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2020 - 'Nothing in your life will change until you make the decision to change'
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I almost thought I'd clicked on an old page in your diary as I couldn't believe that you would have had that credit in the same couple of weeks as the other one being written off4
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Just catching up! Wow what great news and so happy for you jwil. Well deserved and I can’t wait to hear about more good news 😁. Glad you have treated yourself to some new clothes - us mums are often bottom of the pile xx4
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doingitanyway said:More good news. You are on a rollwelshspendthrift said:That’s great 😀"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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remote_control said:I almost thought I'd clicked on an old page in your diary as I couldn't believe that you would have had that credit in the same couple of weeks as the other one being written offBalanceBy50 said:Just catching up! Wow what great news and so happy for you jwil. Well deserved and I can’t wait to hear about more good news 😁. Glad you have treated yourself to some new clothes - us mums are often bottom of the pile xx
Fingers crossed for a big win next
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
2 creditors!! Amazing. I'm so happy for you. You are so nearly there!!
And I'm glad you bought the clothes too xxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138004 -
Kitten868 said:2 creditors!! Amazing. I'm so happy for you. You are so nearly there!!
And I'm glad you bought the clothes too xxxSo weird, but I'm very pleased, I can see light at the end of the tunnel now.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Thank goodness it's Friday! It's been a hectic week.
I've continued spending 😱 so have now bought some cool pads to help us with the heat, some cream for DH's feet, and father's day gifts for DH and my Dad. The kids have had school photos this week, so we'll need to order them as well. Because they aren't doing siblings, it means we have to buy two lots which is annoying! I topped up my rainforest account with £50 to get £6 free which helped with some of the purchases. I am going to have to rein it in now though otherwise I'll start dipping into my emergency fund etc and I don't want to do that.
Despite all my spendiness I have continued with my PADs and also continued sending my survey cashouts to the mortgage so I'm still making progress.
No real plans for the weekend, it's meant to be hot so I shan't be doing too much. DH is on swimming duty so I don't have to go anywhere. The kids wanted to do some litter picking so we might do that, and we'll probably be at parkrun on Sunday.
Have a good weekend everyone"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee8 -
Enjoy your weekendI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Have a great weekend ⭐️ Some weeks are just spendy!Not all who wander are lost - J.R.R.Tolkien
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https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14
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