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2020 - 'Nothing in your life will change until you make the decision to change'
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That’s beautiful 🌺🌸Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
The photo is so beautiful it almost doesn't look real. Wow!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
WinterWarrior said:That’s beautiful 🌺🌸doingitanyway said:The photo is so beautiful it almost doesn't look real. Wow!
I've never seen anything like it in person before!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
jwil said:How beautiful is this?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Gorgeous photo jwil. Your kids are good doing a half marathon and a walk. We totally failed on our walk today. It just wouldn't stop raining.
My kids have had another growth spurt. It's just relentless having to go through their stuff all the time. Luckily for me I've got two girls so I can just hand the clothes down.
Keep going on the listings. The quicker they're on there the quicker they will sell xxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138004 -
Massive well done to the kids on their bandsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Wow that picture is insane!4
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Congrats on being down to two debts xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054
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beanielou said:jwil said:How beautiful is this?remote_control said:Wow that picture is insane!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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beanielou said:Massive well done to the kids on their bandsKitten868 said:Gorgeous photo jwil. Your kids are good doing a half marathon and a walk. We totally failed on our walk today. It just wouldn't stop raining.
My kids have had another growth spurt. It's just relentless having to go through their stuff all the time. Luckily for me I've got two girls so I can just hand the clothes down.
Keep going on the listings. The quicker they're on there the quicker they will sell xxxThe half marathon is the total distance they've done over 11 parkruns, not in one day. Little jwil doesn't like going out in the rain, but little miss will go out in any weather, I don't know where she gets it from!
The growth spurts are crazy aren't they. It is relentless. I gave little miss one of little jwil's old t-shirts as it's a character that she likes. The t-shirt is age 5-6 and is bigger than the girl's age 8 t-shirts I have to buy for her because girls t-shirts are so small. It is ridiculous and makes me so cross!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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