We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2020 - 'Nothing in your life will change until you make the decision to change'
Options
Comments
-
WinterWarrior said:I loved superstore too and I wasn’t sure it was my thing at first. I’m just rewatching The Last Kingdom. I must reread the books at some point.
I've not seen the Last Kingdom, nor read the books, but I wonder if I have them on my kindle, I do have some Bernard Cornwell ones on there which I haven't read."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
jwil said: I then started 'physical' which is about a woman who gets into aerobics in the 80s. It looks like it could be quite good and I'm hoping it will inspire me to get active
. I used to really enjoy traditional aerobics I'm obviously turning into a bit of a TV addict.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
jwil said:
thank you for reading, that must have been a slog!
By the way, I tried and completely failed to do multi-quotes and still write in between them. How on earth do you do it?! I can now manage to include more than one quotation but it won't let me write in between.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
To do multi quotes add first one then press enter or start writing to create gap then repeatAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Cherryfudge said:jwil said: I then started 'physical' which is about a woman who gets into aerobics in the 80s. It looks like it could be quite good and I'm hoping it will inspire me to get active
. I used to really enjoy traditional aerobics I'm obviously turning into a bit of a TV addict.
Cherryfudge said:jwil said:thank you for reading, that must have been a slog!
By the way, I tried and completely failed to do multi-quotes and still write in between them. How on earth do you do it?! I can now manage to include more than one quotation but it won't let me write in between.
Oh, and thank youI do tend to moan a lot too though
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I don't know where the day has gone! I'm wondering what I've done.
I finally sorted through all the kids clothes to remove the outgrown ones I replaced the other week 🙄 So I've put those through the wash and have a big pile to go now. I can see that there are a few bits I could still do with getting, and have also identified what I don't need! So that's all tidy again for 5 minutes!
I've made a start on the listings for DH, but still plenty to go.
I finished reading 'Mrs Frisby and the Rats of NIMH' today. It's one of the kids books we found the other month. I've heard of it, but never read it before. I enjoyed it! I shall have to see if the film is on any of the streaming sites - something else to add to my watch list!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
savingholmes said:To do multi quotes add first one then press enter or start writing to create gap then repeat
...right now!I do exactly as SH says, quote the message, write in between, then go back and quote another one. It's a pain compared to the old system!
You don't come across as a moany person to me. Everyone has hard days and editing them out isn't realistic or fair as they come at cost to you. Not the same as being moany!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Cherryfudge said:savingholmes said:To do multi quotes add first one then press enter or start writing to create gap then repeat
...right now!I do exactly as SH says, quote the message, write in between, then go back and quote another one. It's a pain compared to the old system!
You don't come across as a moany person to me. Everyone has hard days and editing them out isn't realistic or fair as they come at cost to you. Not the same as being moany!
Thank youIt's one thing I like about the diaries and this forum, it's not like other social media where we just post the shiny happy stuff, it's much more realistic and shows that life is full of ups and downs.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Goodness, it's been a fairly non-frugal weekend! I must try and rein it in next month.
We had chippy/chinese last night (I paid) and then while we were out today had McDonalds (DH paid, though we also had a £5 voucher). Remind me about this next time I'm moaning about my weight 🙄
I might have *ahem* browsed a little on audible and amazon kindle deals, and may have accidentally purchased a few items! I also bought gifts for my friend and her son whose birthdays are next month.
Today I volunteered at Parkrun and the kids both got their 1/2 marathon bands. We then wandered to go and see the rainbow path, and then went out for a drive. We stopped at a Wildflower meadow which was absolutely stunning, and then to the beach for a bit. Lunch, then back home for a quiet afternoon. I'm trying to do a few more listings and DH has sold a couple of bits.
I think I've got plantar fasciitis in my foot, and it's quite painful. Its been on and off for a couple of weeks, and I think it's my trainers that's triggering it. So I might have to bite the bullet and replace them.
Payday this week, and it can't come soon enough! I need to replace all the pots I've dipped into. I haven't touched my £1k emergency fund though, so I'm pleased with myself about that. We have someone coming to look at our TV aerial this week as our signal has been rubbish for a few weeks now. I'll probably have to dip into it then but at least it's for a reason."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
How beautiful is this?
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee13
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards