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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 21,992 Forumite
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    Kitten868 said:
    It does make a difference - your end goal is closer. You've got this jwil. You're getting there xxxx
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Lol, as long as it lives in her room! 😬
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lol, as long as it lives in her room! 😬
    Definitely!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Just catching up after a week away and so pleased to hear your news!! That has made my day. 
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just catching up after a week away and so pleased to hear your news!! That has made my day. 
    Aww thank you :)  Hope you had a lovely week away :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah to bulky items but boo to teddy!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Yah to bulky items but boo to teddy!!
    Totally agree!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope everyone is well :)   I've had a spendy few days.  I've ordered some lightweight trousers as mine are comfy but just a bit too thick for the heat, especially when I'm walking to and from school.  Hopefully they will be ok when they arrive.  I'm ordering some tops as well, as although I wasn't planning on it until closer to returning to work, I'm just wearing the same three over and over, so it's getting repetitive :D  

    It doesn't look like the savings will be growing much this month, but all has been needed, and I very rarely buy clothes for myself, and tend to wear the same ones for years.

    I've also spent on some litter picking equipment for the kids.  They both wanted it, and I got mine for free from CPRE.  Little miss went out with mine (with DH) at the weekend.  Cleared a big bagful and was very proud of herself.  I usually pick bits when I'm out and about so it's nice to have the proper equipment.  That's a frivolous but worthy spend, so I'm ok with that.

    Finally, I signed up for delivery saver with Mr T.  I think I'm going to continue with online deliveries for the forseeable, but didn't want to sign up while slots were hard to get.  It's been much easier recently so I figured it was time.  It will save me more as I can now get the hour slot rather than the four hour slot so it's easier to plan. (I am too cheap to pay the extra £1.50 for the hour slot normally :D )

    The kids have got school photos this week, so that will be another spend, especially as they aren't doing sibling photos!

    I've cashed out £16 from PA and £25 from one poll so will pay those to the mortgage when they arrive.

    Everything's incredibly hectic at work again, and there's a lot of issues underway. Hopefully things will settle down soon. I was hoping to try and take a couple of days off when the kids were at school to have a break and do some stuff around the house, but that will probably have to wait until things settle down.  It's not urgent.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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