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2020 - 'Nothing in your life will change until you make the decision to change'

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  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    That’s beautiful 🌺🌸
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • doingitanyway
    doingitanyway Posts: 9,980 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    The photo is so beautiful it almost doesn't look real. Wow!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Gorgeous photo jwil. Your kids are good doing a half marathon and a walk. We totally failed on our walk today. It just wouldn't stop raining. 
    My kids have had another growth spurt. It's just relentless having to go through their stuff all the time. Luckily for me I've got two girls so I can just hand the clothes down. 
    Keep going on the listings. The quicker they're on there the quicker they will sell xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Massive well done to the kids on their bands  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Wow that picture is insane!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Congrats on being down to two debts xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    jwil said:
    How beautiful is this? 




    Just stunning :)
    Wow that picture is insane!
    Thank you, it's a lovely place!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Massive well done to the kids on their bands  :grin:
    Kitten868 said:
    Gorgeous photo jwil. Your kids are good doing a half marathon and a walk. We totally failed on our walk today. It just wouldn't stop raining. 
    My kids have had another growth spurt. It's just relentless having to go through their stuff all the time. Luckily for me I've got two girls so I can just hand the clothes down. 
    Keep going on the listings. The quicker they're on there the quicker they will sell xxx
    Thank you :)  The half marathon is the total distance they've done over 11 parkruns, not in one day.  Little jwil doesn't like going out in the rain, but little miss will go out in any weather, I don't know where she gets it from!

    The growth spurts are crazy aren't they.  It is relentless.  I gave little miss one of little jwil's old t-shirts as it's a character that she likes.  The t-shirt is age 5-6 and is bigger than the girl's age 8 t-shirts I have to buy for her because girls t-shirts are so small.  It is ridiculous and makes me so cross!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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