/£3,610
3. £1,856/£0 😁
4. £4,726/£4,690
Total: £18,489/£8,300
Car - £1,000/£0 😁
Mortgage - £108,099.83/£104,525.93
Savings:
LISA: £588.36
Premium bonds £375
Emergency fund: £304.42
Cash Buffer: £1050
House improvement fund: £10"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Payday today, hurrah!
I've paid everything and re-topped up all the pots I dipped into last month. I must try and have a more frugal month this month.
Loving my new debt total 😍😍"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Decluttering update.307. pencil case
308-310. Scissors
311-312. Socks
313. Plate
314. Ludo board
315. Chess and draughts board
316. Box
317. Cup
318. Boxer shorts
319-323. Books
324. Pen
325. Tape
326. Watch
327. Model kit
328. Book
329. Crate
330. Book
331. Zoids
332-333. Books
334. Trainers
335. Fold up bed
336-337. Powerline adaptors
338-340. Boxer shorts
341-345. Books
346. Insoles
347. Book
348. Trainers
349. Pegs
350. Bottle
351. Belt
352-353. Books
354. Trousers
355. Bungee cord
356. Superglue
357-407. Clothing
408-409. BooksDecluttering 2021 totals:
Magazines/papers: 684Ebay parcels: 220Other: 409Total: 1314Ebay listings: 209Survey/other earnings:Amazon: £69Paypal/cash: £365.10Other vouchers:£0"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
I've received my £25 from a survey site today, so sent that off to the mortgage
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
All your totals are looking really greaT XX I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Oh I'm so gutted
Someone in little jwil's year has tested positive so they are all in isolation for 10 days. So much for me having a couple of days to myself next week 😭😭 Little jwil is no trouble at all, but now I'll have to be homeschooling, plus little miss will still be in school, so I have to drop her off, but also take the car and leave little jwil in it as he can't go on the school grounds "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Flipping heck
Boo.
If you were up here the schools have broken up.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
And here. It’s a 9 week breakMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.5
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