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Midlife Musings and Measurable Goals

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Midlife Musings and Measurable Goals

edited 30 November -1 at 1:00AM in Debt Free Diaries
823 replies 31.6K views
doingitanywaydoingitanyway Forumite
5.9K posts
Ninth Anniversary 1,000 Posts Name Dropper Mortgage-free Glee!
edited 30 November -1 at 1:00AM in Debt Free Diaries
I looked back at my MSE diary from 2016. I wanted a dog, a car and a trip to NY. I wanted to be DF and MF. Things change. I am DF and MF and I did get a car, although driving wasn’t all it was cracked up to be so I’m letting it go. I don’t much fancy New York anymore, I prefer rural Scotland. :)

I am embarking on creating the life I want to live. I have a tiny income, but I am free and that outweighs any money stresses I might experience. There are loads of things I want to achieve in 2020, all the normal stuff like holidays and creative activities and optimum health. I want to get organised and start a morning and evening routine. I want to get serious about work and serious about living my best possible life. Oh, and I still want a dog…

Here are my measurable goals :)

20 new tech steps mastered and implemented (1-2 a month)

20 premium bonds purchased (1-2 month) £500 at the end of the year
20 NSDs a month
20 new MSE actions that improve my financial situation (1-2 a month)

20 applications to raise my creative profile (1-2 a month)
20 things applied for to support my creative process.
2020 pounds earned from my creative work in 2020
20 hours a week focused creative work

20 new home improvements (1-2 a month)
2020 is the year the house goes on the market
20 items out of the house every month

Health and fitness
20 miles a month walked or cycled (5 miles a week)
20 kilos lost in a year (This equates to a pound a week)
20 parks or open green spaces visited a year (1-2 a month)
20 AFDs a month

Some of these are big goals! Wish me luck. I have a feeling I’ll need it :)
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.


  • shabbychic12shabbychic12 Forumite
    193 posts
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    Found your thread and hv subscribed. I wish you well in your quest x
    Was an 2019 early retirement wannabe now 2020 :rotfl:
    Save £12K in 2019 no 94
    All this saving l'm turning into my Dad :rotfl:
  • Yellow_mangoYellow_mango Forumite
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    Happy new diary and good luck with your goals!
  • SSDD23SSDD23 Forumite
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    Always read through your old diary, I have made a resolution to be less of a lurker, so subscribed and best of luck :D x
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  • mark55manmark55man Forumite
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    Part of the Furniture 1,000 Posts Name Dropper
    Shiny new diary - posting to subscribe. I will post a link for you on your old diary
    I think I saw you in an ice-cream parlour - Drinking milk shakes cold and long - Smiling and waving and looking so fine (5 years - Bowie)
    Weight/Health - 1/1/2020 - 121kg : 30/07/2020 - 107Kg - Last month 0kg
    12/19: CC:[email protected]% - Car:[email protected]% - Mort:[email protected]% = £140K
    Decrease in Total Debt 2016:£13.4K 2017:£8.3K 2018:£20K 2019:£16K 2020 (YTD): -£22K
  • in_need_of_directionin_need_of_direction Forumite
    6.6K posts
    Sixth Anniversary 1,000 Posts
    Love those goals, lots of food for thought for me. Deal with the dog one first, it’ll be the biggest life enhancer
    Mortgage at 01.01.14 £119,481.83:eek: today £60212.93 Offset fund today 1366.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 5lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • jwiljwil Forumite
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    Happy New Diary and Happy New Year :)
    "If you can dream it, you can do it". Walt Disney
  • I had a read of your old diary yesterday and wished you well in your brave quest to live "dangerously", authentically. Good to see you re-grouping and forging ahead into 2020. All your targets seem achievable. I think premium bonds are a good plan and you have inspired me to stick away £50.00 a month in them too, i'll wish for a big win for both of us!!
  • another_casualtyanother_casualty Forumite
    5.1K posts
    Ninth Anniversary 1,000 Posts Name Dropper
    Subscribed to your new diary DIA . So many achievable goals here .
    Look forward to the next stage of your journey :)
    Life is crap.  Full of unnecessary pitfalls ..and people 
  • beanieloubeanielou Forumite
    72.2K posts
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    Happy shiny new diary.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • ChrystalChrystal Forumite
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    Followed you over and subscribed to you new diary DIA.

    Goals sound fantastic :D, and I hope that 2020 brings everything you want. X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
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