📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020 - 'Nothing in your life will change until you make the decision to change'

1175176178180181235

Comments

  • doingitanyway
    doingitanyway Posts: 10,169 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I've just batch cooked some healthy food so I can get back into my healthier eating regime! Hope you are finding your healthy eating groove too :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Cherryfudge
    Cherryfudge Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have finally read all your diary - fantastic news on the debt reductions! Well done on the healthy food too - I've been doing batches of pasta and veg with some kind of sauce so I have something grab-able for lunches. I didn't know the 30 a week includes spices, that certainly makes it easier.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • beanielou
    beanielou Posts: 96,111 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Havev a lovely weekend  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Why not also try not getting on with stuff?
    Indeed, time out to rest or explore could increase your energy and vitality far more
    You are absolutely right.  I've got two lots of two days, so I will definitely be looking to not get on with stuff as well :smiley:  I think whether I am doing anything or not, it will simply be nice not to have the constant interruptions and demands.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've just batch cooked some healthy food so I can get back into my healthier eating regime! Hope you are finding your healthy eating groove too :)
    Ooh well done!  That's great.  I am doing quite well with eating lots of fruit and veg, so I am very happy about that, but at the same time I am balancing it with lots of chocolate so that's not so great....

    I have finally read all your diary - fantastic news on the debt reductions! Well done on the healthy food too - I've been doing batches of pasta and veg with some kind of sauce so I have something grab-able for lunches. I didn't know the 30 a week includes spices, that certainly makes it easier.
    Wow, thank you for reading, that must have been a slog!  I bought all the ingredients last week to make tabbouleh, so I'd have something to grab, but I haven't done it yet 🙄

    I got the info on the 30 a week from the zoe newsletter.  It's linked to the covid reporting app, so I signed up to the newsletters.  They are quite interesting https://joinzoe.com/post/tim-spector-gut-tips

    The kids are desperate to do the 'blue poop challenge'.  I've bought the blue food colouring so that might be one for the weekend :D  https://joinzoe.com/bluepoop
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Havev a lovely weekend  :)
    Thank you, you too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank goodness it's the weekend.  I hope everyone is well :)  One more week til my big deadline passes and then hopefully I can ease off a bit at work.  I'm so many hours up, even taking into account the 4 days flexi I have booked.

    I've not much planned for the weekend (apart from maybe making some blue muffins!).  I have loads of listing to do for DH which I've put off for weeks.  DH is on swimming duty so I've volunteered to help out at junior parkrun.   Little miss wants to be there anyway and is quite happy to go around on her own, so I might as well help out.  Little jwil will be running as well and DH will be there too.

    Bosch is back on Prime today, I am so excited but sad it's the last season.  We've only got two episodes of Cold Feet to go now though so we will have to finish that first.  I finished watching Superstore the other day and I really enjoyed that.  I'm trying to get value out of the various free trials we've got going at the moment, so was looking at Apple Tv the other day.  I started watching Lisey's Story as it's Stephen King, but got a bit bored partway through the first episode.  I should revisit it though.  Maybe I should re-read the book first.  I then started 'physical' which is about a woman who gets into aerobics in the 80s.  It looks like it could be quite good and I'm hoping it will inspire me to get active :D .  I used to really enjoy traditional aerobics    I'm obviously turning into a bit of a TV addict.  I go through phases of not watching anything for months, and then phases of watching lots.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    I can't seem to keep up with anything at the moment. Sorry my dear. You're doing so well. Don't worry about spending- it just goes that way sometimes. Its not frivolous spending: its necessary. I find I put myself into a dire need by putting things off as much as possible then all the clothes I had were ripped and I was down to my last 2 and then they broke or something. Maybe a bit of that coming into play? Plus you always feel worse spending on yourself.
    Also I agree that the less stuff you have the easier it is to clean. Xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 said:
    I can't seem to keep up with anything at the moment. Sorry my dear. You're doing so well. Don't worry about spending- it just goes that way sometimes. Its not frivolous spending: its necessary. I find I put myself into a dire need by putting things off as much as possible then all the clothes I had were ripped and I was down to my last 2 and then they broke or something. Maybe a bit of that coming into play? Plus you always feel worse spending on yourself.
    Also I agree that the less stuff you have the easier it is to clean. Xxx
    Yes, that definitely happens here, I make do and then need to replace loads at once!

    Hope everything is good with you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I loved superstore too and I wasn’t sure it was my thing at first. I’m just rewatching The Last Kingdom. I must reread the books at some point. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.