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Midlife Musings and Measurable Goals

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  • I walked 4 miles, so 16 miles left to keep my target for January :)

    I’ve not been drinking water lately and rather than beating myself up I thought it through. I don’t like the taste of unfiltered water so I use a jug but the jug doesn’t fit in the fridge so it isn’t cold. Smaller one purchased (on sale for not much more than replacement cartridges) I am drinking water again :)

    Bought a double socket so I can use bedside light to read in bed. (Part of my new nighttime routine :))

    Bought a purse (on sale and soft leather for £7!) I had been using a change purse and could not quickly find things. Now I can as new purse has places for cards. I feel more organised.

    Bought a see-through pencil case and transferred my make-up so I can see everything now. I feel more organised.

    I am writing this on a completely clear and clean dining table! I must kept it up as it feels so nice :)

    Lots of washing up :eek: but clear now/bins and recycling done

    Quite spendy but all purchases were carefully considered and improve my life a little.

    A productive day. I hope you had a good day too :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    wow that's a good day. conscious consumerism
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 9,913 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    mark88man wrote: »
    wow that's a good day. conscious consumerism
    Thanks. Meeting a friend today for belated Christmas drinks catchup so less conscious consumerism today :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • I wake up hungry because I don't eat after 5/6pm

    I have just reviewed the breakfast I've eaten. No wonder I am fat! I tell myself I have scrambled eggs for breakfast and I do, but just finished eating some raw nuts (2 handfuls) :eek: and 2 squares of chocolate with my coffee.:eek: Loads of calories and the day has barely begun.

    I'm one of those people who take ages to register I am full. So, today I will be buying fruit so I can have 2 pieces of fruit with a coffee on waking. I will take my time with this and then make scrambled eggs with grilled tomatoes.

    I will also buy rocket so I can have a salad before my main meal. Or I can have soup.

    I'm not going to start a diet as I hate them and I'd rather change my behaviour. Plus I don't eat badly on the whole. I just need to be mindful and organised.

    I am changing my food environment too as I have chocolate in the fridge but an empty fruit bowl and that won't do. Time for change ;)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Happy New Year and Happy New Shiny Diary :)

    Good luck with your goals xx
  • I find the idea of dieting quite depressing . It just changes the mood for some reason, and seems to put an unnecessary weight over my shoulders so I don't do it . You eat enough proper stuff anyway . Just leave the chocolate for elevenses ..and 12's etc:)
    You're still making progress ..
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are making lots of progress while I've been spreadsheeting LOL. Very inspiring.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • doingitanyway
    doingitanyway Posts: 9,913 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I took a gamble by buying a ticket to a place I don’t know whether I will be able to afford to go to. If I leave it the travel cost will double. I’ve paid £100 + to get to Scotland but I bought my ticket for £55. I will send off my bursary application today as I now have all the info I need. Fingers crossed.

    I have a fruit bowl bursting with cool and had 2 pieces of fruit before my eggs.

    I made some lovely soup (turkey stock, spinach and lentils)
    I cooked a turkey crown (reduced from £35 to £15)
    I have a 25p bag of sprouts and a 23p small tray of stuffing.
    Making a white miso sauce.
    Made thin chickpea wraps

    So, lots of prepped tasty and healthy food and no reason to eat badly.

    A NSD/AF day as yesterday I had a few glasses of pricey/delicious wine with a friend :)

    Dishes, cleaning, mess…starting to think I need a better system as I’m always in a mess. Loved at flylady site but no it doesn’t suit me. Anyone got any book recommendations on home organisation?

    Ironing done (I know, exciting!)

    Off to get the application submitted…
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your menu choice looks delicious and very healthy all round.

    I agree your decision to book ahead for Scotland before prices rise. You could look at YHA (Youth Hostel) so if your bursary doesn't come could you check out whether there was somewhere nearby you could stay cheaply. If you recall we spent 2018 NYE in a YHA near the Eden project in Cornwall and we had individual rooms made out of shipping containers, which were very cool - and a communal cooking area but with individual dining tables for privacy with a communal feel

    Or failing that most tickets are refundable albeit with an Admin charge
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 9,913 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Thanks Mark, you make good points if I don't get the funding I may look into it.

    Just finished the dreaded bursary application. Done now. :T Taken a good part of the day but worth it if I get it.

    Started on an application for a workshop and accidentally deleted it :eek:
    Annoying, but I have another 5 days for that one so will do tomorrow as I am getting tired of the screen now.

    Tea and Casualty are the order of the day now :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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