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2020 - 'Nothing in your life will change until you make the decision to change'
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dawnybabes said:If you are a cake snob don't come here 😂 I slightly overcooked the choc chip ones. They are fine but a bit dry. Well done on getting on the RM survey, the others are so much better value! - this is what custard is made for 🤣🤣🤣
I don't like custard, but ice cream sounds like a plan! The kids seem to be happily hoovering them down though so not sure there will be many left to try it withWinterWarrior said:have you tried them warmed with ice cream? That can save many a bake 😋
HairyHandofDartmoor said:Good news that stuff is being de-cluttered by DH. I've never read Judy Blume or Biggles. I used to love Malcolm Saville as a child and also pony books 😂 .
I've never read Malcolm Saville, but they sound right up my street as I am a big Enid Blyton fan! I was never really into pony books, but we used to read the Babysitters Club books a lot as well 😂CRANKY40 said:The custard comment made me laugh. My gran bought me a birthday cake from goodness knows where one year. My cousins and I took turns knocking on the top of it and my aunty said rather grimly "never mind, we'll have it with custard". 😂 Gran produced a fruit cake one Christmas that we got the knife stuck in when we tried to cut it. She obviously had a secret supply from a dodgy bakery somewhere.
😂😂 That is hilarious"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
I used to love Enid Blyton too and the Chalet School books. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
I liked all those books - and had Malcolm Saville - still do upstairs - together with Judy books... and a whole load of childhood favourites - including ones from my mum's childhood... she's late 70s... so other than being battered - many would be collector's items now!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/254 -
I'm not sure I've read any of the Chalet school books, but I certainly know of themHairyHandofDartmoor said:I used to love Enid Blyton too and the Chalet School books.
What a nice treasure trove! I've sold a lot of books from the 50s onwards and some of them go very well.savingholmes said:I liked all those books - and had Malcolm Saville - still do upstairs - together with Judy books... and a whole load of childhood favourites - including ones from my mum's childhood... she's late 70s... so other than being battered - many would be collector's items now!
I remember reading the Bobbsey Twins too - I think it was part of a series but I only ever read one. I loved that."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Little miss did Parkrun again this morning after she went to her swimming lesson. I wasn't planning on it as it was wet yesterday but she wanted to. Due to a miscommunication between DH and I she went around by herself. She was so brave and determined. I walked to various points so that I could see her as she went around, but without slowing her down.
Other than that, not a lot achieved today. I've done 20 listings."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
The secret garden was the first chapter book I ever got really sucked into...I feel like I should read it again now.
little Miss is so independent, she must have been so proud of herself.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Me too.HairyHandofDartmoor said:I used to love Enid Blyton too and the Chalet School books.
I wanted to go to boarding school!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
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The Famous Five was mine. I love the Secret Garden as well thoughWinterWarrior said:The secret garden was the first chapter book I ever got really sucked into...I feel like I should read it again now.
little Miss is so independent, she must have been so proud of herself.beanielou said:
Me too.HairyHandofDartmoor said:I used to love Enid Blyton too and the Chalet School books.
I wanted to go to boarding school!
Me too!remote_control said:
They don't count until the item leaves the house
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I hope everyone is well I've been feeling a bit rough again this week, but have my follow up appointment with the doc this week so will mention it then. Work is busy so it could just still be anxiety/stress.
My watch broke, so I have bought a new one, with a good portion covered by vouchers.
Not much to report really!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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