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Midlife Musings and Measurable Goals
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The top sounds lovely, I hope you like it when it arrives.
If it was me, I'd have a big froggy feast, get them all eaten, have a big reward and spend the next few days feeling rather happy with myselfLBM in 2015 - £7000 in debt 2020 - CC - £18 outstanding
Savings goals - home improvements / newer car / EF7 -
I'm also in the camp of having a "froggy feast" as @Muriel_Heslop describes it as above. I think (torturous as it may feel), it's better to get them all eaten or at least starting to eat them in one go than to have things hanging over you every day. Although you may need to follow up on something during some other days, often it's the getting started that's the hard part and the follow up is less painful.
Well done on all your progress over the last couple of weeks. I like the sound of your work coach. I'd be interested in having some kind of business mentor, since I'm fairly new to my position and it's my first time in a position of this level of seniority. I have no clue where to start though.
Hope your socially distanced garden gathering is lovely. It sounds delightful!Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0008 -
Well done on eating the outbuilding frog DIA! And you seem to be munching on a few more, i.e. bathroom fitter and measuring up the outhouse ready to store the bath.Great news!👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
Thanks @Muriel_Heslop (such a great name!) I think a froggy feast might be the best way forward
Thanks @Homegrown0 You are right it IS the getting started. Once started I can easily go on so froggy feast here I come. My work coach is a great help. I only know contacts in the creative field but I hope you find something similar.
Thanks @Seasidegal58 The fear of another lockdown in this house motivates me to keep going forward so I can move someday soonIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
A home sorting kind of day!
Steam cleaned:
Living room
Hallway
Hoovered:
Stairs and hallway
Living room
Decluttered:
Doormat
Small case
Paint X1
Cleaned:
Toilet
Bathroom
Washing done:
Dishes X4!
Recycling
Two cupboards organised
HOUSE PROGRESS
Bathroom fitter came. I like him. He was helpful so hoping for a reasonable quote so I can use him
Carpenter contacted to quote for shelves
Decorator message left
Top came. Nice, but I only keep fabulous in my wardrobe now, so back it goes
All day spent on the above so no actual work done.
Tomorrow will be a work focused day.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720259 -
I'm rubbish at doing quotes but I loved your line " I only keep fabulous in my wardrobe" - awesome attitude!8
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Great house progressI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Great progress on the house and work by the sound of it. I loved the 'only keep fabulous in my wardrobe' comment to. May need to borrow that one.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
The fabulous comment tickled me. You are so rightMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.6
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Skibunny40 said:I'm rubbish at doing quotes but I loved your line " I only keep fabulous in my wardrobe" - awesome attitude!savingholmes said:Great progress on the house and work by the sound of it. I loved the 'only keep fabulous in my wardrobe' comment to. May need to borrow that one.in_need_of_direction said:The fabulous comment tickled me. You are so right
beanielou said:
Thanks beanielou. Really hoping for a reasonable quote so I can get on with it. Feels good making progress when lockdown has given me the feeling of being 'stuck in limbo'Great house progressIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256
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